Case Law[2025] ZAGPPHC 658South Africa
N.I.N obo B.N v Road Accident Fund (19817/18) [2025] ZAGPPHC 658 (9 June 2025)
High Court of South Africa (Gauteng Division, Pretoria)
9 June 2025
Headnotes
Summary: A claim for loss of earning capacity. The onus to prove that a claimant has lost capacity to earn lies with the claimant. A Court must be satisfied that a claimant has indeed lost capacity to earn. A Court is not bound by opinions of experts who baselessly opine that less serious injuries have affected the earning capacity of a claimant. The plaintiff has failed to discharge the onus that she lost her earning capacity. Held: (1) The claim for loss of earning capacity and income is dismissed.
Judgment
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# South Africa: North Gauteng High Court, Pretoria
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## N.I.N obo B.N v Road Accident Fund (19817/18) [2025] ZAGPPHC 658 (9 June 2025)
N.I.N obo B.N v Road Accident Fund (19817/18) [2025] ZAGPPHC 658 (9 June 2025)
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sino date 9 June 2025
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personal/private details of parties or witnesses have been
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REPUBLIC
OF SOUTH AFRICA
IN
THE HIGH COURT OF SOUTH AFRICA
GAUTENG
DIVISION, PRETORIA
Case
Number: 19817/18
(1)
REPORTABLE: NO
(2)
OF INTEREST TO OTHER JUDGES: NO
(3)
REVISED: YES
In
the matter between:
N[...] I N[...]
Obo
B
N[...]
Applicant
and
ROAD
ACCIDENT
FUND
Respondent
Delivered:
This judgment was prepared and authored by the Judge whose
name is reflected and is handed down electronically by circulation to
the parties/their legal representatives by e-mail and by uploading it
to the electronic file of this matter on Caselines. The date
and for
hand-down is deemed to be 09 June 2025.
Summary:
A claim for loss of earning capacity. The onus to prove that a
claimant has lost capacity to earn lies with the claimant.
A Court
must be satisfied that a claimant has indeed lost capacity to earn. A
Court is not bound by opinions of experts who baselessly
opine that
less serious injuries have affected the earning capacity of a
claimant. The plaintiff has failed to discharge the onus
that she
lost her earning capacity. Held: (1) The claim for loss of earning
capacity and income is dismissed.
JUDGMENT
MOSHOANA, J
Introduction
[1]
This matter came before me on Monday 02 June 2025. Counsel for the
plaintiff had already commenced dealing with the matter
when this
Court raised an issue regarding the alleged head injury sustained by
the injured minor child out of the motor vehicle
accident in
question. Counsel indicated to the Court that the Neurologist and the
Neurosurgeon would provide the Court with the
clarity sought. As a
result, this matter was stood down to 5 June 2025 for the purpose of
obtaining the required clarity regarding
the alleged head injury.
[2]
On 5 June 2025, indeed, this Court received oral testimony from the
Neurosurgeon and the Neurologist respectively. This
Court must
mention that on 4 June 2025, the plaintiff uploaded photographs
depicting the injured minor child allegedly provided
to the
Neurosurgeon on the day of the assessment. Those photographs
allegedly assisted the Neurosurgeon to reach a conclusion that
the
injured minor child sustained a head injury on the day of the motor
vehicle collision.
[3]
That said, this is a delictual action instituted by Ms N[...] N[...]
(“Plaintiff”) on behalf of Mr B[...]
N[...] (“the
injured minor child”). The issue of the merits of the action
was settled between the plaintiff and the
Road Accident Fund (RAF).
It was agreed that the RAF shall pay 100% of the plaintiff’s
proven damages. The only issue that
required determination by this
Court is one of loss of earning capacity and income in respect of the
injured minor child. Central
to the present action is the question
whether the injured minor child sustained head injuries on the day of
the motor vehicle accident.
[4]
All the postulations of the other experts like the Occupational
Therapist (OT); Educational Psychologist (EP) and the
Actuary are
premised on a conclusion that the injured minor child sustained a
head injury with neurocognitive deficits. A finding
that no head
injury was sustained by the injured minor child renders the opinions
of those experts useless for this Court. This
because they are all
premised on a wrong factual basis. This Court must remark at this
point that experts witness are there to
assist a Court with an
opinion in areas where a Court lacks competency. It is not the
purpose of an expert witness to mislead a
Court. Such a misleading,
when it occurs, constitutes a serious professional misconduct. Given
the oral evidence received and the
contents of the medicolegal
reports, this Court takes a view that the expert witnesses misled it,
with the apparent solitary view,
to manufacture, as it were,
non-existent head injury. This Court is minded to refer its
observations in this matter to the Health
Professions Council of
South Africa (HPCSA) for consideration whether a cause to investigate
professional misconduct exists.
[5]
This Division, to my observation, battles, almost daily, with
instances where, what this Court may conveniently term “a
lucrative head injury”, is manufactured. It shall be a sad day
in this country, if a finding is made that professionals aid
in the
manufacturing of non-existing head injuries. This Court uses the
phrase lucrative head injury because out of head injury,
irrespective
of its seriousness, experts are able to conjure up a massive claim
for loss of earning capacity, particularly where
minor children are
involved. An allegation that head injuries are involved is a pricey
allegation
[6]
The RAF exist to compensate victims of road accidents, who present
with valid and genuine injuries arising out of the
negligent driving
of motor vehicles. The RAF is funded by the tax payers of South
Africa through the fuel levy. Lately, the RAF
has taken an approach
not to defend actions instituted by road accident victims. This
approach makes it extremely difficult for
Courts to administer
justice. That notwithstanding, a Court must still be satisfied before
entering a judgment in favour of a claimant
that a claim has been
proven on the balance of probabilities.
[7]
Turning to the brief facts of this action, on 27 January 2017, the 9
year old injured minor child was hit by a motor vehicle
whilst
playing with his friends and sustained bodily injuries. He was first
attended to by another medical institution and later
transported to
Mediclinic Bloemfontein (Mediclinic) for further treatment. He was
received at the emergency centre of Mediclinic
at 18H03. On arrival,
he presented with abrasions on the right elbow and right knee
injuries. He complained of pain in the back.
According to the head of
Emergency Centre Dr Michael-Robert Waldeck, the injured minor child
was clinically stable. He was alert
and reacted to voices. His GCS
was 15/15. The clinical notes made by Dr Fourie at 18H15 reflects the
following:
“
MVA
Abrasions ® elbow
1x1cm
Abrasions (L) elbow 2x2
cm
Neck: tender
(-)
neurological outfall
Chest: (-) tenderness
Bilat
normal
Abd: Soft
Pelvis stable
Pearl
“a right tick” was made.
[8]
Drs Van Dyk & Partners Inc performed a CT scan on the injured
minor child. It seems customary for well-to-do hospital
to perform a
CT scan to all their patients. Thus, it cannot axiomatically follow
that where the CT scan is performed a head injury
was sustained. With
regard to the brain scan of the injured minor child, it was noted
that there was no evidence suggestive of
a base of skull fracture.
With regard to the spine, it was noted it was normal and no pre
vertebral soft tissue swelling or vertebral
body collapse were noted.
The abdomen and the pelvis were found to be normal. At 19H42, Dr
Loubser was informed of the results.
At 20H00 the injured minor child
was discharged and he walked out stably. It is important to mention
that nowhere in the hospital
records was a head injury diagnosed.
[9]
On 12 July 2022, five years after the accident, the injured minor
child was assessed by the Neurosurgeon, Dr Mazwi (Dr
Mazwi). On the
day of the assessment Dr Mazwi had the Mediclinic records in his
possession. Surprisingly, in his medicolegal report,
under the
history of the accident, he recorded the following:
“
The claimant
experienced head trauma, also
had occipital head swelling and
occipital head pains, with loss of awareness
. The claimant had a
brief loss of consciousness and amnesia in keeping with mild head
injury.”
[10]
It must be mentioned that the medical institution, Free State
Emergency Medical Services (FSEMS), received the injured
minor child
at 16H52. In the patient report form clinical findings were made and
recorded as abrasion on the elbow and the right
knee. From FSEMS, the
injured minor child was transported to the Mediclinic.
[11]
In his report, Dr Mazwi recorded the following, with regard to the
injuries allegedly sustained by the injured minor
child following the
motor vehicle accident.
1.2 Injuries sustained
According to the
claimant
·
Head
injury
· Right
elbow injury
· Right knee
and Thoracic back injury
According to hospital
records and RAF 1 form
·
Head
injury
· Right
elbow injury
· Right knee
and Thoracic back injury.
[12]
Having scoured the clinical records of FSEMS and Mediclinic, this
Court was unable to observe any head injury recorded
or diagnosed.
However, it is clear that the alleged head injury was mentioned to Dr
Mazwi by the claimant as recorded by him in
his report. This Court
also perused the RAF 1 form completed by Dr M Waldeck. Nowhere does
Dr Waldeck mention any head injury.
Prima
facie
, the
above recorded information is misleading. This is very much
concerning for this Court. A doctor cannot rely on a patient’s
ipse
dixit
when it comes to the noting of injuries,
particularly where clinical notes are available. The plaintiff
arrived at the scene of
accident after the collision has happened. As
to what injuries were sustained her evidence is of no moment. It is
evidence that
cannot be relied on.
[13]
On 4 April 2023, Professor Kakaza (Professor), a Neurologist,
assessed the injured minor child. This was six years after
the
accident. Of significance, the plaintiff informed the Professor the
following, with regard to the injuries sustained by the
injured minor
child:
“
Ms.
N[...] found him still at the scene of the accident. He was bleeding
from the nose. He had a swelling in the
occipital
area
[1]
.
He also had multiple bruises. He was able to recognise his mother
when she came to the scene but Ms.
N[...]
felt that he was confused
.”
[14]
In her medicolegal report, the Professor reached the following
startling conclusions:
“
9
The
clinical picture
is in keeping with:
(i)
A
mild traumatic brain injury
(ii)
Soft tissue injuries.
10
The assessment of mild traumatic brain injury is
based on the
history
that B[...] was awake when Ms. N[...] found him at the
scene of the accident
but appeared confused
…”
The CT scan of the brain
done a week later was reported to be within normal limits
11.
He
has recovered from the mild traumatic brain injury
He has a normal
cognitive score
[15]
It is clear from the report of the Professor that the assessment of
the mild traumatic brain injury is not a clinical
one but it is the
product of history provided by the plaintiff. This is clearly
unreliable. According to the Professor, the injured
minor child had
recovered from the alleged mild traumatic brain injury. Mention is
made of a CT scan done a week later. Other than
a CT scan performed
on the day of the accident, this Court was not presented with any
other results. This is unsatisfactory.
[16]
Returning to Dr Mazwi, he stated the following, which, to my mind,
had a ripple effect to all the other expert witnesses’
opinions:
“
B. Cognitive
disturbances
The claimant
had a
head injury which resulted
in
neuropsychological
disturbances
, and risk of epilepsy, and behaviour
disturbances, defers to neuropsychologist.”
[17]
What is disturbing is that Dr Mazwi does not reveal in his report the
source of his conclusions that a claimant had a
head injury. When his
oral evidence is evaluated later, it shall become clear what his
unreliable source was. He mentions in his
report occipital swelling
without identifying the source of that information. At least,
unreliable as it may be, the Professor
disclosed the source of the
occipital swelling to be the plaintiff. Tellingly, Dr Mazwi in his
report reached the following conclusions:
“
7. Conclusions
The claimant had the
following damages arising out of the injuries sustained during the
motor vehicle collision:
·
Mild
head injury
· Has
significant long term mental disturbance
Deference to
neuropsychologist
· Has
Epileptic fits
Deference made to
neurologist
· Thoracic
back injury
· Right
elbow and Right knee injury
Deference made to
orthopaedic surgeon
· Has
educational disturbance
The
head injury is a
direct result of the accident
.
The memory disturbances
and poor concentration
are due to the head injury
…”
[18]
The plaintiff did not lead any evidence of a neuropsychologist to
prove any significant long term mental disturbance.
Based on the
above exposition, this Court is not convinced that the injured minor
child sustained head injury during the motor
vehicle collision. The
existence of the head injury is a clear manufacture of Dr Mazwi and
the plaintiff. Dr M Bongobi, an Orthopaedic
surgeon assessed the
injured minor child on 11 July 2022. This was after Dr Mazwi had made
unsupported conclusions about a head
injury having been sustained. In
his report he reports about an “unspecified head injury”.
This is, with respect to
him, meaningless to this Court.
[19]
With regard to employability, Dr Bongobi concluded that the extent of
the injured minor child’s orthopaedic injury
does not preclude
him from succeeding at school and finding gainful employment.
[20]
This Court received evidence from Dr Mazwi and the Professor
regarding the alleged presence of a head injury. This Court
must
declare upfront that it found the testimony of the two to be with
considerable regret unreliable and unhelpful. With regard
to the
alleged head injury, he told the Court that photographs which were
only uploaded on CaseLines the day before, were availed
to him during
his assessment of the injured minor child. Using his trained eye, he
was able to observe a swelling on the head.
I must remark that with
the Court’s own observation, a swelling cannot be spotted.
Based on eye observation of the photographs,
Dr Mazwi then reached a
conclusion that the injured minor child sustained head injury on the
day in of the motor collision. His
report refers to occipital
swelling, which is the back part of the head, yet the photographs so
uploaded depicts the front portion
of the head. He testified that
because a CT scan was done on the day of the admission, such suggests
that there was a head injury.
This against a clinical note that
excluded neurological fallout. He testified that the swelling on the
photographs was only obvious
to him because he possesses a trained
eye. He could not explain why the swelling was not observed by the
doctors who saw the patient
on the day of the accident. He could not
explain as to why in his report he did not mention the photographs as
source documents
for a conclusion that there was a head injury. He
accepted that his report is incomplete. He also suggested that the
report of
the radiologists is incomplete and unhelpful because it
does not depict the swollen injuries observed by him using his
trained
eye. With considerable regret, this is preposterous to the
extreme in this Court’s respectful view.
[21]
The Professor testified that the reason why she mentioned the
neurocognitive disturbances and a head injury is because
the
plaintiff told her that the injured minor child was confused. When
asked by the plaintiff’s counsel she attempted to
suggest that
she made her own independent observation. This cannot be correct,
when regard is had to the contents of her own medicolegal
report. She
could not make any conclusions about epilepsy because there were no
hospital records or medication to support the existence
of epilepsy.
Ironically the plaintiff told her that the injured minor child became
epileptic a week after the accident. She saw
the child six years
after the collision and she has no knowledge as to what could have
happened to the injured minor child in the
intervening period.
[22]
Owing to the above exposition, this Court is regrettably unable to
reach a conclusion that the injured minor child sustained
a head
injury. When regard is had to the report of the Educational
Psychologist (ED) it is unclear as to what accounts to her conclusion
that the injured minor child must be enrolled at a remedial school.
She does not link the poor educational performance to a head
injury.
She still concluded that the issue of the head injury must still be
investigated by the Neurosurgeon.
[23]
When counsel realised that the case for the loss of earning capacity
is not supported by the alleged effects of a non-existent
head
injuries, he implored the Court to consider the conclusions reached
by the Occupational Therapist (OT) that the injured minor
child will
be suitable for sedentary work. The OT reached the following
unsupported conclusion:
“
Occupational
therapy findings revealed
back pain
… which is
common
on significant head injury and headaches
…
Physically
, B[...]
is expected to be able to perform sedentary, light, and to some
extent medium physically demanding work in the future.
He is not
expected to cope with heavy or strenuous jobs due to back pain,
headaches and generalised fatigue.”
[24]
The
difficulty with the above findings is that this Court has already
found that there is no evidence supporting a head injury.
Secondly,
the Orthopaedic surgeon has concluded that the work ability of the
injured minor child shall not be affected in future.
For those two
reasons, this Court remain unconvinced that the injured minor child
had lost any earning capacity. A Court must be
satisfied on a balance
of probabilities that the claimant has lost earning capacity as in
patrimonial loss. In
Road
Accident Fund v Kerridge
(
Kerridge
)
[2]
,
the SCA had the following to say:
“
Indeed, a
physical
disability which impacts on the capacity to earn an
income
does not, on its own, reduce the patrimony of an injured. There must
be proof that the reduction in the income earning capacity
will
result in actual loss of income.
[25]
The above
position was already stated in
Rudman
v Road Accident Fund
(
Rudman
)
[3]
.
It remains the onus of the claimant to prove on a balance of
probabilities that the physical disability firstly impacts on his
or
her capacity to earn and secondly that an actual loss shall follow
due to the impact on capacity.
Conclusions
[26]
In summary,
this Court is far from being convinced that the injuries sustained by
the injured minor child led to any neurocognitive
deficits. The
Professor recorded in her medicolegal report that the injured minor
child was cognitively normal. On the available
medical evidence, the
injured minor child did not sustain a head injury. Accordingly, the
plaintiff has failed to discharge her
onus of proof that the injured
minor child lost his earning capacity and income. The action must
fail. This Court fully agrees
with the Court in
P.E.M
obo P.C.M v Road Accident Fund
(
PEM
)
[4]
when it said:
“
[24] …
What may not be ignored is that higher grades typically introduce
more complex and abstract material which
may be challenging to grasp
by any learner who is still developing their ability to think.”
[27]
On account of all the above reasons, I make the following
order:
Order
1.
The claim for loss of earning capacity and
income is dismissed.
GN
MOSHOANA
JUDGE
OF THE HIGH COURT
GAUTENG
DIVISION, PRETORIA
APPEARANCES:
For
the Plaintiff:
Mr Mohlala
Instructed
by:
Ntozake Attorneys, Pretoria.
For
the Defendant:
No appearance
Date
of Hearing
02 and 06 June 2025
Date
of judgment:
9 June 2025
[1]
This is the area located at the back of the head and encompasses the
occipital lobe of the brain.
[2]
2019
(2) SA 233
(SCA) para 25.
[3]
2003
(2) SA 234 (SCA).
[4]
(4545/2019) [2025] ZAMPMBHC 49 (6 June 2025)
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