Case Law[2025] ZAGPPHC 388South Africa
Mgwena v Road Accident Fund (Reasons) (81594/2014) [2025] ZAGPPHC 388 (29 April 2025)
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# South Africa: North Gauteng High Court, Pretoria
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## Mgwena v Road Accident Fund (Reasons) (81594/2014) [2025] ZAGPPHC 388 (29 April 2025)
Mgwena v Road Accident Fund (Reasons) (81594/2014) [2025] ZAGPPHC 388 (29 April 2025)
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sino date 29 April 2025
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REPUBLIC
OF SOUTH AFRICA
IN
THE HIGH COURT OF SOUTH AFRICA
GAUTENG
DIVISION, PRETORIA
Case
Number: 81594/2014
(1)
REPORTABLE: NO
(2)
OF INTEREST TO OTHER JUDGES: NO
(3)
REVISED: NO
DATE:
29 April 2025
SIGNATURE
In
the matter between:
EVEL
MGWENA
Plaintiff
and
ROAD
ACCIDENT
FUND
Defendant
REASONS FOR ORDER
MOTHA, J
Introduction
[1]
As a result of a motor vehicle accident on
8 February 2014, the plaintiff sustained facial abrasions. On 27 May
2014, she lodged
a claim against the Road Accident Fund. Having
obtained leave to proceed by way of default judgment, her counsel
submitted that
for her scarring an amount of R730 000.00 for
general damages was reasonable. After hearing counsel’s
submissions, the
court granted an order awarding general damages in
the sum of R350 000.00. Dissatisfied with the order, the
plaintiff seeks
reasons of the order handed down on 28 February 2025.
Background
[2]
Following the accident, the plaintiff was
taken to Mapulaneng Hospital, where she was admitted at 21h50 and
discharged on the same
day (8 February 2014). From the hospital
records
—
which noted a
Glasgow
Coma Scale (
GCS) of 15/15
—
the
Court ascertained that the recorded injuries were as follows:
a.
Multiple abrasions around the left eye with
a deep laceration measuring approximately 2cm;
b.
An abrasion on the right side of the face;
c.
Abrasions on the right tibia; and
d.
Abrasions on both arms.
[3]
The hospital records further note that the
plaintiff “denies headache, no dizziness”. It is
perhaps noteworthy
that, on 15 February 2014, the plaintiff was
admitted for severe hypertension, which appears to be unrelated to
the motor vehicle
accident.
[4]
In the particulars of claim, it is recorded
that the plaintiff sustained the following injuries:
a.
Multiple injuries to the head;
b.
Injuries to the face;
c.
Injuries affecting the upper portion of the
right eye;
d.
Injuries to both the left and right arms;
e.
Injuries to the back; and
f.
Injuries to both the left and right leg.
Medico-Legal Reports
and Issues
[5]
For the purpose of compiling medico-legal reports, the
plaintiff was examined by the following professionals:
an
orthopaedic surgeon, a plastic surgeon, a neurologist, an educational
psychologist, a physician, an occupational therapist, an
industrial
psychologist, and an actuary.
Orthopaedic Surgeon
[6]
Dr Vic Oelofse examined the plaintiff on 25
January 2018 and recorded that she sustained the following injuries:
“
-
M
ultiple abrasions on the right side of the
face
-
Abrasions around the left eye with a 2 cm deep laceration”.
[1]
[7]
In the medico-legal report,
Dr
Oelofse
noted that the plaintiff was admitted and
discharged on the same day. Following the cleaning and dressing of
all abrasions, analgesics
and anti-inflammatory medications were
prescribed. The doctor diagnosed the plaintiff with the following:
“
-
Contusion of the back muscles
-
Inconspicuous scar at the left eye.”
[2]
[8]
No x-ray investigation was requested.
Dr
Oelofse
concluded by stating that “[t]he
orthopaedic injury does not meet the requirements for a serious
injury under the Narrative
Test”.
Plastic and
Reconstruction Surgeon
[9]
Dr Pienaar
examined
the plaintiff on 16 April 2018, approximately
seven years ago. He recorded that the plaintiff sustained the
following injuries:
a.
Laceration on the forehead;
b.
Laceration to the left eyebrow;
c.
Laceration of the left upper eyelid;
d.
Abrasion to the left side of the chest;
e.
Injury to the back;
f.
Abrasion to the left elbow; and
g.
Abrasions to both knees.
[10]
Contrary
to what is written in the hospital records and recorded by the
orthopedic surgeon, Dr. Pienaar noted that the plaintiff
stayed for
one day at Mapulaneng Hospital. He recorded that the plaintiff had a
Whole Person Impairment (WPI) of 15% and opined
that she qualified
for
general
damages
in terms of the Narrative Test due to serious permanent
disfigurement. He expressed the view that the facial scars would
likely subject the plaintiff to social rejection, stigmatisation and
inappropriate remarks from her peers. According to his assessment,
the scarring had interfered with her normal emotional and
psychological development and well-being. He further noted that the
scars rendered the plaintiff shy, withdrawn, self-conscious, and
adversely affected her sense of femininity, including her
interpersonal
relationships with men.
[3]
[11]
Dr Pienaar anticipated
a 30% improvement in
appearance should the plaintiff undergo scar revision surgery on her
left eyebrow.
General Surgeon
[12]
Dr
Greeff examined the plaintiff on 10 January 2018. He recorded that
she suffered from very high blood pressure and complained
of
backaches and headaches, particularly during cold weather. He
concluded by stating that “
[f]rom
a surgical perspective, the scar on her eyebrow is acceptable and I
do not think any surgical intervention would be necessary
here”.
[4]
Neurologists
[13]
The plaintiff was seen by Dr Pillay on 5
December 2016 and by Dr Rosman on 19 November 2024. Dr. Pillay
observed that the plaintiff
sustained facial laceration and soft
tissue injuries. Dr Pillay further noted that during the plaintiff’s
admission, she
had no neurological complaints. Upon the examination,
Dr Pillay recorded that while the plaintiff complained of headaches,
she
had no cognitive complaints, nor did she report any changes in
mood, personality, or behaviour since the accident. She mentioned
that the headaches were relieved by medication.
[14]
Dr Rosman stated that he did not get the
impression of any neuropsychological issues. Having observed that no
mention was made of
headaches, Dr. Rosman cited the medico-legal
report of Dr L Hartley, a specialist physician, wherein the following
is written:
“
The
claimant’s hypertension is not considered a complication or
result of the previous injuries”.
[5]
[15]
Dr
Rosman opined that it was not anticipated that the head injury
sustained by the plaintiff would result in any significant long-term
neurophysical or neuropsychological problems, except for headaches.
However,
he cautioned that “[c]onsidering the hypertension, with
evidence of damage to the kidneys as a result of the hypertension,
the possibility of this being a cause for the headaches cannot be
ignored.”
[6]
[16]
Taking all factors into consideration, Dr
Rosman concluded that a reasonable apportionment would attribute 50%
of the plaintiff’s
neurological symptoms to the accident, and
foresaw no future neurological problems.
Discussion and
Counsel's Submissions
[17]
The Court called the plaintiff to observe
her in person. Apart from the scar on her temple, no other scars were
visible to the Court,
as any scars on her head were concealed by her
hair. When counsel requested the plaintiff to indicate any scars on
her hands, she
was unable to recall which arm bore scars; counsel
directed her that it should be on the right arm. The plaintiff
responded in
Xitsonga by saying “kuvalekile” meaning “it
is closed” or “disappeared”. Her counsel was
reluctant
to concede that the scars were invisible, remarking “I
can see a small cut, but it is not very visible”. Later, when
counsel mentioned that the plastic surgeon had noted scars on her
left chest, the plaintiff denied having any such scars and responded
in Xitsonga with “ayikona”. Subsequently, the Court was
directed to note the abrasion on both knees.
[18]
Counsel submitted that certain hypertension
issues pre-dated the accident.
I do not
believe that the severe high blood pressure, from which she is
struggling, can be linked to the accident.
He
further submitted that the plaintiff sometimes suffers from
headaches. Following a brief adjournment, counsel reconsidered his
submission and reminded the Court that at the time of the accident –
eleven years ago – the plaintiff experienced acute
pain and
social rejection. While acknowledging that the plaintiff has since
recovered well, he argued that an award of R730 000.00
was
excessive and suggested an amount of R650 000.00. I formed the
impression that counsel was wedded to a predetermined figure
regardless of the injuries.
Applicable Law
[19]
It
is trite that when dealing with general damages “…the
trial Judge has a
large
discretion to award what he in the circumstances considers
to
be
a fair and adequate compensation to the injured party for the
sequelae
of his injuries.”
[7]
It
has been said
ad
nauseam
that
in assessing an award for general damages, the court has a broad
discretion to award what it considers to be fair and adequate
compensation. The court will generally be guided by the awards made
in comparable previous cases and will also be alive to the
tendency
for awards to be higher in recent years than were the case
previously.
[8]
In considering
previous awards, it is appropriate to have regard to the depreciating
value of money due to the ravages of inflation.
It would, however, be
inappropriate to escalate such awards by a slavish application of the
consumer price index.
[9]
[20]
When
examining
comparable
cases, the court must not be parrotlike in following them but must be
mindful of the fact that the cases serve as a guide.
This much
was stated in
Protea
Assurance
:
[10]
“
Comparable
cases, when available, should rather be used to afford some guidance,
in a general way, towards assisting the Court in
arriving at an award
which is not substantially out of general accord with previous awards
in broadly similar cases, regard being
had to all the factors which
are considered to be relevant in the assessment of general damages.
At the same time it may be permissible,
in an appropriate case, to
test any assessment arrived at upon this basis by reference to the
general pattern of previous awards
in cases where the injuries and
their
sequelae
may have been either more serious or less than
those in the case under consideration”.
[21]
In
Minister
of Safety and Security v Seymour
,
[11]
the court held:
“
The
assessment of awards of general damages with reference to awards made
in previous cases is fraught with difficulty. The facts
of a
particular case need to be looked at as a whole and few cases are
directly comparable. They are a useful guide to what other
courts
have considered to be appropriate, but they have no higher value than
that.”
[22]
Whilst
a conservative approach to awarding general damages would be unfair,
courts have been cautioned against a cornucopia of awards.
The award
must be commensurate with injuries sustained. Hence, in
Pitt
v Economic Insurance Co. Ltd
,
[12]
the
court said:
“
I
have only to add that the Court must take care to see that its award
is fair to both sides - it must give just compensation to
the
plaintiff, but it must not pour our largesse from the horn of plenty
at the defendant's expense.”
[23]
Counsel
referred to the matter of
Mashigo
v RAF
,
[13]
in which the court undertook a comparative exercise and referred to
the following cases:
a.
Peter
v Road Accident Fund
:
[14]
In
this case, the plaintiff suffered major injuries including a fracture
of the pelvis and acetabulum. Furthermore, he suffered
two scalp
lacerations and what was described as multiple deep abrasions to the
right shoulder and upper arm and over the lumbar
spine. This left him
with some marked scarring on the right arm for which plastic surgery
could achieve a 50% improvement. The
R180 000.00 general damages
translates to some R 565 000.00 in current terms.
b.
Heynecke
v Visagie
:
[15]
In this matter, the plaintiff was bitten by a dog in the area of the
left cheek. The damage to nerve endings resulted in his inability
to
raise his left eyebrow and close his eyelids tightly. He was left
with a persistent swelling in the injured area with resultant
irritation of the eye; excessive weeping; and a twitching of the left
eye. Although the scarring had improved and could further
be improved
by plastic surgery, severe irregular scarring remained as a “serious
cosmetic blemish”. The award of general
damages of R2500.00 at
the time, and it translates to
R89 000.00
in
present value.
c.
Kobeqo
v Road Accident Fund
:
[16]
In this case, a five-year-old girl was struck by a car resulting in a
degloving of her right lower leg. She suffered a loss of
right leg
muscle bulk and she had extensive scarring about which she felt very
sad and “ugly”. The amount of R350 000.00
for
general damages was awarded.
d.
Minnie
NO v Road Accident Fund
:
[17]
The plaintiff suffered a degloving injury, coupled with a severe head
injury which required repeated surgery and caused permanent
and
extensive disfigurement. The plaintiff was also left with
neurocognitive deficits associated with poor memory and language
difficulties. The plaintiff was five years and 11 months old at the
time of the motor accident. The large amount of R800 000.00
granted for general damages translates to R1 717 000.00
in
current terms.
e.
Roberts
NO v Northern Assurance Co Ltd
1964:
[18]
A schoolboy aged 15
described as having “a cheerful and charming personality”
was involved in a debilitating accident
that resulted in a severe
brain injury. This led to a complete reversal of his personality,
traumatic epilepsy, and rendered him
a danger to himself and
others—necessitating lifelong confinement in a mental
institution. He also suffered gross facial
and other disfigurement.
The award for general damages of R30 000.00 at the time
translates to some R3 608 000.00
in current terms.
f.
Van
Rensburg v AA Mutual Insurance Company Ltd
:
[19]
In this matter, the plaintiff suffered various fractures to his knees
and left foot. She was crippled for life and was still on
crutches
after three years. Furthermore, she suffered various scarring
which constituted a real degree of disfigurement, causing
some
self consciousness and possibly affecting her chances of
remarriage. The general damages of R12 000.00 at the time
translates to R1 246 000.00 in the current value.
g.
In
Damba
v AA Mutual Insurance Association Ltd
,
[20]
a boy aged 7 ½ years suffered fractures to both his femurs
with resultant complications. He was left walking with a slight
limp
and had scarring on his right thigh. The general damages award of
R8000.00 at the time translates to R285 000.00 in current
terms.
h.
Noble
v Road Accident Fund
:
[21]
In this matter, scarring resulted from a combination of serious
injuries, including head and brain trauma, fractures of the right
femur and tibia, and fractured patellae in both knees, all of which
were accompanied by extensive associated scarring. Additional
scarring on the right thigh resulted from skin grafts taken to treat
the right lower leg. The court awarded general damages in
the amount
of R600 000.00, which translates to approximately R1 226 000.00
in current terms.
i.
Nxumalo
v SA Eagle Insurance Company Ltd and Others
:
[22]
In this case, the scarring involved an extensive degloving injury of
the right lower limb from foot to groin leaving the plaintiff
with
severe scars on the thigh and lower leg and permanent deformity and
disability. The scarring to the lower leg involved 80%
of the
circumference with all skin and subcutaneous tissue having been lost
and subsequently replaced by skin grafts but leaving
particularly
unsightly scarring which was hyper-pigmented and irregular. The
amount of general damages of R 90 000.00
translates to
R477 000.00 in current terms.
j.
Phiri
and Another v Shield Insurance Company Ltd
:
[23]
A four-year-old boy was struck by a bus, which tore all the muscles
from one of his legs, resulting in significant scarring. In
addition
to orthopaedic interventions, subsequent skin graft operations left
him with extensive scarring. Although the award for
general damages
was originally made in pounds, it was converted to R3 250.00
which translates to approximately R353 000.00
in current terms.
k.
Union
and South West Africa Insurance Co Ltd v Humphrey
:
[24]
A 15-year-old girl, injured while riding pillion on a motorcycle,
sustained fractures to the tibia and metatarsals, along with
severe
scarring to her lower leg. In addition to orthopaedic interventions,
she underwent further surgeries, including one for
skin grafting. The
scarring on her foot was described as a definite cosmetic blemish.
The award for general damages of R8 500.00
at the time
translates to approximately R374 000.00 in 2024.
l.
Julie
v Winter
:
[25]
In this case, hot tar was poured over the plaintiff’s head,
chest, shoulder, and arms during an assault, resulting in severe
burns. In addition to the intense shock suffered, the plaintiff
required three skin grafts but was nevertheless left with extensive
scarring and damaged skin. The award of £400.00 (equivalent to
R800.00 at the time) translates to approximately R115 000.00
in
current terms.
m.
Nconywa
v Cantor
:
[26]
In this matter, a 12 year old girl sustained deep burns to
her legs, covering approximately 15% of her total body surface
area,
after a tin containing a highly flammable substance was thrown into a
fire and exploded. She was hospitalised for two months,
during which
she underwent four operations, including three successive skin graft
procedures. Although she made a good recovery,
the scars remained
permanent. The general damages awarded in the amount of R7 000.00
at the time translate to approximately
R168 000.00 in current
terms..
n.
Mofokeng
v Fedgen Versekering Beperk
:
[27]
A 17 year old male scholar sustained severe third-degree
burns covering the entirety of his left cheek, neck, both shoulders,
and eyelids. His left ear was completely burnt off, necessitating
several reconstructive procedures. He underwent six skin graft
operations and was left with permanent, repulsive disfigurement,
including permanent hair loss over the affected areas. The amount
awarded for general damages was R40 000.00 at the time, which
translates to approximately R275 000.00 in current terms.
o.
Oosthuizen
v Homegas (Pty) Ltd
:
[28]
A 46-year-old manager of a gas-selling business sustained severe
burns to his face, scalp, both ears, both hands, the left side
of his
torso, upper back, and left arm due to the explosion of a gas
cylinder. His initial life-threatening condition required
intensive
care treatment. The subsequent treatment, which was extremely
painful, involved daily submersion in a bath to remove
bandages
underwater. He was left with gross permanent disfigurement,
particularly to his left hand (which was left in a claw-like
position), his right hand, and ears. The amount awarded for general
damages was R45,000.00 at the time, which translates to approximately
R465,000.00 in present terms.
p.
Graham
v Administrator Transvaal
:
[29]
The plaintiff, a patient in a provincial hospital for an aorta graft
operation, suffered third-degree burns to his lower back and
buttocks
due to the negligent use of a heating apparatus. These burns required
three successive skin graft operations. Subsequently,
his condition
progressed, leading to the amputation of one leg and a high
likelihood of becoming bedridden. He was left with a
permanent
aesthetic defect. The amount of R9 000.00 awarded as general
damages at the time translates to approximately R243 000.00
in
present terms.
q.
Buys
and Another v Lennox Residential Hotel
:
[30]
In this matter, a newly married woman sustained burns to the lower
part of her body after the hot water tap detached while she
was in a
hotel bath. Thirty-five percent of her body was left covered in
second-degree burns. She was left with scars and areas
of
discolouration, some of which were visible, resulting in a marked
change in her personality. She no longer wore dresses and
refused to
be seen in a bathing costume. The amount of general damages awarded,
R6 000.00 at the time, translates to approximately
R275 000.00
in present terms.
Analysis
and conclusion
[24]
Recently,
in the matter of
De Meyer
v Road Accident Fund
,
[31]
t
he
Full Court of this Division addressed the issue of general damages in
relation to disfigurement.
In
that case, the court held that the plaintiff would possibly require
surgery due to the disfigurement of the foot. The court awarded
a sum
of R325 000.00 for general damages.
[25]
In
casu
,
eleven years have passed since the accident, and the plaintiff’s
scars are inconspicuous, save for the one on her temple.
The
medico-legal report of the plastic surgeon is almost seven years old.
It is of little assistance to the Court, even the plaintiff
contested
the presence of a scar on the breast mentioned by the plastic
surgeon. It is mind-boggling that counsel asked the Court
to factor
in the issue of hypertension. Having considered that she suffers from
headaches and, as a female, she might have endured
some shame when
the scars on her face were still visible, I am of the view that the
sum of R350 000.00 is appropriate under
the circumstances.
Costs
[26]
This matter is neither complex nor are
the papers voluminous, and the amount involved is not substantial
relative to the overall
context. Counsel’s request for scale C
is unmeritorious. Moreover, counsel incorrectly perceives the test as
being based
on seniority; the correct approach to Rule 69 is as
follows:
“
The
court must award the scale, based on complexity and the amount of the
claim. A complex and voluminous matter will for instance
be on scale
C.”
[32]
Similarly,
to the issue of general damages, costs are within the discretion of
the court. When dealing with costs and general damages,
it is trite
that a court exercises what is called: narrow discretion, sometimes
called discretion in the true sense.
Order
1.
The application in terms of Rule 38(2) is
granted.
2.
The defendant is ordered to pay the
plaintiff the amount of R350 000.00 (Three hundred and
fifty thousand rands) in respect
of general damages, by paying into
the plaintiff’s attorneys trust account with account number
0[...] at Standard Bank White
River, within 180 days from the date
hereof, during which period interest shall not be payable.
3.
The defendant is ordered to capture the
payment on the ‘RNYP’ list within 30 days of receipt
of the Order.
4.
The defendant will furnish the plaintiff
with an undertaking in terms of section 17(4)(a) of Act 56 of
1996 to pay the costs
of the future accommodation of the plaintiff in
a hospital or nursing home, or treatment of or rendering of a service
or supplying
of goods to her arising from injuries sustained by her
in a collision which occurred on 08 February 2014 after the costs
have been
incurred.
5.
Should the defendant fail to make payment
as set out in paragraph 2 above then, in this instance, the Defendant
shall be liable
for payment of interest, calculated from 15 days
after the date hereof, at the
tempore
morae
rate.
6.
Save for the trust account banking details
as set out in paragraph 2, the defendant shall make no further
conditions for payment
of the amount contained in paragraph 2.
7.
The defendant shall pay the plaintiff’s
taxed or agreed party and party costs on the High Court scale to
date, subject to
the taxing master’s inherent discretion, and
such costs shall include the following:
a.
The costs of plaintiff’s counsel,
including heads of argument, on scale B;
b.
The costs of all medico-legal and addendum
reports, joint and draft joint reports served on the defendant,
including costs of any
special medical investigations;
c.
The qualifying fees of the experts referred
to in paragraph (b) above (for the reading of the reports of the
other experts
including the attendance and costs of copies of
providing such reports to the experts);
d.
The reasonable costs incurred by and on
behalf of the plaintiff, as well as the costs consequent to attending
the medico-legal examinations.
8.
Should the defendant fail to make payment
of the taxed or agreed costs within 180 days, then the defendant will
be liable for payment
of interest on the taxed costs calculated 15
days from the date of the order.
9.
Loss of earnings is postponed
sine
die.
M.P.
MOTHA
JUDGE OF THE HIGH
COURT
PRETORIA
Date
of Hearing:
28 February 2025
Date
of Judgment:
29 April 2025
APPEARANCES:
For the
Plaintiff:
Adv G. Lubbe
Instructed
by:
Schutte de Jong Attorneys
For the
Defendant:
None
[1]
Dr Oelofse’
s
medico-legal report at paras 2 and 4.
[2]
Id
at para 4.
[3]
Medico-legal
report of Dr Pienaar at page 2 under the heading “Socially”.
[4]
Medico-legal report of
Dr
Greeff
at
para 7.
[5]
Medio-legal
report of Dr Hartley at para 4.1.
[6]
Dr.
Rosman’s medico-legal report at para 8.6.
[7]
Protea
Assurance Co. Ltd v Lamb
1971
(1) SA 530
(A) (“
Protea
Assurance
”)
at para 534H – 535A.
[8]
See
De
Jongh v Du Pisanie NO
[2004] ZASCA 43
;
2005
(5)
SA
457
(SCA)
at 457
D-E
.
[9]
See
AA
Onderlinge Assuransie Assosiasie Bpk v Sodoms
1980 (3) SA 134
(A) and
Ambrose
v Road Accident Fund
[2010]
ZAECPEHC 24 at para 48.
[10]
Protea
Assurance
n 7 above at
536A-B.
[11]
[2006] ZASCA 71
;
2006
(6) SA 320
(SCA) at para 17.
[12]
1957 (3) SA 284
(N)
at 287E-F.
[13]
[2018]
ZAGPPHC 539 at paras 17.2-20.3.
[14]
2003 (5F3) QOD 9 (BHC).
[15]
1980 (3G4) QOD 102 (W).
[16]
2013 JDR 2270 (GNP).
[17]
2012 (6A4) QOD 82 (GSJ).
[18]
(1A4) QOD 573 (D).
[19]
1969 (2E3) QOD 40 (E).
[20]
1980 (3E3) QOD 251 (E).
[21]
2011 (6J2) QOD 54 (GSJ).
[22]
1995 (4G5) QOD 1 (N).
[23]
1967 (1E6) QOD 780 (E).
[24]
1979 (3E5) QOD 58 (A).
[25]
1955(1D3) QOD 567 (C).
[26]
1983 (3G2) QOD 475 (SE).
[27]
1992 (4G2) QOD 11 (T).
[28]
1989 (4G2) QOD 1 (0).
[29]
1982 (3G2) QOD 336 (T).
[30]
1978 (2G2) QOD 836 (C).
[31]
[2025] ZAGPPHC 307.
[32]
Pretoria Attorneys Association “
Memorandum
To Our Members – Important Amendments To High Court Rules
Taking Effect Tomorrow 12 April 2024
”
11
April 2024 at para 3.1.3.
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