Case Law[2025] ZAGPJHC 1281South Africa
N.M obo U.M v Road Accident Fund (2023/117329) [2025] ZAGPJHC 1281 (12 November 2025)
High Court of South Africa (Gauteng Division, Johannesburg)
12 December 2025
Judgment
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# South Africa: South Gauteng High Court, Johannesburg
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## N.M obo U.M v Road Accident Fund (2023/117329) [2025] ZAGPJHC 1281 (12 November 2025)
N.M obo U.M v Road Accident Fund (2023/117329) [2025] ZAGPJHC 1281 (12 November 2025)
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sino date 12 November 2025
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THE HIGH COURT OF
SOUTH AFRICA
GAUTENG
DIVISION, JOHANNESBURG
CASE
NO
. 2023
- 117329
(1) REPORTABLE:
YES
/NO
(2) OF INTEREST TO
OTHERS JUDGES:
YES
/NO
(3) REVISED
11/12/2025
In
the matter between:
N
[…]
M[…]
OBO
U
[…]
M
[…]
PLAINTIFF
and
ROAD
ACCIDENT
FUND
DEFENDANT
JUDGMENT
BHOOLA
AJ,
Introduction
[1]
The plaintiff, Ms N[…] M[…] who acts on behalf of her
minor child U[…] M[…] born on the 1
August 2016,
institutes action against the Road Accident Fund (RAF) seeking
damages arising from a motor vehicle collision which
occurred on 19
April 2016, near Konig Street and Sir George Grey Street,
Roodepoort, Johannesburg, Gauteng Province,
where the minor child was
a pedestrian.
[2]
The plaintiff seeks the following relief on behalf of the minor child
-:
2.1.
past loss of earnings
2.2
future loss of earnings
2.3
past and future loss of earnings.
2.4
general damages
[3]
The issue of the merits was settled at 80/20 in favour of the
plaintiff as well as general damages.
[4]
The summons was served on the defendant on 10 November 2023. The
dies
for filing a notice of intention to defend has expired and the
plaintiff proceeds by way of default judgment in terms of Rule 32,
read with Rule 38(2) of the Uniform Rules.
[5]
The parties have reached a settlement agreement, which they request
to be made an order of court.
Legal
Principles
[6]
The Constitutional Court in
Eke
v Parsons
[1]
established that a settlement agreement may be made an order of court
if:
(a)
litigation is pending;
(b)
the agreement relates directly to the dispute between the parties;
and
(c)
the agreement is competent and proper, serving the interests of
justice.
[7]
In RAF matters, the Supreme Court of Appeal has confirmed that once
litigation is pending, a settlement agreement resolving
the dispute
should ordinarily be made an order of court, unless it is incompetent
or contrary to public policy.
[2]
[8]
More recently, the Constitutional Court in
Mafisa
v Road Accident Fund
[3]
emphasised that courts must respect the terms agreed by the parties
and may not rewrite them.
[9]
The present settlement agreement, quantifies damages for loss of
earning capacity, provides for an undertaking in terms
of
section
17(4)(a)
of the
Road Accident Fund Act 56 of 1996
, and deals with
costs. It is directly connected to the dispute, lawful in its terms,
and consistent with the statutory framework.
Conclusion
[10]
I am satisfied that the agreement meets the criteria set out in
Eke
v Parsons
[4]
and subsequent RAF authorities. It is therefore competent and proper
to make the settlement agreement an order of court.
Order
[7]
As a result, I make the following order-:
1. The application
in terms of
Rule 38(2)
is granted.
2. The settlement
agreement entered into by agreement between the parties, is made an
order of marked “X”.
CB.
BHOOLA
Acting
Judge of the High Court
Gauteng
Division of the High Court, Johannesburg
Delivered:
This judgment was prepared and authored by the Judge whose name is
reflected on 1
2 December 2025
and is handed
down electronically by circulation to the parties/their legal
representatives by e mail and by uploading it to the
electronic file
of this matter on CaseLines. The date for hand-down is deemed
to be 1
2 December
2025.
APPEARANCES
Date
of hearing: 23 October 2025
Date
of judgment: 1
2
December 2025
For
the plaintiff: Adv. RR Mambani
(Tel: 003 767 4434)
Instructed
by: Maphaha Attorneys
(Tel:
011 333 0641, email-: rudzani3@maphahaattorneys@co,za)
For
the Defendant: State Attorney
Ms
N Mhlongo
(Tel:
073 452 7151, email
NkatekoM@raf.co.za
)
IN
THE HIGH COURT OF SOUTH AFRICA
(GAUTENG
DIVISION, JOHANNESBURG)
CASE
NO: 2023-117329
ON
THE
23
RD
OF
OCTOBER 2025
Before
the Honourable Justice Bhoola AJ
In the matter between:
U
[…]
M
[…]
PLAINTIFF
AND
ROAD
ACCIDENT
FUND
DEFENDANT
Link
No: 3920401
This
Order is made an Order of Court by the Judge whose name is reflected
herein, duly stamped by the Registrar of the Court and
is submitted
electronically to the Parties/their legal representatives by email.
This Order is further uploaded to the electronic
file of this matter
on Case Lines by the Judge or his/her secretary. The date of this
Order is deemed to be the
23
rd
day of
October 2025
COURT
ORDER
By
agreement between the parties:
1.
The Defendant
is ordered to pay the Plaintiff at a sum of
R3
619 815.16
(
Three
Million Six Hundred and Nineteen Thousand, Eight Hundred And Fifteen
Rands and Sixteen Cents)
in
respect of loss of earnings in full and final settlement of the
claim.
Breakdown:
Loss
of earnings R4 524 768.95 less 20% apportionment
Total
R3 619 815.16.
2.
Payment of the amount referred to above
must be made directly into the Trust Account of the Plaintiff’s
Attorney, the Banking
details of the Plaintiff’s Attorneys are:
ACCOUNT
HOLDER:
R[…]
T A[…]
I[…]
BANK:
FNB
BRANCH
CODE:
2
[…]
BRANCH
NAME:
N
[…]
M
[…]
S
[…]
C
[…]
-A
[…]
ACCOUNT
NUMBER:
6
[…]
ACCOUNT
TYPE
T[…]
A[…]
3.
The Defendant shall pay interest on the
aforesaid sum at the rate of 10.5% per annum calculated from the
expiry of 180 days from
the date of the order to the date of final
payment.
4.
The Defendant is ordered to pay the
Plaintiff’s taxed or agreed costs to date hereof on a High
Court party and party scale
B, including but not limited to the costs
of the plaintiff’s attorneys; counsel’s fees for perusal,
preparation, drafting
of heads of argument, and appearance in default
judgment court on
21 October 2025;
costs
of the default judgement application; reasonable costs for
travelling, transportation, subsistence and accommodation if any,
by
or on behalf of the plaintiff when attending medico-legal
examinations and costs for all the expert reports including of the
following:
a.
Dr. P Kumbirai - Orthopeadic Surgeon;
b.
Dr. Mazwi - Neurosurgeon;
c.
Andile Moyo - Educational Psychologist;
d.
Metse Psychologist - Clinical Psychologist;
e.
Lawrance Makananisa - Occupational Therapist;
f.
Mthimkhulu - Educational Psychologist;
g.
Nomfanelo Manaka - Industrial Psychologists;
h.
Actuary - Johan Sauer Actuaries & Consultants.
5.
The Plaintiff shall allow the Defendant 30 days to pay the
agreed or taxed costs after date of agreement or taxation.
6.
The Defendant shall furnish a 80%
undertaking for future medical expenses
in
terms of section 17(4) of the RAF Act, to reimburse the plaintiff for
costs of any future accommodation in hospital or nursing
home,
treatment, rendering of service to him or supplying goods to him
arising out injuries sustained by the plaintiff in a motor
vehicle
accident on which this cause of action is based after such costs have
been incurred and upon proof thereof.
7.
There is a
valid contingency fee agreement entered into between the plaintiff
and the attorney of record.
8.
The Plaintiff’s
attorneys
are ordered to
establish a Trust for the benefit of the plaintiff and to deposit the
net proceeds of the action on plaintiff’s
behalf, after the
deduction of taxed attorney own client costs, to the credit of such
Trust.
9.
The
Plaintiff’s attorneys are, authorised and ordered until such
time as the trustees are able to take control of the capital
amount
and to deal with same in terms of the trust deed, to pay from the
capital amount any reasonable payments to satisfy any
of the
plaintiff’s needs that may arise and that are required in order
to satisfy any reasonable need for maintenance, treatment,
care,
aids, or equipment that may arise in the interim.
10.
The terms of each
such trust are to include:
12.1
Trustees nominated by the plaintiff
and the plaintiff’s attorneys.
12.2
If any of the
trustees are unable or unwilling to accept appointment or for any
reason becomes unable to continue to act once having
been appointed,
then the Master of the High Court will in his sole discretion be
entitled to appoint another trustee.
12.3
The trustees
are required to furnish security for the administration of the assets
of the trust. The Trustees fees for the administration
of the trust
are to be calculated at the rate of 1% per annum of the trust assets
under administration.
11.
The trustees shall administer the trust
subject to the powers and terms, which follow:
13.1.
The trustees must in writing accept
their appointment as such and the benefits and duties conveyed by the
trust deed and acknowledge
receipt of the donation in terms of which
the trust will be established. A body corporate may be a trustee.
13.2.
The trustees may at any time in writing
appoint additional trustees, or one or more trustees to succeed any
or all of them, or one
or more agents with powers of substitution and
delegation, to perform any acts on their behalf. If ever there is no
trustees, the
person who keeps the books of the trust or any
beneficiary may call a meeting with the beneficiary, assisted by
their guardians
if applicable, which meeting shall appoint a trustee
or trustees, failing which the Master will appoint a trustee.
13.3.
A trustees shall cease to act as such if
he/she resigns, or becomes mentally disturbed or ill, or alcoholic,
or incompetent or unable
to act as trustee, or being a corporate
body, it is liquidated. If any trustee ceases to act, the remaining
trustee/s shall continue
to act and shall have full powers in terms
hereof.
13.4.
In administering the trust, the trustees
shall follow such procedure as they deem fit. Proper books of account
shall be kept. The
trustee may appoint an auditor for the trust but
are not obliged to do so.
13.5.
Any trustees or trustees’ agent
who is a professional person will be entitled to perform professional
work for the trust and
to charge reasonable professional fees for
such services over and above the fees allowable to the Trustee as set
out herein and
The Master of the High Court is entitled to call for
taxation of any fees so charged.
13.6.
The trustees has the power to perform in
the name of the trust or in their own name on behalf of the trust,
any acts and enter into
any contracts and undertake any obligations,
whether commercial or otherwise, which may be done by a natural
person of full legal
capacity, which powers include but are not
limited to the following:
13.6.1
To purchase or acquire in any way
stock-in-trade, plant, machinery, land, buildings, agencies, shares,
debentures and every other
kind or description of movable and
immovable property;
13.6.2
To manage, insure, sell, lease,
mortgage, dispose of, give in exchange, work, develop, build on,
improve, turn to account of in
any way otherwise deal with its
undertaking or all or any part of its property and assets;
13.6.3
To apply for, purchase or by any other
means acquire, protect, prolong, and renew any patents, patent
rights, licenses, trademarks,
concessions, or other rights and to
deal with and alienate them;
13.6.4
To borrow money;
13.6.5
To secure the payment of moneys borrowed
in any manner including the mortgaging ceding and/or pledging of
property;
13.6.6
To lend money to any person or company;
13.6.7
To invest money in any manner;
13.6.8
To open and operate banking accounts and
to overdraw such accounts;
13.6.9
To make, draw, issue, execute, accept,
endorse, and discount promissory notes, bills of exchange and any
other kind of negotiable
or transferable instruments;
13.6.10
To enter into indemnities, guarantees
and suretyship and to secure payment thereunder in any way;
13.6.11
To form and have an interest in any
company or companies for the purpose of acquiring the undertaking or
all or any of the assets
or liabilities of the company or for any
other purpose which may seem, directly or indirectly, calculated to
benefit the trust,
and to transfer to any such trust or companies the
undertaking or all or any of the assets or liabilities of the trust;
13.6.12
To take part in the management,
supervision and control of the business or operations of any other
company or business and to enter
into partnerships;
13.6.13
To make donations;
13.6.14
To undertake and execute any trust;
13.6.15
To act as principals, agents,
contractors, or trustees;
13.6.16
To pay gratuities and pensions and
establish pension schemes, profit-sharing and plans and other
incentive schemes; and
13.6.17
To enter into contracts anywhere in the
world and to execute any contracts, deeds, and documents in any
foreign country.
13.7
The trustees may determine their own
procedure.
13.8
The assets of the trust may be held in
the name of the trust, or the trustees or any nominee of the
trustees, if appropriate.
13.9
The trustees have an absolute and
unlimited discretion, in all matters relating to the trust but they
may not act contrary to this
order and the trust deed to be drafted
in accordance herewith.
13.10
The trustee/s and/or the successor or
successors shall be required to provide security for the due
administration of the trust.
13.11
The trustees shall not be personally
liable to the beneficiaries for any trust losses, except caused by
gross negligence or deliberate
wrong.
13.12
The trustees shall under no
circumstances be personally liable to creditors of the trust.
12.
The
income and capital beneficiary is
U
[…]
M
[…]
[the plaintiff].
13.
No asset, capital or
income of the trust will vest in the beneficiary until such is
actually paid over, handed over or delivered
by the trustees to the
beneficiary. No capital or income benefit to which any beneficiary is
or may become entitled by virtue of
this trust deed shall, prior to
actual payment or transfer thereof by the trustees to the
beneficiary, be capable of being ceded,
assigned or pledged, or
transferred in any way, or be capable of attachment by any creditor
or trustee of a beneficiary upon insolvency,
unless the trustees
consent thereto in writing.
14.
The
trustees may in their absolute discretion, at any time prior to
termination of the trust, transfer or pay any part of the trust
fund
to the beneficiary which will become the free and absolute property
of such beneficiary.
15.
Any
asset or money which beneficiary receives pursuant to this trust deed
shall not form part of any joint estate and shall not
be subject to
any marital power.
16.
The trust deed can only be amended in
writing with the consent of the Master of the High Court and, failing
such consent, with the
leave of this Court provided however that no
amendment which is in conflict with the provisions of the Court Order
may be effected
without the prior leave of the Court having been
granted thereto.
17.
The
trust shall terminate by Court order, such request to be brought by
the trustees at their discretion. The Court to be satisfied
that such
dissolution is in the beneficiary’s best interest, at that
material time
…………………………
.
By Order of Court
For
the Plaintiff
Adv.
VJ Chabane
072 792
9219
Chabanevj@rsabar.com
Instructed
by Radebe T Attorneys Inc
010 824
4075
info@radebetatorneys.co.za
For
the Defendant
Ms.
N Mhlongo
State
Attorney
011
330 7600 /072 452 7151
Nkatekom@raf.co.za
[1]
(CCT214/14)
[2015] ZACC 30
;
2015 (11) BCLR 1319
(CC);
2016 (3) SA 37
(CC) (29
September 2015)
[2]
PM obo TM v Road Accident Fund [2019] ZASCA 97
[3]
[2024] ZACC [4]
[4]
(CCT 156/22)
[2024] ZACC 4
;
2024 (6) BCLR 805
(CC);
2024 (4) SA 426
(CC) (25 April 2024)
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