Case Law[2022] ZAGPPHC 88South Africa
Burts v Road Accident Fund (60234/2019) [2022] ZAGPPHC 88 (1 February 2022)
High Court of South Africa (Gauteng Division, Pretoria)
1 February 2022
Judgment
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# South Africa: North Gauteng High Court, Pretoria
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## Burts v Road Accident Fund (60234/2019) [2022] ZAGPPHC 88 (1 February 2022)
Burts v Road Accident Fund (60234/2019) [2022] ZAGPPHC 88 (1 February 2022)
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sino date 1 February 2022
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IN THE HIGH COURT
OF SOUTH AFRICA
GAUTENG DIVISION,
PRETORIA
(1)
REPORTABLE: NO
(2)
OF INTEREST TO OTHER JUDGES: NO
(3)
REVISED: NO
CASE NUMBER:
60234/2019
In
the matter between:
FELICITY
SUSAN BURTS
Plaintiff
and
ROAD
ACCIDENT FUND
Defendant
JUDGMENT
KHWINANA
AJ
INTRODUCTION
[1]
The plaintiff instituted action proceedings in her personal capacity
against the defendant
for damages in terms of the
Road Accident Fund
Act 56 of 1996
pursuant to a motor vehicle Collison.
[2]
The matter has been settled amicably, regarding the merits.
[3]
I am only called upon to make a determination on the liability in
this matter.
PLAINTIFF’S
INJURIES
[4]
The Plaintiff, aged 48 (forty eight) years at the time of the
accident, currently aged 52
(fifty two) years, sustained
injuries on the 21
st
September 2017. The Plaintiff
suffered the following injuries in the accident: -. Moderate to
severe diffuse concussive head (brain)
injury, base of skull
fracture; severe deformity of the left orbit left zygoma fracture;
left inferior blow out fracture; loss of
dentition; cervical spine
injury; bilateral hearing loss; left periorbital
open fractures with lacerations of
the forehead eyebrow and nose
double Vision, large z shaped 11 cm scar on her face which is
irregular hyper pigmented and unsightly;
soft tissue injury both
knees; soft tissue injury lumbar spine/pelvic region; left foot
injury; post-traumatic stress disorder; post-traumatic
anxiety and
major depressive disorder.
TREATMENT
RECEIVED
[5]
The plaintiff was admitted and stabilized at Katleho Windburg
District Hospital. She was transferred
to Pelonomi Provincial
Hospital, and then Metsimaholo Hospital in Sasolburg. She was given
medication, X-rays and Suturing was also
done. A CT Scan was also
conducted. She was hospitalized for a total of 4 days. She returned
for
several follow-up
sessions after discharge.
CURRENT
COMPLAINTS
[6]
The Plaintiff’s current complaints are the following her
knees are painful, especially
when climbing stairs. She experiences
headaches on the left side of her head. She experiences hearing
problems of the left ear. Her
left eye is blurry. She experiences
pelvis pain. She experiences lower back pain. She lost two teeth
during the accident. Her nose
bleeds when sleeping. She experiences
pain in her knees and back when walking long distances. She is
forgetful and her neck is painful
at times.
SEQUELAE OF
INJURIES
[7]
Constant pain and discomfort restrict range of motion had a
Glasgow Coma Scale recorded
as 12/15, 16 hours after the accident,
had a dense
phase of posttraumatic
amnesia of ± 24 hours, 8% chance of
developing epilepsy in future, has a 30% chance of future cervical
spine
surgery, has a 30% chance of future lumbar
spine surgery reduction in retirement age of five years can be
expected, Neck pain
and cervicogenic
headaches, lumbar backache, pain in both ears with loss of hearing in
the right ear and
struggles with balance. She regularly feels
off-balance and suffers from post-traumatic stress disorder. She
struggles with loss
of short-term memory and with lack of
concentration, executive mental problems,
concentration difficulties
and difficulty in making decisions.
FUTURE MEDICAL
TREATMENT
[8]
The medical practitioners opines that conservative treatment,
surgical
Treatment,
consultations and examinations, physiotherapy and
occupational therapy medication
and cognitive behavioural therapy.
It has further been opined that
surgical scar revision left
orbital
reconstruction and cataract surgery in both
eyes.
It is trite law that
the defendant offers the undertaking certificate in terms of
section 17(4)
in relation to future medical expenses. The claim
has been settled at 100% merits. It goes without saying that all
injuries
that
were as a result of the supra mentioned motor collision will be dealt
with in terms of the undertaking certificate.
MEDICO-LEGAL
REPORTS
[9]
The plaintiff relies on the medico-legal reports in order to prove
her claim. Counsel for
the plaintiff submits that their
respective reports were served
on the defendant and filed accordingly. The defendant did not serve
and file any
expert’s reports to controvert the plaintiff’s claim.
[10]
They are Dr. H Sesenke (Orthopaedic surgeon), Dr H B Enslin (General
Practitioner),
P J Peinaar (Plastic Surgeon), Dr J H Kruger
(Neurosurgeon), Dr K D Rosman (Neurologist), Mariet Du Plooy
(Audiologist), Dr L Van der Merwe (Ophthalmologist), Dr
J W
Callaghan (Ear Nose throat Specialist), Dr C F Hoogendikj (Maxilo
facial and oral surgeon), Dr PJ Swart
(Gynaecologist),
Bester Putter (Occupational Therapist); S Van
der Merwe/ Liza Prinsloo (Clinical Psychologist),
Janene
White (industrial Psychologist) and Kobus Prinsloo (Actuary).
GENERAL
DAMAGES
[11]
Counsel for the plaintiff submitted that given the multiple injuries
and
the
sequlae which the Plaintiff sustained as mentioned in the
aforementioned expert reports, the Plaintiff seeks an order of R1 500
000.00 in respect of General Damages, taking into account
the serious
injuries sustained and the
resultant sequalae thereof specifically as
outlined.
[12]
Counsel alluded to the legal principle that in considering the amount
to be awarded
for general damages it is acceptable to have regard
to awards issued in comparative cases,
although he conceded
immediately that it is hardly impossible to find a case or cases
that
are on all fours
with a particular set of facts. He further stated that the
court
in determining general damages a
broad discretion must be exercised
on
what it considers fair and adequate compensation. The court will
look at the nature,
severity and permanency of the injuries sustained, together
with pain and suffering, disfigurement, permanent disability
and the
effect on the person’s lifestyle. (my emphasis)
[13]
Counsel referred me to a plethora of caselaw being ELIZABETH
MAKUBERE
LITSEO vs ROAD ACCIDENT FUND
[1]
and Road Accident Fund
v Marunga
[2]
the
Supreme Court of Appeal confirmed the dictum of
Broom DJP in Wright v
Multilateral Motor vehicle Accident Fund where
it was set
out: "I
consider
that when having regard to previous awards
one must recognise that there is a
tendency for awards now to be
higher than they were in the past. I believe this to be a natural
reflection of
the changes in the society, the recognition of greater
individual
freedom and opportunity, rising standards of living and
the
recognition that
our awards in the past have been significantly lower
than those in most countries".
[14]
Counsel for the plaintiff also referred me to the matter of Bouwer NO
obo NWS
v Road Accident Fund
[3]
, who
sustained multiple injuries and severe neurocognitive and
neuropsychological sequelae. He also presents
with
significant symptoms of depression that can be
attributed to a combination of factors including his ongoing
pain and
discomfort, sequelae arising from his injuries as a result of which
he is forced to wear
nappies, and the
teasing from his peers in this regard. The court in the matter
awarded an amount of R1 500 000.00 in
2019 its current value is R1 610 000.00 in 2021.
[15]
In the case of
Fredericks
v Union and Southwest Africa Insurance Co
Ltd
[4]
the court awarded an
amount of R23 000.00 in 1964 which
translates to an amount R1 648
000.00 in 2021. In the case of
Zarrabi
v The Road Accident
Fund
[5]
the court awarded an
amount of R800 000.00 in 2006 which translates to an amount of R1 828
000.00 in
2021. It is my
submission that the Plaintiff has suffered a combination of
injuries listed in
different cases listed above. As such we
submit that an
amount of R1 500
000.00 will be fair and reasonable.
[16]
In
SOUTHERN
INSURANCE ASSOCIATION LIMITED V BAILEY N.O. 1984(1) at 99H
the
following was stated:
“
The
AD has never attempted to lay down rules as to the way in which the
problem of an award of general damages should be approached.
The
accepted approach is the flexible one described in Sandler v
Wholesale Coal Suppliers Ltd
1941
AD 194
AT
199, namely: “The amount to be awarded as a compensation can only
be determined by the broadest general considerations and the
figure
arrived at must necessarily be uncertain depending upon the Judge’s
view of what is fair in all the circumstances of the
case”.
[17]
The injuries sustained and their sequelae warrants that the plaintiff
be
awarded the
claim of general damages. The difficulty as alluded to by
counsel is in finding a case with similar injuries
and or
circumstances. I
have taken into account the matters counsel for the
plaintiff has
alluded to. I have considered the cases that the plaintiff’s
counsel has referred
me to and I am
satisfied that in considering the plaintiff’s claim
and the said caselaw the award
that is fair and reasonable in
casu
is
the sum of R 1 500 000.00 (one comma five million rand).
LOSS OF INCOME
AND/OR EARNING CAPACITY
:
[18]
Counsel for the plaintiff proceeded to allude to the personal
circumstances of the plaintiff being that
she completed grade 12 in
1988 which is her highest qualification. She was employed in various
capacities in her work life,
with a particular interest within the
Medical
aid sector at the admin and investigative level.
At the time of
her
involvement in the accident in question, she was
unemployed
at
the time of
accident as a result of her business having failed.
PRE-ACCIDENT:
[19]
Counsel further referred to the work history of the Plaintiff and
informed
how she worked as a
non-disclosure medical aid scheme
investigator. The general job requirements
of a non-disclosure
medical aid claims investigator
fall under medium type of work. A normal
retirement age
at 65 years would have been expected for the Plaintiff.
PRE-MORBID
CAREER POSTULATIONS:
[20]
The industrial psychologist opined that but for the accident
considering Ms
Burts’ educational
level (Grade 12), her age at the time of the
accident (47 years),
her pre-accident work history and the collateral
information obtained, Ms Burts probably would have returned to the
open
labour market in a capacity similar to her capacity before
she bought the E-Travel franchise during approximately
2017 to 2018.
Writer is of
the opinion that her earnings probably would have
been in line with her actual pre-accident earnings in these
capacities, i.e. R15 000 per month in 2014
(adjusted to the
relevant year) with normal increases
thereafter. As an alternative basis for quantification
purposes, writer is of the opinion that Ms Burts probably could have
earned in line with a Paterson
B4 median earnings and
complexity
level (i.e. R307 374 per annum, annual
guaranteed package, April
2021 figure) with normal increases
thereafter.
POST-MORBID
CAREER POSTULATIONS:
[21]
There Industrial Psychologist makes the following postulation for the
Plaintiff’s post morbid/accident
earnings. Having regard for
Ms Burts’ reduced work
capacity (both physically, cognitively
and
psychologically), the expert opinions referenced in the body of this
report, Ms Burts’ educational
level (i.e. Grade 12), post accident deficits and post-accident work
history (she has remained
unemployed to present date), writer is of the opinion that Ms Burts
will probably find it extremely difficult
to
secure, but especially sustain suitable future
employment on the open labour market. According to
Ms
Ward, the plaintiff is physically able to perform sedentary to medium
type of work and therefore she will probably be able to
comply with
the physical requirements of a position such as
Medical Investigator.
However, considering her emotional and psychological deficits
(including Post
Traumatic Stress Disorder and Major Depressive Disorder
with a lack of motivation and fatigue), avoidance of travel, decrease
in
vision, mild hearing loss, headaches, unsightly facial scarring,
reduced cognitive efficiency and
her
current age (i.e. 52 years), she probably will
not have the emotional
resolve to search for, secure and especially
sustain employment on the open labour
market.
[22]
Even if she was fortunate enough to secure employment, she will
probably not
be able to sustain employment and she will be left
unemployed on the
open labour market. As such, industrial
psychologist has probably been rendered unemployable on
the open labour market.
CASE LAW
[23]
Counsel for the plaintiff relied on the famous case of Southern
Association L.td v Bailey N0
[6]
,
Nicholson JA held: Any enquiry into damages for
loss of earning capacity is of its nature speculative,
because it involves a prediction as to the; future, without
the benefit of crystal balls, soothsayers,
augurs or oracles. All that the Court can do
is to make an estimate, which is often a very rough estimate,
of the
present value of the loss. It has open to it two possible
approaches.
One is
for the Judge to make a round estimate of an amount which
seems to him to be fair and reasonable. That is entirely a matter of
guesswork,
a
blind plunge into the unknown. The other is to try to make
an assessment, by way of mathematical calculations,
on the basis of
assumptions
resting on the evidence. The validity of this
approach depends of
course upon the soundness of the assumptions, and these may vary from
the strongly probable to the speculative.
It is manifest
that either approach involves guesswork to a greater
or lesser
extent. (my emphasis)
[24]
In the supra matter it was evident that the plaintiff had a loss of
earnings and
the question that remained was whether to rely on mathematical
calculation or the judge had to come up with an
amount. In casu I am battling to see the relevance of this matter as
counsel
for the plaintiff in the paragraph supra has alluded to the fact that
as at the date of the accident the plaintiff was not
employed
which is indicative of the fact that she did not earn an income
therefore there is no evidence
of the actual loss. The plaintiff has
been said to be physically able
to perform sedentary to
medium type of work
and therefore she will probably be able to comply with the physical
requirements of a position such
as a Medical Investigator.
[25]
Counsel for the plaintiff proceeded to refer me to the, “But for
principle
that the Court cannot for
this reason adopt a non-possums attitude and make no award.
See
Hersman v A Shapiro & Co
[7]
per STRATFORD J
:
'“
Monetary
damage having been suffered, it is necessary for the
Court to assess the amount
and make
the best use it can of the evidence before it. There are cases where
the assessment
by the is little more than an estimate; but even so, if it is certain
that pecuniary has been suffered, the Court is bound
to award
damage”
[26]
Again even with this principle I am unable to see how same can be
said to apply in casu as there is no evidence
that the plaintiff was
earning an income for a period over two
years as she has kept her cards
close to her heart. What
is clear is that she resigned and took an
early retirement package.
She invested it in a failed business. It is
imperative to mention that the plaintiff has not taken
this
court into
confidence with the package she received. The actuary in calculating
the loss of earnings has not taken the said package into
consideration.
Now, on what am I to assess the loss let alone to
estimate it. The plaintiff is not approaching this court with open
arms.
[27]
The actuary in his calculations says he took into account the income
of the
plaintiff prior her resignation
which fact has not been backed up by
any authority. The
industrial psychologist says the plaintiff would
have seeked employment
sine qua non.
It is evident that we do
not know
when the funds were lost, how were
they lost and how
much
was lost. There is also no evidence that the plaintiff prior the
accident was already
seeking employment.
[27]
It is imperative to mention that it is
trite
that
the plaintiff is put in the position she would have been
in had it not been for the accident. In
casu
if
an award is made whereas there was no income it will mean
that
the opposite is being done.
On
fairness of the award, Brand JA also cited, with approval the
following passage from the judgment of Holmes J in
the matter of Pitt v Economic Insurance Co. Ltd
[8]
where
he stated the
following;
"The
courts must take care to see that its award is fair to both sides-it
must give just compensation to the plaintiff, but it
must not pour
out largesse from the horn of plenty at the defendant' s expense."
[28]
Counsel for the plaintiff alluded to the report by the actuary that
mathematically
done calculation which
has been said to have been based on factual and medical evidenced. He
says what remains is the
question of
the relevant contingencies to be applied, thus he referred to
the matter of In
Road
Accident Fund v Reynolds
[9]
,
the full court stated the following: “Contingencies may consist of
a wide variety of
factors. They include matters such as the possibility of error in the
estimation of a person's life expectancy, the likelihood
of
illness, accident or
employment which in any event would have occurred and therefore
affects a person's earning capacity (Minister of
Defence and
Another v Jackson
[10]
supra
at 34 FH; Boberg
''Deductions
from Gross Damages in Actions for Wrongful
Death".
CONTINGENCIES
[29]
Contingencies may be positive or negative. Not all contingencies
are negative involving
a reduction of the award. The Contingencies
remain the prerogative of
the court the industrial
psychologist
expert has already advised in that a higher than
normal
post-
morbid
contingency
must be applied. However, I still do not find relevance
in
casu
as
articulated supra.
ANALYSIS
[30]
I have considered the plethora of caselaw that counsel for the
plaintiff has
alluded to and the
circumstances of the plaintiff in relation to her
claim for loss of earnings. The first
factor that I cannot close my
eyes to is that as at the date
of the accident the plaintiff had
been out of
employment for over a period two years. She had resigned in order
to
go into a
business venture which failed. All questions to be asked of how
much was received, did she receive an income have been left open by
the plaintiff.
[31]
I have been called upon to determine the loss of earnings. The
question is
what informs loss of earnings? The plaintiff must have been working
and due to the accident had to stop working and earning
an
income. It is
trite
law that the plaintiff must prove her case
for loss of earnings
prior the court
making the award. Loss of earnings cannot be
given simply because it has been requested, it is not just for the
asking.
[32]
In
casu
it
is
evident that as at the date of the accident she was not
employed. She did not produce any proof of income for the period of
two years as she had resigned and had taken a package. It was
submitted that the plaintiff invested her funds into a failed
business.
The plaintiff did not
tell me how much of the funds neither does she say
how
much did she receive and whether she drew a salary from the funds
after she left her workplace. The actuarial report says that 10%
of
retirement package is taken into account however no
amounts have been alluded to.
It is
important to remember that a claim for lost earnings
will be for your
lost ‘take-home’ pay only. This is the amount
you would
receive normally,
after any tax and National Insurance etc, has been
deducted. This
is referred
to as your ‘net earnings’. Your income with all of
those normal deductions still included
is your
‘gross earnings’. You can only
claim lost net.
[33]
The impression given is that she put all her eggs in one basket which
yield no fruits and she was prepared
to go back into the open market.
The industrial psychologist recorded that
the plaintiff worked for her
company from 2014 to 2016. The reason
for leaving has been recorded as she sold the company.
There is no evidence to
suggest that she was already
looking for employment regard being had to the business
venture that
had failed or sold. The actuary says that she would have
gone back into the open market taking
into
account that she had worked in the said industry. We are
not told that she was being head
hunted
or that a post of a person of her calibre was out which she
would have qualified for. Even
though
same would have been true the fact
would have remained is that as at the date of
the accident she was
not employed as per the report of industrial
psychologist since 2016.
[36]
It is so that there is no loss of earning that is evident under the
circumstances. It is so that the
actuary herein was
speculating plunging into the unknown
without any basis to qualify the guesswork.
The
plaintiff is 52 years of age and she left her employment at the age
of 47
years.
She was already at the stage in her life could be termed the evening
of her work life. She says she would have returned to
her
previous job however no evidence exist to confirm same. The
industrial psychologist
alluded to collateral
information from the plaintiff’s previous employment which is not
conclusive, what is worse is that the person
at
the former employment of the plaintiff could not assist with tangible
information.
[37]
This court has to consider all factors and consider to award the
plaintiff
an amount for loss of
earnings, regard being had to the fact that she does not have any
vocational training safe for the in-house
training by
the medical aid scheme companies, her age, that she had put her
undisclosed funds in
a failed business or sold the business in an
undisclosed amount,
life expectancy and possibility that she might
have been employed. When a plaintiff approaches a court
it is imperative
that she
does so in confidence and the court is not forced to speculative. The
non-disclosure
of business details denies me to
conclude that indeed there is a loss by the plaintiff
in so far as
the earnings are concerned. It is therefore on
those basis that I dismiss the
plaintiff’s claim for loss of earnings.
[38] It is so
that the injuries sustained will require future medical attention and
therefore it is
trite
that an undertaking certificate in terms
of
section 17(4)
be awarded by the defendant in relation to the
injuries sustained as a result of the accident herein. The plaintiff
has submitted
a draft order which includes a trust. Counsel has not
addressed me as to why the funds needs to be secured. I have
considered the
injuries sustained by the plaintiff and I do not find
any reason why the funds should be paid into a trust. I therefore
order that
same be paid to her.
[36]
Order:
The
draft order, as amended, marked "X" is made an order of
court.
ENB KHWINANA
ACTING JUDGE OF
NORTH
GAUTENG HIGH COURT,
PRETORIA
APPEARANCES:
COUNSEL
FOR THE PLAINIFF: ADV A
MASOMBUKA
FOR
DEFENDANT:
NO APPEARANCE
DATE
OF HEARING:
02 DECEMBER 2021
DATE
OF JUDGMENT: 01 FEBRUARY 2022
IN
THE HIGH COURT OF SOUTH AFRICA (GAUTENG DIVISION, PRETORIA)
Case No: 60234/2019
BEFORE
KHWINANA AJ
Via
Videoconferencing Order granted electronically in accordance with the
directives regarding special arrangements during the National
State
of Disaster
In
the matter between:
FELICITY
SUSAN BURTS
Plaintiff
and
ROAD
ACCIDENT FUND
Defendant
LINK
NUMBER: 4417616
DRAFT
ORDER
After
having heard argument from the Plaintiff’s counsel and having read
the documents filed on record, the following order is made:
1.
APPLICATION TO STRIKE THE
DEFENDANT’S DEFENCE AND THE ISSUE OF
LIABILITY
1.1 The Defendant’s
defence has been struck for non-compliance with
the TIC court order granted by
Flatela AJ on 15 November 2021.
1.2 The Defendant is
liable to pay 100% (one hundred percent) of the
Plaintiff’s
proven or agreed damages as per the discharge form
signed by the Defendant and Plaintiff dated 3 September 2018.
2.
General damages: R 1 500
000.00.
3.
The Plaintiff claim for
loss of earnings is dismissed.
4.
In delictual damages for injuries sustained by the Plaintiff in a
motor vehicle
accident which occurred on 21 September 2017, which
amount is payable by
Defendant
to Plaintiff within 180 days from date of court
order by depositing same into Plaintiff’s
attorneys of record's
trust
account, the details of which are as follows:
ACCOUNT HOLDER:
MACROBERT INC BANK:
STANDARD BANK TYPE
OF ACCOUNT: TRUST
ACCOUNT NUMBER: [….]
BRANCH: PRETORIA
BRANCH CODE :
01-00-45
REFERENCE : V
MBHELE/00031419
RAF LINK NUMBER :
4417616
3.
INTEREST:
3.1 The Defendant
will not be liable for interest on the outstanding
amount;
3.2 Should the
Defendant fail to make payment of the capital amount
within 180 days from date
of court order, Defendant will be liable
for interest on the amount due
to Plaintiff at the
prescribed rate per annum as
from the date of this order to date of final payment.
4.
UNDERTAKING: The Defendant
is ordered to deliver to Plaintiff, within
reasonable time, an undertaking in terms of
Section 17(4)(a)
of the
Road
Accident Fund Act, Act
56 of 1996, wherein the Defendant undertakes
to pay to Plaintiff the cost of
future accommodation
in a hospital or a nursing
home or treatment of, or rendering of a service or supplying of
goods to Plaintiff pursuant to the injuries she sustained in a motor
vehicle accident which occurred on 21 September
2017 , after the costs have been incurred and on
proof thereof.
5.
COSTS: The Defendant is
ordered to pay the Plaintiff’s instructing and
correspondent attorneys taxed or agreed party and party costs on the
High Court Scale,
5.1 Should the
Defendant fail to make payment of the party and party
costs within 14 (FOURTEEN)
days after service of the taxed accounts
on the Defendant's attorneys of
record, Defendant will
be liable for interest
on the amount due to Plaintiff at the prescribed rate per annum as
from
the date of taxation to date of final
payment.
7.
The Plaintiff and the Plaintiff's attorneys of record did not
enter into any contingency fee agreement.
SIGNED
AT PRETORIA ON THIS THE ____DAY OF ________________ 2021
REGISTRAR
COUNSEL
FOR PLAINTIFF: A MASOMBUKA
ATTORNEY
FOR PLAINTIFF: MS V MBHELE
DATE:
01 FEBRUARY 2022
[1]
2019
(FSD) unreported Case number: 5637/2016, at para 25
[2]
2003
(5) SA 164
(SCA) 170FG
[3]
2019
(7H3) QOD 1 (GNP)aaaaaaacccccccca
[4]
1972
(2J2) QOD 335 (E
)
[5]
2006
(5B4) QOD 231 (T)
[6]
1984(1)
at 99H
[7]
1926
TPD 367
at 379
[8]
1957
(3) SA 284
(D)
## [9](A5023/04)
[2005] ZAGPHC 19 (18 February 2005)
[9]
(A5023/04)
[2005] ZAGPHC 19 (18 February 2005)
[10]
(1964)
81 SALJ 194
at 198)
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