Case Law[2022] ZAGPPHC 1007South Africa
Komane v Road Accident Fund (24809/2022) [2022] ZAGPPHC 1007 (30 November 2022)
High Court of South Africa (Gauteng Division, Pretoria)
30 November 2022
Judgment
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# South Africa: North Gauteng High Court, Pretoria
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## Komane v Road Accident Fund (24809/2022) [2022] ZAGPPHC 1007 (30 November 2022)
Komane v Road Accident Fund (24809/2022) [2022] ZAGPPHC 1007 (30 November 2022)
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sino date 30 November 2022
SAFLII
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personal/private details of parties or witnesses have been
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Policy
IN
THE HIGH COURT OF SOUTH AFRICA
GAUTENG
DIVISION, PRETORIA
CASE
NO: 24809/2022
REPORTABLE:
NO
OF
INTEREST
TO
OTHER JUDGES:NO
REVISED.:
NO
30
November 2022
In
the matter between:
TUMELO
GODWILL
KOMANE Plaintiff
and
ROAD
ACCIDENT
FUND Defendant
DATE
OF JUDGMENT:
This judgment was
handed down electronically by circulation to the parties’
representatives by email. The date and time of
hand-down is deemed to
be 10h00 on
30 November 2022
.
JUDGMENT
KHASHANE
MANAMELA, AJ
# Introduction
Introduction
[1]
The plaintiff, born on 21 October 1990,
was involved in an accident, when he was about 31 years old, on 21
June 2021 at or around
10h30 in the morning at or near Hensneck Road
(next Bundu Inn), Rosslyn, Pretoria, Gauteng Province. The plaintiff
was a pedestrian
or by the side of the road at the time of the
accident. He, consequently, blames the negligent driving of the
driver of the motor
vehicle which hit him (‘insured driver’)
for the accident. It is alleged, among others, that the insured
driver drove
the vehicle haphazardly and veered to the plaintiff’s
side of the road to cause the accident. The plaintiff sustained
injuries
to his head and neck, as well as what is described as
orthopaedic injuries.
[2]
The plaintiff caused summons to be
issued against the Road Accident Fund, the defendant, on 6 May 2022.
The summons was served on
the defendant on 10 May 2022. The plaintiff
seeks compensation from the defendant for the damages suffered due to
the injuries
sustained from the accident and/or their
sequelae.
The compensation sought was
initially in the amount of R6.3 million for the plaintiff’s
past and future medical expenses;
past
and future loss of earnings, and general damages. The defendant did
not deliver a notice of intention to defend the action
and,
therefore, the matter proceeded towards obtaining of a default
judgment.
[3]
The matter came before me for a hearing
on 3 October 2022 - through the mode of video link - and Mr F Matika
appeared for the plaintiff.
And, expectedly, there was no appearance
on behalf of the defendant, due to default in the delivery of notice
of intention to defend.
It is submitted though that a notice of set
down was properly served on the defendant on 11 August 2022. This
judgment was reserved
after hearing counsel for the plaintiff. Also,
it benefited from the written submissions by counsel. I am also
grateful that counsel
acceded to the request of the Court to file
supplementary or further submissions, which I will say more
about later, below.
[4]
The matter proceeded on trial for the
determination of both issues relating to merits or liability and
those relating to the
quantum
of
the general damages and loss of income suffered by the plaintiff, as
well as future medical and hospital expenses which the plaintiff
may
incur to deal with the injuries from the accident and/or their
sequelae
.
# Evidence
and submissions on behalf of the plaintiff
Evidence
and submissions on behalf of the plaintiff
General
[5]
The plaintiff
has grade 12 level of education and
N4-N5 Civil Engineering Certificate.
Following
the accident, the plaintiff was taken to hospital. Reportedly, his
Glasgow Comma Scale or GCS was recorded at 5/15 upon
arrival at the
hospital. He was in the intensive care unit or ICU of the hospital
for more than a week and, thereafter, was rehabilitated
in the ward.
At the time of the accident, he was employed at Hirsch Home
Appliances as a sales consultant earning an average R23
930.75 total
earnings per month. But following the accident the plaintiff decided
not to return to work.
[6]
Medico-legal
reports compiled by experts who had assessed the plaintiff’s
injuries and their
sequelae
were
filed on behalf of the plaintiff. The experts also deposed to
affidavits which were subsequently filed in order to confirm
their
opinions and other contents of their reports in terms of the
prevailing practice directives of this Division. This, also
was
intended to satisfy the provisions of Rule 38(2)
[1]
of the Uniform Rules of this Court in order for this Court to allow
the evidence in the trial to be adduced or given on the basis
of the
filed affidavits. This was allowed, including the affidavit deposed
to by the plaintiff in respect of the merits of the
matter explaining
how the accident occurred.
Merits
or liability
[7]
The defendant’s liability in this
matter derives from the defendant’s obligation under section
17(1) of the Act to compensate
persons, such as the plaintiff, for
loss or damages suffered as a result of bodily injuries or death of
or any bodily injury to
another person caused by or arising out of
the driving of a motor vehicle by any person in this country, for
example, due to the
negligence or the wrongful act of the driver of a
motor vehicle.
[8]
With regard to the merits of the matter,
the plaintiff explained under oath that – in his recollection –
the accident
occurred along the following lines. He was a pedestrian
walking or standing by the side of the road at all material times. As
already
hinted above, the plaintiff alleges that the insured driver
drove his vehicle haphazardly and in the process veered or drove the
vehicle to his side of the road. The plaintiff, further, states that
he was driving back from work when he parked his vehicle on
the side
of the road in order to attend to or fix a burst or punctured tyre.
He was hit by the insured vehicle which had lost control
and collided
with him outside of the road. He sustained injuries and was taken to
hospital for medical assistance.
[9]
The accident report filed on behalf of
the plaintiff does not indicate how the accident occurred. I took
this issue up with counsel
when he made submissions, but he had
nothing more to add. The report also appears to have some of the
pages missing of a witness
for cross-examination, and such witness
can be produced, the evidence of such witness shall not be given on
affidavit.”
[10]
Counsel for the plaintiff referred the
Court to case law which is to the effect that as a pedestrian walking
on a sidewalk the plaintiff
will not foresee a vehicle without
warning coming from behind to strike him.
[11]
With only the plaintiff’s version
before the Court, I accept this version on how the accident occurred
and, therefore, found
negligence to have been established on the part
of the insured driver. Consequently, I find that the liability of the
defendant
has accordingly been established. The evidence contained in
the plaintiff’s affidavit, although somewhat sketchy and
missing
facts in some places, suffices for the making of the
necessary ruling. Therefore, I will hold the defendant fully (i.e.
100%) liable
for any damages proven on behalf of the plaintiff
arising from the injuries sustained by the plaintiff and/or their
sequelae
caused
by the negligence of the insured driver whose vehicle hit the
plaintiff on 21 June 2021.
Plaintiff’s
injuries and/or sequelae /expert medico-legal reports and opinion
[12]
The experts state that some of the
deficits borne by the plaintiff are indicative of severe traumatic
brain injury with intracerebral
bleeds. Further, that the plaintiff
had suffered vertical shear ‘pelvic fracture’ with
retroperitoneal haematoma and
bladder contusion; fracture of the
right acetabulum; blunt abdominal trauma with a ruptured bladder,
head injury and scalp laceration.
He received various type of
treatment relating to the injuries or their effects.
[13]
The plaintiff had the following
complaints when he was examined by the medical experts: painful right
joint (exacerbated by prolonged
standing, walking, lifting of
heavyweights and cold weather);
sequelae
of head injury; poor self-esteem due
to discharging of sinus in the suprapubic area; headaches; right
shoulder pains; right ankle
pains and memory problems. Psychological
complaints include becoming short tempered and easily irritable. The
plaintiff also gets
anxious when crossing a road or travelling in a
speeding motor-vehicle.
The
plaintiff’s loss of income
[14]
As stated above, the plaintiff has a
matric or grade 12 qualification and N4-N5 Civil Engineering
Certificate. He worked as a sales
consultant at Hirsch Home
Appliances is the time of the accident with a monthly income of R23
930.75. It is submitted that the
plaintiff relied on his cognitive
and physical attributes to maintain this gainful employment. His
earnings are said to have ranged
within Paterson B3 level in the
corporate sector.
[15]
The plaintiff did not go back to his
employment following the accident. This is not explained. It is the
occupational therapist’s
opinion that the plaintiff’s
compromised physical capacity compounded by compromised cognitive and
psychological or emotional
functioning render him functionally
compromised and unsuited for any open labour market employment.
Further, that this turn of
events on the plaintiff’s part is
consistent with the fact that the plaintiff has not been able to find
work since the accident.
Actuarial
calculations
[16]
The actuaries calculated the plaintiff’s
loss of income on the basis of the opinions contained in the report
by the industrial
psychologist. It is further submitted that it ought
to be accepted that the plaintiff is unemployable.
[17]
The calculations did not contain any
contingency deductions with regard to the amount of R8 291 190 and,
consequently, counsel for
the plaintiff submitted that a 5%
contingency deduction be applied to the plaintiff’s past loss
and a 15% contingency deduction
be applied to plaintiff’s
future income in the absence of accident. The application of
contingency deductions as suggested
by counsel would have the
following result:
[17.1]
the plaintiff’s past loss of earnings in the amount of R251
856,40 concluded as follows:
Past
loss of income
Uninjured
Injured
R300 724.00
R35 612.00
Contingencies
-5%
-5%
Subtotals
R285 687. 80
R33 831. 40
Total
Past
loss
R251 856.40
[17.2]
the plaintiff’s future loss of earnings in the amount of R 6
822 166. 30 concluded as follows:
Future
loss of income
Uninjured
Injured
R8 026 078.00
Contingencies
-15%
Total
Future loss of income
R6
822 166.30
[18]
The above-mentioned actuarial
calculation and the contingencies suggested by counsel for the
plaintiff yielded the total amount
of R7 074 022.70 (i.e. R251 856.40
in respect of past loss plus R 6 822 166.30 for future loss of
earnings).
# Revised
actuarial calculation and further submissions
Revised
actuarial calculation and further submissions
[19]
On 21 October 2022, I caused the
following request to be made, through my erstwhile registrar, to the
plaintiff’s legal representatives:
[19.1]
that, the actuary be instructed to apply a 5% contingency deduction
to the past loss and a 25% contingency deduction be applied
to the
future income in the absence of accident. I explained that the basis
for the suggested contingency as being, mainly, due
to the following:
[19.1.1]
that, for some unexplained reason, the
plaintiff decided not to return to work after the accident;
[19.1.2]
that, there is no proof that he would
have not coped, although one is mindful of expert opinion in this
regard;
[19.1.3]
that, the possibility of re-employment
using N4-N5 Civil Engineering Certificate, given his relatively
youngish age, cannot be completely
excluded.
[19.2]
that, the plaintiff’s legal representatives furnish further
written submissions commenting on the calculations furnished
in terms
of the request, should they be so minded.
[20]
On 21 October 2022, the plaintiff’s
legal representatives furnished a revised calculation by the actuary.
It was explained
that the actuary applied a 5% contingency deduction
on the past loss and a 25% contingency deduction applied on the
future income
in the absence of accident, as requested by the Court.
The result of the revised actuarial calculation is that the plaintiff
past
loss of income or earnings
is
in
the
amount of R251 857.00 and future loss of income
or
earnings
is
in
the
amount
of
R6
019 559.
Therefore,
the
total
loss
of
income
or
earnings to be awarded to the plaintiff in this matter will be in the
amount of R6 271 416.00.
General
damages
[21]
It submitted, on the basis of the report
by the neurosurgeon contained in the Form RAF 4 completed after
assessment of the plaintiff
that the plaintiff suffered severe
long-term mental and severe long-term behavioural deficits and
disorders, and permanent serious
disfigurement. Plaintiff’s
injuries were noted to have a combined whole person impairment or WPI
of 54%. The orthopaedic
surgeon is also of the view that the
plaintiff had suffered serious long-term impairment or loss of body
function.
[22]
It is further submitted that the
defendant did not reject the above-mentioned assessment of
plaintiff’s injuries. I will accept
- for purposes of general
damages - that the injuries sustained by the plaintiff in the
accident constitute serious injuries. The
plaintiff had claimed an
amount of R2.5 million in respect of general damages.
[23]
The plaintiff’s counsel referred
the Court to the following comparable cases for purposes of an award
for general damages
suffered by the plaintiff:
[23.1]
Megalane
NO v The Road Accident Fund
.
[2]
This case concerned an 11 year-old schoolboy at the time of the
accident and who was 14 years old at the time of the trial. He
had
sustained a severe brain injury with diffuse and focal brain damage
in the form of a subdural haematoma. This injury resulted
in
cognitive impairments characterised by
poor
verbal
and
visual
memory;
poor
concentration
and
distractibility;
impaired
executive function characterised by frontal lobe disinhibition
causing inappropriate behaviour; speech difficulties characterised
by
dysarthria and word retrieval difficulties; bilateral hemiparesis
with severe spasticity of all four limbs and left facial paralysis..
This claimant is or was confined to a wheelchair and his intelligence
level is or was that of a young child, but he still has/had
insight
into his predicament. Before the accident he had been an above
average scholar, but would probably have acquired tertiary-level
education. Post-accident he is/was left with severe permanent
physical and mental disabilities rendering him unemployable. The
court awarded him the amount of R1 000 000 as general damages which
is equivalent to R2 399 000 in current value.
[23.2]
Zarrabi
v The Road Accident Fund
.
[3]
This matter concerned a claimant who was 30 years old. She was a
trainee medical specialist, ostensibly when the accident occurred.
She sustained the following injuries: severe diffuse axonal brain
injury (with severe neuro-physical, neuro-cognitive and
neuro-psychiatric
consequences); multiple facial lacerations;
fractured nose; contusions of the chest (with bilateral contusions of
the lungs); rupture
of the liver; contusion of the kidneys with
haematuria; closed fracture of the right humerus; open fracture of
the right radius
and ulna; deep laceration of right elbow; open
fracture of the right radius; fracture of left patella; lacerations
of left knee;
injuries to ligaments of the right knee; and multiple
contusions and abrasions to both legs. As a result of the injuries
and
sequelae
she
had intellectual impairment; personality change; dysarthria;
spasticity on the right side; loss of depth perception; loss of
vision of the right visual field, and lack of drive; subtle speech;
language and communication problems. Further, the claimant
experienced difficulties with executive functions; sustained
concentration; memory; psychomotor speed, and emotional control.
Before the accident this claimant was a high achieving scholar;
medical graduate and practising doctor. The cognitive and physical
sequelae
of
this claimant’s injuries resulted in her inability to secure
employment as a medical doctor or specialist. The claimant,
at best,
was expected would manage some form of employment in a sympathetic
environment on a flexible or part time voluntary basis.
The court
awarded her general damages in the amount R800 000 equating to R1 919
000 in current terms.
[24]
Given the age at which the plaintiff in
this matter under determination sustained her injuries, which it is
submitted by his counsel
had robbed ‘him of all personal
independence and rendering him subject to multiple medical and
surgical procedures in future,
apart from profound intermittent
psychological and psychiatric consequences’, it is submitted
that the amount of R2 000 000
be awarded as general damages.
[25]
At the end of the hearing, I requested
that plaintiff’s counsel furnish the Court by 5 October 2022
with additional case law
in respect of general damages and also
address the issue of protection of the funds to be awarded to the
plaintiff. This was duly
complied with.
[26]
Plaintiff’s counsel gratefully
added the following cases to the two mentioned above, for purposes of
comparison with the case
under determination by the Court:
[26.1]
SC
McKay v Road Accident Fund
.
[4]
In this case the claimant was a 27 year-old qualified beautician. She
had sustained a severe brain injury, but continued to work
for some
time after the accident. She was awarded the amount of R1 500 000,
which is equivalent to R1 934 790 in current terms.
[26.2]
M
E v Road Accident Fund
.
[5]
The claimant in this matter had sustained severe head injuries
leading to neurocognitive and neurobehavioral changes, which also
manifested in poor memory and concentration, aggressive behaviour and
various other injuries which left him disabled and disfigured.
He was
awarded R1 900 000 in 2012 which equates to R2,344,600 in 2022 terms.
[27]
It is submitted by plaintiff’s
counsel that the injuries sustained by the claimant in the
abovementioned comparable case of
M E
v Road Accident Fund
are similar to
those of the plaintiff before the Court.
# Conclusion
Conclusion
[28]
I have had regard to the injuries
sustained by the plaintiff and
sequelae.
I have also considered the
comparable cases I was referred to by counsel. I agree with counsel
that the case most similar to the
one before the Court is that of
M
E v Road Accident Fund
, but
obviously no two cases can ever be the same in very respect. For
example, (a) the claimant in
M E v
Road Accident Fund
(‘ME’)
was 27 years at the time of the accident, whereas in this matter the
plaintiff (‘Komane’) was nearly
31 years old when he was
injured; (b) ME had GCS of 4/15, whereas Komane had GCS of 5/15; (c)
ME had suffered severe head injury,
whereas Komane has sustained
severe traumatic brain injury, and (d) ME was unable to speak for two
months and had severe restrictions
with mobility, which deficits are
present in respect of Komane but not seemingly to the same degree.
There will be more similarities
and/or differences between the two
matters, but significantly there is an alignment. Plaintiff’s
counsel has submitted that
an amount of R2 million should be awarded
as damages, but considering what is stated above I will award an
amount of R1,8 million
as general damages.
[29]
The abovementioned amount awarded for
damages suffered by the plaintiff will be added to the amount awarded
for loss of income in
the amount of R7 074 022.70. This means that
the total amount awarded to the plaintiff in this matter is R8 874
022.70. And costs
will also follow this result. Details of the costs
would appear in the order made below, essentially, in terms of the
order contained
in the draft order submitted by counsel in this
matter.
[30]
I also raised with counsel for the
plaintiff the issue of possibly protecting the funds to be paid to
the plaintiff given the nature
of plaintiff’s injuries and the
comments by the some of the experts in this matter. I also requested
counsel to make submissions
in this regard. Counsel’s
submissions are to the effect that ‘protection of funds will be
in the best interest of the
plaintiff, to this end Standard Bank
Trust has agreed to set up a trust on behalf of the plaintiff’.
Accompanying the further
submissions by counsel is a letter by
Standard Bank Trust regarding the establishment of a trust for the
benefit of the plaintiff.
I do not think that with what is available
before the Court in the matter one could order the creation of trust,
especially given
that the plaintiff is still acting without any legal
assistance and, therefore, capable of managing his own affairs. But
because
the issue is very important I will include in permissive
terms something to the effect that a trust may be created should the
plaintiff
and his legal representatives be some minded. In the event
that what is included does not suffice, the Court, differently
constituted
of course, can be approached for whatever order deemed
necessary.
# Order
Order
[31]
In the premises, I make the order, that:
1)
the defendant is fully (i.e. 100%)
liable for the plaintiff’s proven or agreed damages;
2)
the defendant shall pay to the plaintiff
the amount of
R8 874 022.70 (eight
million eight hundred and seventy four thousand and twenty two rand
and seventy cents)
in full and final
settlement of the plaintiff claim in respect of general damages and
loss of earnings arising from the injuries
sustained in the motor
vehicle accident which occurred on 21 June 2021 and/or
sequelae
.
The aforesaid amount is made up as follows:
2.1
loss of earnings =
R7 074 022.70, and
2.2
general damages =
R1 800 000.00
3)
the
defendant is ordered to
furnish
the plaintiff
with
an undertaking in terms
of
section
17(4)(a)
of the
Road
Accident Fund Act 56 of 1996
,
for the costs of future accommodation of the plaintiff in a hospital
or nursing home, or treatment of or rendering of a service
or
supplying of goods to the plaintiff, arising out of the injuries and
the
sequelae
thereof
sustained in a motor vehicle accident which occurred on 21 June 2021
after such costs have been incurred and upon proof
thereof;
4)
the defendant shall pay the plaintiff’s
taxed or agreed costs on the High Court Scale as between party and
party pertaining
to merits and quantum, which costs shall include the
costs of the plaintiff’s attorney and correspondent attorneys
and the
following: costs of trial bundles; all costs of pre-trial
conferences held between the parties including judicial case
management
if any; costs relating to the further submissions and
other activities at the instance of the Court between 5 and 21
October 2022,
but not limited thereto, and further:
4.1
the full costs of all plaintiff’s
experts report, medico-legal reports including addendum medico legal
reports if any, RAF4
serious injury assessment reports and
radiologist report including the following experts reports:
4.1.1
Dr Kumbirai (Orthopaedic Surgeon);
4.1.2
Dr Sello Solly Selahle (Plastic &
Reconstructive Surgeon);
4.1.3
Prof M S Mokgokong (Neurosurgeon);
4.1.4
Dr Thembelani F Lephoto (Clinical
psychologist);
4.1.5
Ms Sabatha Mogane (Occupation
Therapist);
4.1.6
Mr/Ms Ntseni Talifhani (Industrial
Psychologist), and
4.1.7
Tsebo Actuaries (Actuary)
4.2
the full costs of travelling,
transportation, subsistence and accommodation incurred by and on
behalf of the injured for attending
medico-legal examinations
arranged by plaintiff and defendant;
4.3
the costs of counsel, including the
costs of drafting heads of argument, as well as costs relating to the
further submissions and
other activities at the instance of the Court
between 5 and 21 October 2022.
5)
the capital amount in 2) hereof and the
costs in 4) hereof are to be paid into the trust account of
GWATULE ATTORNEYS as set –out
below and within 180 days of this order:
BANK:
FIRST NATIONAL BANK
BRANCH:
PRETORIUS STREET
ACCOUNT
NUMBER:
[....]
REF
NUMBER:
MG/RAF/KOMANE
6)
the plaintiff shall, in the event that
costs are not agreed, serve the notice of taxation on the defendant’s
attorney of record,
if any or the defendant;
7)
the plaintiff shall allow the defendant
14 (fourteen) court days to make payment of the taxed costs;
8)
the defendant will not be liable for any
interest on this payment on condition that payment made timeously;
9)
In the event of the defendant not making
payment timeously the defendant will pay interest at the prescribed
rate of interest per
annum on the amount then outstanding to date of
final payment;
10)
subject to 11) hereof, the plaintiff may
instruct his attorneys to invest the amount in 2) hereof, either in
part or as a whole,
on his behalf following receipt thereof in an
interest bearing account as envisaged in section 78(2)(A) of the
Attorneys Act until
a trust as set out hereinafter is established and
registered;
11)
the
plaintiff
and
plaintiff’s
attorneys
are
urged
to
consider
paying
the
capital
amount
in
2) hereof less provision for reasonable
attorneys’ fees in terms of the contingency fee agreement,
expenses incurred and accounts
rendered by experts and counsel
employed to the Trustee of a Trust to be established of which the
plaintiff is to be the sole capital-
and income beneficiary following
the registration of the said Trust with the Master of the High Court
and following the furnishing
of security by the Trustee to the
satisfaction of the Master of the High Court as stipulated
hereinafter: provided, that the plaintiff
may approach the Court for
an alternative or supplementary order(s) in this regard.
12)
subject to 11) hereof, the plaintiff’s
attorneys may make any reasonable and necessary payments, until such
time as the trustee
is able to take control of the capital sum and to
deal with same in terms of the Trust Deed, to satisfy the needs of
the plaintiff
that may arise and that are required in order to
satisfy any reasonable need for treatment care and/or equipment as
may be necessary
in the interim period;
13)
subject to 11) hereof, the plaintiff’s
attorney shall take all necessary steps to attend to the formation
and registration
of a trust for the benefit of the plaintiff, and to
approach this Court with regard to the person to be appointed as
trustee; fees
payable to such person and other provisions of the deed
of trust or matters regarding the administration of the trust, and
14)
it is noted that there is what appears
to be a valid contingency fee agreement between the plaintiff and the
plaintiff’s attorneys
of record.
Khashane
La M. Manamela
Acting
Judge of the High Court
Date
of Hearing: 3
October 2022
Dates
of Further Submissions: 6
and 21 October 2022
Date
of Judgment: 30
November 2022
Appearances
:
For
the Plaintiff:
Mr
F Matika
Instructed
by:
Gwatule
Attorneys, Pretoria
For
the Defendant: No
appearance
[1]
Uniform Rule 38(2) reads as follows: “The witnesses at the
trial of any action shall be orally examined, but a court may
at any
time, for sufficient reason, order that all or any of the evidence
to be adduced at any trial be given on affidavit or
that the
affidavit of any witness be read at the hearing, on such terms and
conditions as to it may seem meet: Provided that
where it appears to
the court that any other party reasonably requires the attendance of
a witness for cross-examination, and
such witness can be produced,
the evidence of such witness shall not be given on affidavit.”
[2]
Megalane NO v The Road Accident Fund 2006 (5A4) QOD 10 (W)
[3]
Zarrabi v The Road Accident Fund 2006 (5B4) QOD 231 (T).
[4]
SC McKay v Road Accident Fund 1963 (1) QOD 101 (E).
[5]
M E v Road Accident Fund (12601/2017) [2018] ZAGPJHC 438 (18 June
2018).
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