Case Law[2024] ZAGPPHC 818South Africa
Nene v Road Accident Fund (21619/18) [2024] ZAGPPHC 818 (19 August 2024)
Judgment
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# South Africa: North Gauteng High Court, Pretoria
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## Nene v Road Accident Fund (21619/18) [2024] ZAGPPHC 818 (19 August 2024)
Nene v Road Accident Fund (21619/18) [2024] ZAGPPHC 818 (19 August 2024)
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sino date 19 August 2024
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IN THE HIGH COURT OF
SOUTH AFRICA
GAUTENG DIVISION,
PRETORIA.
CASE NO: 21619/18
(1)Reportable: No.
(2) Of interest to other
judges: No
(3) Revised
Date: 19 AUGUST 2024
MAXHINGA
NENE
PLAINTIFF
AND
THE
ROAD ACCIDENT FUND
DEFENDANT
This
judgment has been handed down remotely and shall be circulated to the
parties by way of email. Its date and time of hand down
shall be
deemed to be 19 August
2024
JUDGEMENT
INTRODUCTION
1.
This is a claim for personal injuries
against the Road Accident Fund arising out of the motor vehicle
accident that occurred on
the 20
th
of July 2017, whereby the Plaintiff was a Pedestrian. The Plaintiff
was at the time of the accident, 57 years of age. At present,
he is
64 years old.
2.
The Plaintiff claimed for Future medical
expenses and General Damages. The matter was thus set down for the
determination of merits
and quantum, and it proceeded as such.
3.
In support of his case, the Plaintiff’s
attorney filed and served the documents from the South African Police
Services(“SAPS”)
and Vryheid District Hospital.
4.
An application in terms of rule 38(2) of
the Uniform rules was dealt with in court.
RULE 38(2)
5.
An application to allow the medico-legal
report of Dr Ngcoya (Orthopaedic surgeon), as contained in the
founding affidavit, to be
admitted, as evidence was made in court.
6.
The expert had, prior to the trial, deposed
to an affidavit in terms
of which he confirmed his credentials, and the opinion or
content of his medico-legal reports
filed on behalf of the Plaintiff.
7.
Having
listened to the counsel and having gone through the papers therein, I
hereby provisionally admit the evidence by way of the
affidavits as
contemplated by Section 34(2)
[1]
.This provisional admission is subject to the outcome of the
assessment of merits and quantum.
THE MAIN CASE
FACTUAL
BACKGROUND
PLAINTIFF
8.
The merits documents before me are the
plaintiff’s Affidavit in terms of section 19
(f)
of the Road Accident Fund Act confirming
the accident, the ID copy of the plaintiff, the inexpressible
document from SAPS recorded
by Officer M.E Erasmus, and the pretrial
minutes dated 5 September 2019.
9.
According to the affidavit and the police
document plaintiff was walking on the left side of the road and the
truck came behind
him veered off the road and hit him. He stated that
there was nothing he could do to avoid the accident. The said car was
a Truck
with registration number N[...] and was driven by one
Dumisani M. Mabika on the 20
th
of July 2017 in Utrecht Street next to Cecil Emmet
10.
The plaintiff's averment in the
particulars of claim, was that the insured driver was solely
negligent in one or more of the following
conduct; (a). he failed to
keep a proper lookout, (b). he drove at a high speed…..”
As a result of the accident,
the plaintiff sustained serious
bodily injuries and was taken to the hospital by the said driver.
11.
In support of his claim and for
compliance, the plaintiff’s attorneys filed the RAF1 form which
was completed by Dr Seima
who extracted information from the hospital
records; the Medico-legal report by Dr
Ngcoya
who
completed the RAF4 form as well and
the hospital records from Vryheid district hospital. According to the
evidence presented, he
sustained a right compound olecranon fracture.
12.
Following the hospital records, he was
admitted on 20 July 2017, was operated on 27 July 2017 and was
discharged on 28 July 2017.
Thus, he stayed for about 8 days in the
hospital before he was discharged. It is also recorded on the nursing
history record that
he presented a history of being involved in a
PVA. . He was then taken to theatre a few days later for debridement,
K-wire insertion,
and tension band wiring of his right olecranon. He
received antibiotic therapy and analgesia during his stay in the
hospital
13.
In his particulars of claim, the plaintiff
avers that
as
a result of the injuries he
suffered damages which he is hereby claiming in the sum of R 1600
000,00 for General damages
and Future medical
expenses, of which he is claiming section 17(4)(a) undertaking
certificate.
14.
As a means to compliance, the plaintiff
served the defendant with the RAF 4 Form duly completed by Dr. N.
Ngcoya - Orthopaedic Surgeon
on the 2 of May 2019. On 28 March
2023 and 11 April 2023 correspondences were transmitted both
physically and electronically
to the defendant by the plaintiff
soliciting the determination of their position regarding the
seriousness of the injuries contained
in the RAF4 form, to which
there were no responses.
15.
It is noteworthy that all the attempts by
the plaintiff to get the defendant to either accept, reject, or refer
to the issue of
the seriousness of the injuries as contemplated in
the Road Accident Fund Act and regulation 3, did not yield any
results.
ORTHOPEDIC
SURGEON: DR NGCOYA
16.
Dr Ngcoya compiled a report indicating
that the plaintiff had passed the narrative test. His final
orthopaedic impairment score:
= 10% WPI. He confirmed that the
plaintiff sustained a
Right compound
olecranon fracture
,
17.
He
indicated that the plaintiff sustained an open intraarticular
fracture of his right elbow for which he was surgically managed.
He
also seems to have suffered a crush injury to his right shoulder
which was not evident in the acute setting. He stated that
8
months after the accident occurred, he continues to have residual
pain complaints and functional impairment complaints
which
collectively affect his amenities and his productivity and
performance at work. He has a reduced range of motion in both
his
right shoulder and right elbow and generalized weakness in his right
upper limb.
18.
He i that the plaintiff would benefit
from conservative treatment in the form of physiotherapy to help
manage his pain, improve
his range of motion of both affected joints,
and strengthen his right upper limb muscles in preparation for
definitive interventions.
An undertaking is suggested for future
right shoulder replacement as well as right elbow replacement (or
arthrodesis, whichever
one will be deemed suitable for each joint).
DEFENDANT
19.
The defendant raised two special pleas.
Both special pleas are to the effect that the plaintiff did not
comply with the prescribed
method of determining whether an injury is
“serious” as contemplated in the Act set out in
Regulation 3 of the 2008
Regulations to the Act. The defendant
pleaded that the plaintiff’s claim for general damages be
dismissed, alternatively,
be referred to the appropriate forum, or be
postponed
sine
dies
all
these with the plaintiff to pay the defendant’s costs.
20.
The defendant’s plea bears a bare
denial of the accident. However, in the pretrial minutes of 5
September 2019 agreed to the
occurrence of the accident, and the
plaintiff’s involvement in it.
THE
ISSUE
21.
Whether the Defendant is the cause of the
accident and therefore liable for the injuries proven or to be
proven sustained
by the plaintiff arising out of this motor vehicle
accident?
22.
Having regard to the specific obligations placed upon the Fund as
set
out in Regulations 3(3)(dA),3(4) of the Road Accident Fund
Regulations, 2008 (as amended), is a plaintiff entitled to pursue
the
adjudication of general damages at trial or in the default trial
court, in the absence either of the Fund having accepted the
injuries
in question as constituting serious injury as contemplated in Section
17(1A) of the RAF Act or of assessment of such injuries
as
constituting serious injury by an appeal tribunal by Regulation 3?
THE
LEGAL PRINCIPLES
AND
APPLICATION
MERITS
23.
In terms of Section 17(1) of
the Road Accident Fund Act, the fund shall be liable where there has
been injury or death due to the
unlawful and negligent driving of a
motor vehicle.
24.
The
Constitutional Court explained the position as follows
[2]
“…
It
has retained the underlying common-law fault-based liability. This
means that any accident victim or a third party who seeks
to recover
compensation must establish the normal delictual elements. The
claimant must show that he or she has suffered loss or
damage as a
result of personal bodily injury or the injury or death of a
breadwinner arising from the driving of a motor vehicle
in a manner
that was wrongful and coupled with negligence or intent
.”
25.
On
the test of negligence the plaintiff relied on the case of
K
v Road Accident Fund
[3]
,
it was held that the insured driver should not have veered to the
left side of the road onto the shoulder of the road particularly
as
she was aware of the pedestrian walking along the side of the”
….“the fact that the impact was not on the
road but
outside establishes
prima
facie
inference of negligence.
26.
The plaintiff’s counsel submitted that the insured driver was
solely negligent in that among others,
he failed to keep a proper
look-out, and he encroached on the Plaintiff’s Lane of travel
when it was dangerous and unsafe
to do so.
There was nothing the
Plaintiff could have done to avoid the collision as opposed to the
insured driver. The plaintiff has placed
more weight on the
credibility of his version.
27.
Therefore, from the wholeness of the evidence, it
appears as weighed on a scale of a preponderance of probabilities as
well
as of logic, that the insured driver's conduct is held to not be
of a diligence paterfamilias (reasonable man). The evidential onus
of
rebuttal is the cost on the Defendant. Furthermore, on the evidence
adduced and on a balance of probabilities, the insured driver
was
solely negligent in all respects set out by Plaintiff. The defendant
has consequently not discharged the onus of rebuttal as
per the
established case of negligence. The Defendant has presented no
evidence in rebuttal. plaintiff has, thus, indeed discharged
his
burden of proof (counsel submission).
28.
Concisely, the uncontested evidence before
the court is that the plaintiff, a pedestrian, got knocked down by an
insured driver’s
car. The occurrence of the motor vehicle
accident is confirmed by the hospital records and the defendant
acknowledged that in the
pretrial minutes. The whole cause of the
accident was due to the wrongful or negligent act of the driver of
the insured car, which
resulted in the defendant being 100% liable
for the damage sustained and proved by the plaintiff.
Quantum
General
Damages
29.
To
arrive at a fair amount of the award the court must first establish
the right to compensate for general damages and then analyse
the
evidence of expert witness
which forms part of the trial bundle
.
The
general provision of s 17(1) of the Act is that the Fund is liable to
compensate claimants for loss arising from bodily injury
sustained in
motor vehicle accidents
[4]
.
In
terms of the Act
,
the
claimant shall qualify for compensation if the seriousness of the
injuries meets the specified threshold.
The
legal instrument governing the procedure for determination of the
findings and observations in the serious injury assessment
reports
are the regulations which are explained below.
30.
`Regulation of the
Road Accident Fund
Act No. 36 of 1996
30.1
Regulation 3(3)(c) makes a provision to the effect that:
“
The
Fund or an agent shall only be obliged to compensate a third party
for non-pecuniary loss as provided in the Act if a claim
is supported
by a serious injury assessment report submitted in terms of the Act
and in terms of these Regulations and the Fund
or an Agent is
satisfied that the injury has been correctly assessed as serious in
terms of the method provided in these Regulations”.
This
regulation gives the RAF the right to compensate for general damages
only if it is “satisfied that the injury has been
correctly
assessed as serious in terms of the method provided in these
regulations. In the current case, the plaintiff initiated
its
compliance by serving the defendant with the RAF4 Form which is a
serious injury assessment report, as mentioned in the factual
background above.
30.2.
Regulations 3(3)(d) ,
“
If
the Fund or Agent is not satisfied that the injury has been correctly
assessed, The fund or agent must:
(i)
Reject the serious injury assessment report and furnish the third
party with reasons for the rejection; or
(ii) direct that the
third party submit himself or herself, at the cost of the Fund
or an agent, to
further assess to ascertain whether the injury is serious,
in terms of the method
set out in these Regulations, by a medical practitioner
designated by the Fund
or agent
The
Defendant in this present case transmitted three courtesy letters to
the defendant for compliance with these regulations and
despite all
these repeated reminders, the defendant continued to remain silent.
30.3.
Regulations 3(3) (dA)
:
“
The
Fund or an agent must, within 90 days from the date on which the
serious injury assessment report was sent by registered post
or
delivered by hand to the Fund or to the agent who in terms of
section 8 must handle the claim, accept or
reject the serious
injury assessment report or direct that the third party submit
himself or herself to a further assessment.
31.
The Supreme
Court of Appeal has established in various cases, regarding
regulation 3(3)(dA) that a failure by the Road accident
fund to
decide whether a plaintiff's injuries are serious within the
prescribed period does not create a
deeming
provision
[5]
.
Mathopo AJA stated that of late, the Road Accident Fund’s
inaction and failure to explicitly reject or accept serious injury
assessment reports filed by victims of road accidents, often even
after being compelled to do so, leads to an impasse.
32.
He further said that by including the prescribed period, the
legislature sought to ameliorate the hardship experienced
by
claimants prior to and after the Duma case. The intention was to
bring legal certainty and to compel the Fund to act promptly
and
timeously,
33.
The
plaintiff in the current case has on more than one occasion already
afforded the Respondent an opportunity to conform and comply
with the
requirements contained in the act and regulations, but the defendant
failed decimally to adhere to the requirements. Regrettably,
as
stated in the general damages authorities supra this Court does not
have the jurisdiction to make a finding as to whether the
Plaintiff's
injury is serious, absence of the defendant's decision or comment on
the RAF4 form in terms of regulation 3.Therefore,
in the
interest of justice, this court shall utilize its
inherent powers
[6]
to compel the
Defendant to make a decision in terms of regulation 3 supra.
Undertaking
in terms of
s 17(4)(a)
of the
Road Accident Fund Act
38.
Section
17(4)(1)(a) of the
Road Accident Fund Act
provides
as follows:
(4)
Where a claim for compensation under subsection (1)(a) includes a
claim for the costs of the future accommodation of any
person
in a hospital or nursing home or treatment of or rendering of a
service or supplying of goods to him or her, the Fund or
an agent
shall be entitled, after furnishing the third party concerned with an
undertaking to that effect or a competent court
has directed the Fund
or the agent to furnish such undertaking, to compensate—
(i)
the third party in respect of the said costs after the costs have
been incurred and on proof thereof; or
(it) the provider of such
service or treatment directly, notwithstanding
section 19
(c) or (d),
in accordance with the tariff contemplated in subsection (4B)’.
39.
Mojapelo DJP held
[7]
that a
court may not order that an undertaking be issued unless it is
tendered by the Road Accident Fund. Mojapelo DJP relied extensively
on a decision of the Appellate Division, as it then was, in Marine &
Trade Insurance Co Lid v Katz NO
[8]
In this decision, the court pronounced on the nature of an
undertaking in terms of section 21(1C)(a) of the Compulsory Motor
Vehicle
Insurance Act, Act 56 of 1972. This section provided as
follows:
‘
(1C)
Where a claim for compensation under section 21 - (a) includes a
claim for the costs of the future accommodation of any person
in a
hospital or nursing home or treatment of or rendering of a service or
supplying of goods to him, the authorized insurer concerned
shall be
entitled, after furnishing the third party in question with an
undertaking to that effect or a competent court has directed
him to
furnish such undertaking, to compensate the third party in respect of
the said costs after the costs have been incurred
and on proof
thereof
.
40.
In Katz, Trollip JA explained that the purpose of the provision was
to innovate a departure of the common law. He stated:
‘
Now para (a) of
the amendment is designed for the benefit of authorized insurers and
has the effect, if invoked, of eliminating
the uncertainties and
imponderables inherent in having to adjudicate once and for all the
quantum for the future loss or damage
mentioned therein. Its
provisions, however, only apply if the insurer concerned elects to
invoke them. That was common cause and
flows from the words "the
authorized insurer shall be entitled etc..."
The claimant
(the third party) cannot himself claim or insist that the insurer
shall furnish the undertaking, nor can the trial
Court mero motu
direct the insurer to furnish it. For the election lies entirely with
the insurer. The insurer's election must,
of course, be conveyed to
the claimant.
He can do that by
furnishing the
claimant with the undertaking after the claim for
compensation has been submitted under s 25 (1) of the Act. ... if no
such undertaking
is then furnished, the litigation ensues and the
insurer can at the trial furnish it, or tender to furnish it, or
otherwise convey
his election to the claimant and the trial Court.
41.
In that event, if the claim is successful in the litigation, the
trial Court must by its order direct,
and the claimant must submit to
that direction, that the insurer shall furnish the undertaking to the
claimant. The reason and
need for the judicial direction is to render
the undertaking binding on both parties for the future.’…
42.
Evidently, in the current case
Plaintiff seeks to be granted a section 17(4) undertaking certificate
by default. However, considering the Katz and Van der Walt’s
decisions the Plaintiff cannot himself claim or insist that
the
defendant (RAF) should furnish the section 17(4) undertaking, nor can
the trial Court
mero motu
direct the Defendant to furnish the
Plaintiff with the certificate. Thus, this Court does not have the
power to order that a section
17(4) undertaking certificate be issued
by the Defendant in the absence of it tendering such.
CONCLUSION
43.
The failure of the defendant to respond to the plaintiff’s
request for it to comply,
unreasonably delays the adjudication of
this matter. In addition to that, this delay is set in circumstances
whereby there exists
a prescription period, and despite the clear
direction of the Regulations which enjoins it to decide within 90
(ninety) days to
either accept, reject or refer, the defendant
continues to neglect it. Surely, the inaction of the defendant
to act has led
this matter to an impasse. It is worth noting that the
Defendant’s situation regarding their legal representation is
understandable,
however, one cannot expect the wheels of justice to
stop turning because of this situation.
The
Order
44.
Consequently, I make the following order:
1.
Merit is granted 100% in favour of the plaintiff with costs thereof
2.
Quantum is postponed sine dies for the following reasons:
2.1.
that it is generally not competent for a court to direct the
Road Accident Fund to furnish an undertaking as contemplated
in
section 17(4)(a)
of the
Road Accident Fund Act 56 of 1996
in
circumstances where the Road Accident Fund has not elected to furnish
such an undertaking, by default or otherwise.
2.2.
that plaintiffs in actions against the Road Accident Fund are
not entitled to pursue the adjudication of
non-pecuniary damages in
absence of either the Road Accident Fund having accepted the injuries
in question as constituting serious
injury as contemplated in
Section
17
(1A) of the
Road Accident Fund Act 56 of 1996
or of assessment of
such injuries as constituting serious injury by the appeal tribunal
contemplated in Regulation 3 of the Road
Accident Fund Regulations,
2008 (as amended).
2.3.
The defendant is hereby compelled to decide within 30 (thirty)working
days of this order, in
terms of Regulation 3 of the Road Accident
Fund Act No. 56 of 1994 as amended, either to accept, reject, or
refer the outcome of
the assessment of the seriousness of injuries,
as contained in the plaintiff's RAF4 form signed by Dr
Ngcoya
Malatsi-Teffo AJ
Judgement
Delivered:
19/08/2024
Plaintiff’s
counsel:
Ms
R.S Molamu
Instructed
by:
Marisana
Mashedi Attorney
Contact
details:
(012)
321 0510
Defendant’s
counsel:
No
Representation
1.
[1]
the
Civil Proceedings Evidence Act 25 of 1965 read with Uniform Rule
38(2).
[2]
Law
Society of South Africa v Minister of Transport
2011
(1) SA 400
(CC) at para [25]:
[3]
(
3688/2015)[2016]
ZAGPPHC 1064 (15 DECMBER 2016)
[4]
Road Accident Fund v Duma (202/12) and three related cases (Health
Professions Council of South Africa as Amicus Curiae)
[2012] ZASCA
169
(27 November 2012).
[5]
Mpahla
v RAF 698/16
[2017] ZASCA 76
(1 June 2017)
[6]
S173 of the Constitution of the Republic of South Africa
[7]
Van der Walt v RAF 2014/12763 [2015] ZAGPJHC 86 para 13,
[8]
1979 (4) SA 961
(A).
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