Case LawGhana
TERNOR VRS. OLAI (A2/317/22) [2024] GHADC 483 (19 December 2024)
District Court of Ghana
19 December 2024
Judgment
CORAM: HER WORSHIP AMA ADOMAKO-KWAKYE (MS.), MAGISTRATE,
SITTING AT THE DISTRICT COURT ‘2’, KOTOBABI NEAR THE KOTOBABI
CLUSTER OF SCHOOLS, ACCRA ON 19TH DECEMBER, 2024.
SUIT NO. A2/317/22
JUDITH OHUEYO TERNOR
ACCRA ACADEMY, KANESHIE :: PLAINTIFF
VRS.
VICTORIA NIKOI OLAI
NORTH KANESHIE :: DEFENDANT
JUDGMENT
INTRODUCTION
The Plaintiff caused the issuance of a Writ of Summons on 21st June, 2022 praying this Court
for an order to recover from the Defendant an amount of GH¢10,000.00 being money paid to
the Defendant under the pretext of providing two-bedroom self-contained apartment for the
Plaintiff’s use. She also prayed for interest on the amount from April, 2021 to date of final
payment, damages for breach of promise and punitive cost. On 18th August 2022, judgment
was entered for Plaintiff against Defendant for the sum of GH¢3,845.00 as amount admitted
by Defendant and the difference between the amount claim and the admitted amount had to
be proved.
WRITTEN STATEMENTS (PLEADINGS)
The Plaintiff’s case is that she was in need of accommodation in or around April 2021 and
got to know Defendant through a man known as Mr. Edward Pedu Nelson. She averred that
JUDITH OHUEYO TERNOR V. VICTORIA NIKOI OLAI 1
she expressed interest in renting Defendant’s two-bedroom self-contained apartment at
North Kaneshie and although the property was not in a tenantable condition, she was
assured by the Defendant that she would quickly carry out renovation works once she paid
GH¢10,000.00 out of the total rent of GH¢12,000.00. Plaintiff further averred that the
Defendant reneged on her promise and has rented out the premises to another person
without refunding her money to her.
In her Amended Statement of Defence filed on 28th December, 2022 the Defendant contended
that the subject matter property has always been in a tenantable state and that her portion of
the property consisted of a large hall, store room, kitchen, main corridor and semi-corridor.
Defendant asserted that Plaintiff herself informed her that she would pay GH¢10,000.00 out
of the total rent of GH¢12,000.00 and pay the outstanding amount subsequently.
According to Defendant, after the inspection of the rooms by the Plaintiff and Nelson in
March 2021, Plaintiff complained about the partitioning and therefore requested that she
converts the large hall into a two-bedroom self-contained, storeroom turned into a
washroom with an extra door leading to the bedroom and the wall dividing the main and
semi-corridor be broken and converted into a hall with a window, which she did all.
Defendant averred that Plaintiff sometime in April, 2021 gave her an initial deposit of
GH¢6,500.00 for the first renovation contrary to the agreed amount of GH¢10,000.00 and she
used GH¢6,515.00 for building materials and labourers and the remaining GH¢345.00 for
transportation.
The Defendant stated that the Plaintiff after inspection in May 2021 complained about the
renovation and later proceeded to change the initial instructions she had given in respect of
how she wanted the renovation to be carried out. Plaintiff subsequently in August 2021 sent
an amount of GH¢3,500.00 for Defendant to carry out renovations for the second time.
According to Defendant, after the second renovation, Plaintiff was again dissatisfied with
JUDITH OHUEYO TERNOR V. VICTORIA NIKOI OLAI 2
the outcome. It was during this period that Defendant informed Plaintiff of an increment in
the rent from the initial GH¢500.00 to GH¢800.00 which Plaintiff disagreed.
It is Defendant’s case that she rather incurred additional expenses in renovating the premises
for Plaintiff’s use. In order to mitigate her losses, she took steps to get a prospective tenant.
However, her venture proved futile as the prospective tenant demanded that the rooms be
renovated back to its original state. Defendant counterclaimed for damages for breach of
contract, cost including legal fees and any other reliefs deemed fit by the Court.
In her reply filed on 19th August, 2022, Plaintiff asserted that she needed the two-bedroom
self-contained for her aged and ailing mother, herself and her three children. She stated
further that Defendant assured her that she would carry out the renovation in no time.
Relying on Defendant’s assurance, she secured a loan of GH¢6,500.00 and gave same to
Defendant for her to begin the renovation. She averred that throughout the process,
Defendant constantly reminded her that she would carry out the renovation to suit her
(Defendant’s) taste, should she decide to stay there in future.
The Plaintiff averred that after paying the amount of GH¢10,000.00 to Defendant, Defendant
reneged on her promise to renovate the premises for her use. Plaintiff further averred that
Defendant informed her that she had increased the rent form GH¢500.00 to GH¢800.00.
However, since she could not afford Defendant’s new terms, she asked for a refund of the
monies paid to Defendant. It was her case that the Defendant is not entitled to her claim.
ISSUES
From the pleadings and in order to determine whether the parties are entitled to their
respective claims, the issues for determination by this Court are;
i. Whether or not the Defendant is indebted to the Plaintiff.
JUDITH OHUEYO TERNOR V. VICTORIA NIKOI OLAI 3
ii. Whether or not any of the parties has breached any contract existing between
them.
RESOLUTION OF ISSUE
It is trite that in civil cases, the general rule is that the party who in his/her pleadings or writ
raises issues essential to the success of his/her case assumes the onus of proof. See Sections
11(1) & (2), 12(2) and 14 of the Evidence Act, 1975 (NRCD 323) as well as the cases of
Takoradi Flour Mills vs. Samir Faris [2005-2006] SCGLR 882 @ 900; GIHOC Refrigeration
& Household vs. Jean Hanna Assi (2005-2006) SCGLR 458; T. Chandiram v. Tetteh [2018]
120 GMJ 112 @ 147 C.A per Agnes M. A. Dordzie, J.A; and Air Namibia v. Micon Travel
[2015] 91 GMJ 173 @ 191 C.A per Kanyoke, J.A.
In cases where a Statement of Defence and Counterclaim is filed by the Defendant, the
Defendant assumes the role of a Plaintiff in respect of the Counterclaim filed. In the case of
Jaas Co. Limited & Another v. Apau & Another [2009] SCGLR 269, it was held that a
defendant who files a counterclaim is subject to the same standard of proof as a Plaintiff on
his Counterclaim. See also the cases of City Investment Company Ltd v. Mrs. Juliana Adade
and Others (2017) JELR 66131 (HC) and Nortey v. African Institute of Journalism &
Communication [201] 77 GMJ 1 at 40.
PLAINTIFF’S CASE
The Plaintiff testified by relying on her witness statement filed on 19th August, 2022 which
was adopted by the Court as her evidence-in-chief. Plaintiff’s testimony was that in March
2021, she needed a two bedroom self-contain house for herself, her aged and ailing mother
as well as her three children. She further stated that she met the Defendant through one Mr
Edward Pedu Nelson who offered to rent her property to her. Plaintiff added that upon
JUDITH OHUEYO TERNOR V. VICTORIA NIKOI OLAI 4
inspection of the premises, she realized that the apartment did not have a washroom, a
bathroom and window for the hall.
The crux of her testimony was that Defendant requested for an amount of GH¢10,000.00 out
of the total amount of rent of GH¢12,000.00 to renovate the premises for her to move into
same. Relying on the assurance given to her by Defendant, Plaintiff testified that she secured
a loan of GH¢6,500.00 and gave same to Defendant to begin the renovation of the premises.
Plaintiff further stated that she subsequently gave Defendant an amount of GH¢3,500.00 to
complete the renovation for her to move into the premises with her family. Plaintiff tendered
in evidence Exhibit ‘B’, a receipt given to her by Defendant.
Plaintiff further testified that when she went to inspect the progress of the renovation, she
found out to her surprise that Defendant had failed to carry out the renovation as she
assured. It was during this period that the Defendant informed her of an increment in the
rent from the initial GH¢500.00 to GH¢800.00. According to Plaintiff, she asked for a refund
of her money since she could not afford the new terms put forward by Defendant.
It was the testimony of the Plaintiff that Defendant’s conduct has not only caused her great
financial stress but caused her to borrow from her colleagues. She added that she was unable
to take proper care of her ailing mother as a result of Defendant’s conduct which
subsequently led to her death. According to her, as a single parent, Defendant’s conduct has
caused her to suffer financially.
To further establish her claims, Plaintiff called Edward Pedu Nelson as her witness to testify
in respect of the matters before the Court. PW1 testified by relying on his witness statement
filed on 19th August, 2022 and same adopted by the Court as his evidence-in-chief. According
to him, Defendant informed him to assist her to get a tenant for her place. PW1 therefore
introduced Plaintiff who was in search of an apartment to the Defendant.
JUDITH OHUEYO TERNOR V. VICTORIA NIKOI OLAI 5
According to PW1, Defendant offered to rent her two-bedroom self-contained apartment to
the Plaintiff at a rate of GH¢500.00 for two years. However, Defendant requested for the
payment of GH¢10,000.00 to carry out renovations in the premises for the Plaintiff. He added
that the Plaintiff accepted the offer by paying an initial amount of GH¢6,500.00 and a
subsequent amount of GH¢3,500.00 to the Defendant. Despite taking the amount of
GH¢10,000.00 from the Plaintiff, Defendant reneged on her promise to renovate the premises
for the Plaintiff. According to PW1, he had to pay six months’ rent for the Plaintiff since
Plaintiff was being ejected from the room she occupied.
The Defendant despite being aware of the dates which had been fixed for continuation of
trial, being 11th, 12th and 13th March, 2024, absented herself on all three dates without any
justification. The matter therefore proceeded in her absence. Where a party deliberately fails
to attend Court to defend a claim that has been brought against her, she cannot later assert
that she was not given a hearing or that the audi alteram partem rule has been breached.
This position of the law is well settled in cases such as:
Republic v Fast Track High Court, Accra; Ex parte State Housing Co. Ltd. (No. 2)
(Koranten-Amoako – Interested party) [2009] SCGLR 185
Mesdames Faustina Patience Cudjoe & 2 others v Harry Agyekum [2011] DLCA
7912
Gertrude Agbewole v Christopher Agbodogbey (2012) 44 GMJ 124 @ 146
Republic v High Court (Human Rights Division) Accra, Ex parte Akita (Mancell-
Egala & Attorney General Interested parties) [2010] SCGLR 374 @ 383
Under Order 25 Rule 1(2)(a) of the District Court (Civil Procedure) Rules, 2009 (C.I. 59),
where an action is called for trial and a party fails to attend, the other party would be allowed
to prove his claim. The Defendant had the opportunity to come to Court to prove her
counterclaim but she elected not to be present by her conduct of not appearing in Court. The
JUDITH OHUEYO TERNOR V. VICTORIA NIKOI OLAI 6
Defendant can therefore not raise at any point that the door of justice was shut to her. As a
matter of fact, no application was even filed by Defendant to recall the Plaintiff and her
witness for further cross examination and cross examination respectively and/or for her to
be permitted to open her defence.
It has been held by the court that: “It is a salubrious principle of our jurisdiction that a litigant
should have the opportunity of being heard, of telling his side of the story, of being free to present
evidence and argument to buttress his case; but it is also settled law and dictates of common sense
require also that once these opportunities have been extended to the litigant but the litigant decides
not to avail himself of them within the period of the trial, he would not, on judicial considerations, be
permitted to come later and plead for the reactivating of the very opportunities he declined to embrace.”
See: Mence Mensah v E. Asiama [2011] 38 GMJ 174 SC and Poku v Poku [2007-2008]
SCGLR 996. The Court on the strength of these authorities therefore proceeded with the case.
Though the Defendant did not appear before the court to challenge the suit, the Plaintiff is
not entitled to automatic grant of her claims just because the Defendant did not attend court.
Plaintiff has to satisfy the burden of proof on her before the court will grant the reliefs she
seeks. It is important to point out that the Defendant by her failure to appear before court to
testify has no evidence before the Court and it is deemed that she has abandoned her claim.
I agree with Counsel for Plaintiff that the Defendant’s counterclaim ought to be dismissed
and accordingly same is dismissed for want of prosecution.
Both Counsel for the Plaintiff and the Defendant filed their written addresses on 28th
November, 2024 and 29th November, 2024 respectively.
Issue 1: Whether or not the Defendant is indebted to the Plaintiff
JUDITH OHUEYO TERNOR V. VICTORIA NIKOI OLAI 7
From the evidence, the Plaintiff was in need of accommodation around March 2021 and went
in for a loan as evidenced by Exhibit ‘A’ which is the loan application form of Plaintiff dated
25th March 2021 applying for loan of GH¢12,000.00. Based on the evidence presented, it is
evident that the Plaintiff and the Defendant entered into a verbal agreement concerning the
rental of the Defendant’s apartment. During her testimony, the Plaintiff recounted that she
gave the Defendant a sum of GH¢10,000.00, which was intended to cover renovation of the
apartment.
Exhibit ‘B’ is a receipt dated 19th August 2021 acknowledging the payment by Plaintiff of an
amount of GH¢3,500 having earlier paid GH¢6,500, with an outstanding GH¢2,000 to be paid
by ending of September. The receipt has been signed by PW1 and the Defendant. This goes
to confirm that the Defendant received a total amount of GH¢10,000.00 from the Plaintiff.
This payment was made with the understanding that the apartment would be delivered to
the Plaintiff in the agreed-upon state, suitable for her to move in with her family. However,
the Defendant did not fulfill this obligation, resulting in the Plaintiff’s inability to occupy the
premises as initially planned. Notably, the Defendant did not dispute the fact that the
apartment was not delivered in the expected condition, nor did she contest the claim of
having received the sum of GH¢10,000.00 from the Plaintiff for the renovations. This lack of
denial suggests an acknowledgement of both the financial transaction and the failure to
provide the apartment in the agreed state, ultimately leading to the Plaintiff’s frustration.
At the Rent Control Department, in respect of the summons to the Defendant issued on 11th
February 2022 on a complaint in respect of refund of rent advance, Defendant was given up
until 30th March 2022 to refund to the Plaintiff through the Chief Rent Manager the amount
of GH¢10,000.00 but she failed to adhere to same, resulting in the institution of this suit.
JUDITH OHUEYO TERNOR V. VICTORIA NIKOI OLAI 8
This Court finds established that the Defendant is financially liable to reimburse the Plaintiff
for the funds she has received in connection with their transaction. It is trite that any party
who accrues benefits at the expense of another, without honouring their contractual
commitments, holds a liability to return the amount received. In light of these facts, the
Plaintiff has a rightful claim to recover the total amount of GH¢10,000.00 paid to the
Defendant as she failed to provide the apartment.
Issue 2: Whether or not any of the parties has breached any contract existing between
them.
From the evidence on record, the parties entered into an oral agreement which required the
Defendant to rent out her apartment to the Plaintiff after she had paid an amount of
GH¢10,000.00 to the Defendant as consideration. Both parties were consequently obligated
to adhere to the terms agreed upon in their oral agreement. The evidence however reveals
that the Defendant failed to perform her contractual obligations by not delivering the
premises as agreed upon.
As a result of Defendant’s breach, the Plaintiff, as the innocent party, is entitled to damages
accruing from the breach. When a party does not uphold her end of an agreement, the other
party is justifiably compensated to address the losses incurred due to the breach. The Plaintiff
therefore has a legitimate claim to reparation for the inconvenience and financial loss
stemming from the Defendant’s failure to perform as agreed.
It is an elementary principle of law that every breach of contract entitles the injured party to
recover damages for the loss he or she has suffered. The general objective of the courts in
awarding damages is to place the injured party, as far as money can do it, in the position she
JUDITH OHUEYO TERNOR V. VICTORIA NIKOI OLAI 9
would have been in if the breach had not occurred; that is, if the contract had been performed.
See Royal Dutch Airlines (KLM) and Anor. v. Farmex Ltd [1989-90] 2 G.L.R. 623 S.C.
Based on the evidence presented in Court, the Plaintiff was compelled to seek a loan in order
to finance the rental of the apartment in question. This is evident from Exhibit ‘A’ and ’F’.
Plaintiff has endured considerable hardship, being responsible for not only the payment of
the principal loan amount but also the accrued interest and various additional charges
associated with the loan. The consequences of Defendant’s breach were grave; the financial
strain placed on the Plaintiff was overwhelming that it hindered her ability to care for her
ailing mother.
Tragically, this situation culminated in the death of her mother, which the Plaintiff attributes
to the compounded stress of being in debt and unable to provide necessary support for her
family. The Court after reviewing the circumstances surrounding the Plaintiff’s claims,
recognizes the validity of her request for damages. It is evident that the Plaintiff has suffered
greatly due to the Defendant’s breach and compensation for these damages is warranted
given the considerable financial toll inflicted upon her. I therefore award damages of
GH₵5,000.00 in favour of Plaintiff against Defendant for what she has been made to suffer.
In view of the evidence adduced and the fact that Defendant’s breach has deprived the
Plaintiff what she is lawfully entitled to, coupled with the fact that the amount if paid by
Defendant could have been put to other use which would not have the same value now, the
Plaintiff is entitled to be awarded interest on the total amount owed.
CONCLUSION
Having considered the evidence adduced by the Plaintiff, I find that the Plaintiff has been
able to discharge the burden of proof on her in respect of the total amount of GH¢10,000.00
owed her by the Defendant and judgment is accordingly entered for her against the
JUDITH OHUEYO TERNOR V. VICTORIA NIKOI OLAI 10
Defendant. As earlier stated in this judgment, judgment was entered for Plaintiff against the
Defendant on 18th August 2022 for an admitted amount of GH¢3,845.00 with interest thereon
and the difference of GH¢6,155.00 had to be proved which has been successfully done by
Plaintiff. Plaintiff is therefore to recover in addition to the judgment of 18th August 2022 as
follows:
a. The Defendant is to refund to the Plaintiff the sum of GH¢6,155.00 being the disputed
portion of the money paid to Defendant by Plaintiff as rent.
b. The Defendant is to pay interest on the sum of GH¢6,155.00 at the prevailing
commercial bank rate from August 2021 to date of final payment.
c. General damages of GH¢5,000.00 is awarded to the Plaintiff against the Defendant for
breach of contract.
d. Cost of GH¢5,000.00 is awarded for the Plaintiff against the Defendant.
SGD.
AMA ADOMAKO-KWAKYE (MS.)
MAGISTRATE
Counsel
Emmanuel Opare, Esq. for Plaintiff.
Ishmael Classpeter-Williams, Esq. for Defendant.
JUDITH OHUEYO TERNOR V. VICTORIA NIKOI OLAI 11
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