Case Law[2024] ZAGPPHC 1292South Africa
F.A.C and Another v Road Accident Fund (55375/2015) [2024] ZAGPPHC 1292 (27 November 2024)
High Court of South Africa (Gauteng Division, Pretoria)
27 November 2024
Headnotes
there may also be instances where the court may mero motu raise a question of law that emerges fully from the evidence and is necessary for the decision of the case. That is subject to the
Judgment
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# South Africa: North Gauteng High Court, Pretoria
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## F.A.C and Another v Road Accident Fund (55375/2015) [2024] ZAGPPHC 1292 (27 November 2024)
F.A.C and Another v Road Accident Fund (55375/2015) [2024] ZAGPPHC 1292 (27 November 2024)
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sino date 27 November 2024
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# REPUBLIC
OF SOUTH AFRICA
REPUBLIC
OF SOUTH AFRICA
## IN THE HIGH COURT OF
SOUTH AFRICA
IN THE HIGH COURT OF
SOUTH AFRICA
## GAUTENG DIVISION,
PRETORIA
GAUTENG DIVISION,
PRETORIA
CASE NO: 55375/2015
(1)
REPORTABLE:
YES
/NO
(2)
OF INTEREST TO OTHER JUDES:
YES
/NO
(3)
REVISED:
YES
/NO
DATE: 27 November 2024
SIGNATURE
In the matter between:
F[...]
A[...]
C[...]
First Plaintiff
## L[...] J[...] T[...] OBO
L[...] J[...] T[...] OBO
D[…]
A[…]
C[…]
Second Plaintiff
and
ROAD
ACCIDENT FUND
Defendant
#
# JUDGMENT
JUDGMENT
## MazibukoAJ
Mazibuko
AJ
[1]
The first plaintiff, F[...] A[...] C[...]
(F[...]), in his capacity and the second plaintiff, L[...] J[...]
T[...] (L[...]), in
her representative capacity for her minor
daughter D […] A […] C […] (D), instituted an
action for loss of
support. The action arose as a result of the death
of F[...] and D’s biological father, A[...] F[...] C[...], a
Mozambican
national (the deceased), who was a passenger in a motor
vehicle and died as a result of the injuries he sustained in the
motor
vehicle collision in November 2012.
[2]
The action was defended, and the defendant
filed a plea and expert reports. On 16 October 2017, the defendant
was ordered to pay
100% of F[...] and D’s agreed-upon and/or
proven damages.
[3]
Despite service of the notice of set down
on the defendant on 6 June 2023 and the invitation for it to compile
a joint practice
note, no appearance was made on behalf of the
defendant.
[4]
The matter came before me on the issue of
quantum, the loss of support.
[5]
Both parties filed actuarial calculations.
The court granted an order in terms of rule 38(2) of the Uniform
Rules. The actuarial
calculations were admitted into evidence without
the court hearing the
viva voce
evidence
of the actuaries.
[6]
It was submitted on behalf of F[...] and D,
by Adv Viller, that at the time of death, the deceased was employed
at San Contracting
Services, earning a salary in the amount of R8
287.67 per month, a total of R99 452.00 per annum. He also referred
the court to
F[...] and D’s Algorithm actuaries’
(Algorithm) report. Algorithm considered the deceased’s
earnings at the time
of death. They regarded inflation and opined
that the deceased would have had an earnings value of approximately
R182 640 per annum
from 1 November 2014 up to age 63. The Algorithm
actuarial report assumed two alternative scenarios: one based on
dependency until
age 18 and the other until age 21.
[7]
Conversely, the defendant’s
actuaries, NBC actuaries (NBC), submitted that the deceased’s
monthly earnings at the time
of death were about R5 048.47, equalling
R60 581.64 per annum, with a salary inflation increase up to a
retirement age of 65 years.
The NBC’s actuarial calculations
reflected the deceased as divorced and only had F[...] and D as the
deceased’s minor
children.
[8]
At the time of their father's death, F[...]
was about seven years old, and D was approximately three. According
to Algorithm’s
report dated 30 August 2024, the deceased was
married at his demise. In addition to F[...] and D, the deceased had
four other minor
children, the eldest born in 1996 and the youngest
posthumously in 2013.
[9]
The notable disparity between the two
actuarial calculations is their starting point regarding the
deceased’s monthly salary.
NBC’s calculations are only
based on basic salary according to the employer’s certificate,
which is considered aggregate
net earnings. The Algorithm’s
calculation regarded not only the basic salary but also the statement
of earnings from Rand
Mutual Assurance.
[10]
Considering both actuaries, I found the
Algorithm report more substantial and inclusive of other potential
dependants of the deceased.
Further, they provided calculations for
all his dependents. However, it is unclear why the dependents,
including the wife of the
deceased, had not considered instituting
the loss of support all at once. To the extent that, at the time of
calculations, the
attorneys presented the details and information for
the other dependents but seemingly lacked a mandate.
[11]
Given the postulated amounts, the fact that
the deceased’s dependents are primarily minors, as per the
Algorithm report, and
that they are Mozambican nationals. Alive to
the fact that the issue of the other children was not canvassed in
the pleadings,
and the defendant’s actuarial report had no
considerations of the other potential dependants. I enquired from Adv
Viller
whether the other dependents were aware of the Algorithm
report or were the other proceedings for their claim. Through the
plaintiffs’
attorneys, affidavits, among others, deposed to by
Ms T[...], the mother of F[...] and D, that the other potential
dependants in
Mozambique were made aware of their possible claim with
the defendant and the Algorithm’s report.
[12]
It
has been held that there may also be instances where the court may
mero
motu
raise
a question of law that emerges fully from the evidence and is
necessary for the decision of the case. That is subject to the
proviso that no prejudice will be caused to any party by its being
decided. Beyond that, it is for the parties to identify the
dispute
and for the court to determine that dispute and that dispute
alone.
[1]
[13]
Notwithstanding
the specific disputes preferred before me, I could not find any
prejudice to be suffered by the defendant regarding
the enquiry I
made regarding the other minor children of the deceased. Guarded by
Fisher,
[2]
though, it might not
make sense that in a simple matter of loss of support involving minor
children who reside in another country,
the other dependants would or
may need to commence different proceedings for such a claim and incur
costs that the defendant would
bear.
[14]
However, they are not without recourse as
they may claim directly with the defendant on the same evidence
already provided through
the Algorithm actuarial calculations. For
these reasons, I accepted that their claim was not before the court,
they may direct
the same to the defendant, who would be at liberty to
consider same as it would be deemed necessary.
[15]
Regarding the loss of support, it is trite
that the quantum assessment concerns whether the deceased had a duty
to support children
until they reached the age of 18 or 21 and the
appropriate contingency deduction to be applied.
[16]
In
terms of section 17 of the Children's Act, a child becomes a major
upon reaching the age of 18 years. However, a parent's duty
to
support a child does not cease when they reach a particular age; it
usually does so when they become self-supporting. The majority
is not
the determining factor.
[3]
[17]
Both actuaries reported on the capital
value of the loss of financial support sustained by the dependents of
the deceased following
his death in November 2012. With the Algorithm
report, regarding scenario 1, dependency is defined as being
dependent until 18
years. Concerning F[...], they applied a 7 ½
% contingency deduction for past loss of support, equating to R148
818.00.
For D, using a 7 ½ % contingency deduction for past
and future loss of support, the total loss amounted to R231 131.
[18]
Regarding scenario 2, which is dependency
until 21 years. Regarding F[...], Algorithm applied a 7 ½ %
contingency deduction
on the past loss of support, equating to R188
083.00. For D, using a 7 ½ % contingency deduction on the past
and future
loss of support, the total loss amounted to R256 572.
[19]
Given
this, all the facts of the matter must play a role in reaching a just
and equitable decision. Measuring compensation for loss
of support is
an exercise of judicial discretion in the interest of justice,
considering the difference between the current position
and the
position that the minor child would have been in had the deceased not
died.
[4]
[20]
For
two scenarios presented by Algorithm,
in
Marine and Trade Insurance Co Ltd v Mariamah and Another
[5]
,
the court had the following to say:
‘…
At
the time of the deceased's death, Puniasagran was 18 years old, and
G[...] 17 years old. They were still at school, and the deceased
was
supporting them. The court a quo was, in my view, justified in acting
on the assumption that the deceased would probably have
continued to
support his sons until they reached the age of 21.’
[21]
In light of what has been mentioned, the
loss of support for F[...] and D until age 21 is sufficient.
[22]
Applying this principle to the common cause
fact that the deceased was, at the time of his death, supporting the
children, the court
finds that the defendant is obligated to F[...]
and D for damages in the sum of R444 655 to compensate for the loss
of their father's
support measured until age 21.
[23]
The amount of R 444 655 is computed as
follows: R188 083 for F[...] and R256 572 for D.
[24]
The plaintiffs have been successful, and
there is no reason why they should not be entitled to costs.
[25]
As a result, the following order is
granted. Order:
[25.1] The defendant
shall pay the capital amount of R 444 655 (four hundred and
forty-four thousand six hundred and fifty-five
hundred rand) in full
and final payment of F[...] and D’s claim for past and future
loss of support, which is R188 083 for
F[...] and R256 572 for D,
directly into:
Name of account holder:
Van Velden-Duffey Incorporated Name of Bank: ABSA Bank
Account type: Trust
account Branch code: 6[...]
Account no: 0[...]
Reference:M[...].
[25.2] The defendant is
afforded a period of 180 days from the date of the court order to
effect payment of the capital amount and
the taxed or agreed costs
herein. The plaintiff shall be entitled to recover interest at the
applicable rate of interest per annum
on the capital amount
calculated from fifteen calendar days after the date of the order to
date of final payment and on the taxed
or agreed costs from fifteen
calendar days after the date of allocator or settlement.
[25.3] The defendant is
ordered to pay the plaintiff’s costs of suit in respect of the
issues of merits and quantum on the
party and party High Court scale,
which costs will include the costs of 18 October 2024 and shall not
be limited to:
[25.3.1] The costs of
attending to the examinations, consultations, preparation and
drafting of expert reports, addendum reports
(if any) and obtaining
the medico-legal reports of Mr Whittaker - Algorithm Actuaries.
[25.3.2] All costs
of Counsel on a party and party High Court Scale B, including but not
limited to the preparation costs,
appearance costs of 18 October
2024, costs of consultations, drafting of heads of argument and the
costs of making this order an
order of court.
[25.3.3] The
reasonable costs for preparation for trial for the instructing
attorney and correspondent attorney.
[25.3.4] The
plaintiff shall allow the defendant 180 calendar days to make payment
of the taxed or agreed costs from the date
of settlement or taxation
thereof, whichever date is the earlier. The plaintiff will not be
entitled to execute a writ against
the defendant during this period.
N G M MAZIBUKO
ACTING JUDGE OF THE
GAUTENG DIVISION, PRETORIA
This
judgment was handed down electronically,
circulated to the parties' representatives via email, and uploaded to
Case Lines.
Representation:
For
the plaintiffs:
Mr
Viller
Attorneys
for the plaintiffs:
Van
Velden-Duffey Attorneys
For
the defendant:
No
appearance
Attorneys
for the defendant:
State
Attorney Pretoria
Heard:
18
October 2024
Date
of Judgment:
27
November 2024
[1]
Fisher
v Ramahlele & Others
[2014] ZASCA 88
; 2014(4) SA 614 (SCA);
[2014] 3 All SA 395
(SCA) paras 13-14.
[2]
Ibid
no.1 supra.
[3]
Mfomadi
and Another v Road Accident Fund (34221/06) [2012] ZAGPPHC 152 (3
August 2012), paragraph 30.
[4]
RAF
v Monani
2009 (4) SA 327
(SCA) at paragraphs 2-6.
[5]
Marine
And Trade Insurance Co Ltd v Mariamah And Another
1978 (3) SA 480
(AD) at paragraph 489B
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