Case Law[2024] ZAGPPHC 403South Africa
Dlangwana v Road Accident Fund (18983/2021) [2024] ZAGPPHC 403 (17 April 2024)
High Court of South Africa (Gauteng Division, Pretoria)
17 April 2024
Judgment
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# South Africa: North Gauteng High Court, Pretoria
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## Dlangwana v Road Accident Fund (18983/2021) [2024] ZAGPPHC 403 (17 April 2024)
Dlangwana v Road Accident Fund (18983/2021) [2024] ZAGPPHC 403 (17 April 2024)
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sino date 17 April 2024
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REPUBLIC
OF SOUTH AFRICA
IN
THE HIGH COURT OF SOUTH AFRICA
GAUTENG
DIVISION, PRETORIA
CASE
NO:18983/2021
(1)
REPORTABLE:
YES
/ NO
(2)
OF INTEREST TO OTHER JUDGES:
YES
/ NO
(3)
REVISED:
YES
/ NO
Date: 17 April 2024
Signature
In
the matter between:
EXCELLENT
LUNGISA DLANGWANA
PLAINTIFF
and
ROAD
ACCIDENT FUND
DEFENDANT
JUDGMENT
Mazibuko
AJ
Introduction
1.
This is an action
for damages
stemming from
a motor vehicle collision where the plaintiff, a laboratory team
leader, 39 years of age, was the driver of a motor
vehicle that
collided with another motor vehicle driven by an identified insured
driver (hereinafter referred to as "insured
driver") on
the N2 road, Mount Frere, Eastern Cape. He sustained injuries as a
result of that car accident.
2.
By
consent between the parties, the court granted the application for
the evidence to be adduced by way of affidavits in terms of
rule
38(2) of the Uniform Rules of Court.
[1]
Rule 38(2)
provides:
"The witnesses at
the trial of any action shall be orally examined, but a court may at
any time, for sufficient reason, order
that all or any of the
evidence to be adduced at any trial be given on affidavit or that the
affidavit of any witness be read at
the hearing, on such terms and
conditions as to it may seem meet: Provided that where it appears to
the court that any other party
reasonably requires the attendance of
a witness for cross-examination, and such witness can be produced,
the evidence of such witness
shall not be given on affidavit."
3.
The oral evidence of the plaintiff, orthopaedic surgeon,
neurosurgeon, clinical
psychologist, plastic and reconstructive
surgeon, physiotherapist,
Occupational
therapist,
Dr Schutte, industrial psychologist, and actuary was dispensed with,
and they were excused from attendance. The parties
further confirmed
that none of the expert reports were in dispute.
4.
The defendant contends that the plaintiff is the sole cause of the
accident and
resultant damages. Alternatively, the plaintiff
contributed to the damages suffered.
Issues
5.
This matter turns on the issue of liability and quantum as well as
whether the
plaintiff was guilty of contributory negligence.
Legal framework
6.
Section
17(1) of the Road Accident Fund Act
[2]
('the RAF Act') reads:
"The
Fund or an agent shall-
(a)
subject to this Act, in the case of a claim for compensation under
this section arising from the driving of a motor vehicle
where the
identity of the owner or the driver thereof has been established;
(b)
subject to any regulation made under section 26, in the case of a
claim for compensation under this section arising from the
driving of
a motor vehicle where the identity of neither the owner nor the
driver thereof has been established, be obliged to compensate
any
person (the third party) for any loss or damage which the third party
has suffered as a result of any bodily injury to himself
or herself
or the death of or any bodily injury to any other person, caused by
or arising from the driving of a motor vehicle by
any person at any
place within the Republic if the injury or death is due to the
negligence or other wrongful Act of the driver
or of the owner of the
motor vehicle or of his or her employee in the performance of the
employee's duties as employee."
7.
The
defendant's liability is conditional upon the injury having resulted
from the negligence or wrongful Act of the driver. See
MP
Olivier,
'Social Security: Core Elements', LAWSA
[3]
.
The
onus rests on the plaintiff to prove such negligence.
8.
Contributory negligence on the part of the plaintiff can reduce such
loss or
damage in terms of the provisions of section 1 of the
Apportionment of Damages Act
[4]
('the Apportionment Act'), which reads as follows:
'(1)(a)
Where any person suffers damage which is caused partly by his own
fault and partly by the fault of any other person,
a claim in respect
of that damage shall not be defeated by reason of the fault of the
claimant, but the damages recoverable in
respect thereof shall be
reduced by the court to such extent as the court may deem just and
equitable having regard to the degree
in which the claimant was at
fault in relation to the damage.
(b) Damage
shall for the purpose of paragraph (a) be regarded as having been
caused by a person's fault notwithstanding the
fact that another
person had an opportunity of avoiding the consequences thereof and
negligently failed to do so.'
Liability
Evidence
9.
The content of the plaintiff's affidavit reads:
"Paragraph
3: I was driving from Mt Frere direction towards Umtata travelling on
my rightful lane. When I was at Kumtwana curve,
an oncoming motor
vehicle suddenly left its lane and veered to my path of travel. Then
I quickly swerved to the right as it was
not safe for me to swerve to
the left since there were guardrails and a cliff. Suddenly the
insured driver decided to move back
to his lane, and a head on
collision occurred."
10.
The defendant
contended that both parties
contributed to the accident and had no witnesses; therefore, the
merits should be settled at 50/50 apportionment.
11.
The accident report, sketch plan, key to plan and photographs were
handed in at the trial.
Discussion
12.
The defendant does not dispute liability but sought only to reduce
its liability. What remains
to be determined is whether, on his
version, the plaintiff did not make himself guilty of contributory
negligence.
13.
It is uncontroverted that the insured driver's motor vehicle suddenly
left its lane and
veered towards the plaintiff's lane of travel. The
insured driver's statement about the accident was not presented
before the court.
The defendant did not adduce any evidence to
support its allegations that the plaintiff exhibited contributory
negligence. It stated
that it would rely on the accident report,
photograph, the police officer's affidavit and the sketch plan.
14.
The plaintiff contends that the sketch plan has no supporting
affidavit. I do not agree with the plaintiff. It is common cause
between
the parties that the accident was reported to the Mt Frere
police station. In his statement, Constable Jerry Xolile David
(hereinafter
referred to as "
Constable David"
)
stated that he attended the accident scene and that measurements were
taken. On the sketch plan and key to plan, measurements
indicating,
among others, the width of the road and the distance between the
fixed object along the road and the point of impact
are depicted. In
my respectful view, the contention by the plaintiff that the sketch
plan is hearsay evidence cannot be sustained
as Constable David, in
his statement, deals with this aspect.
15.
To
answer whether
the
plaintiff was negligent depends on whether his conduct in the
circumstances fell short of that of a reasonable person. The test
for
negligence was set out in
Kruger
v Coetzee
[5]
,
where it was said:
"
For the purposes
of liability, culpa arises if -(a) a diligens paterfamilias in the
position of the defendant – (i) would
foresee the reasonable
possibility of his conduct injuring another in his person or property
and causing him patrimonial loss;
and (ii) would
take
reasonable steps to guard such occurrence; and (b) the defendant
failed to take such steps."
16.
In his affidavit, the plaintiff stated that he moved to the right
lane, the insured driver's
lane of travel, to avoid the collision. He
did not explain what prevented him from driving further to the right
to avoid the head-on
collision or collision, as there was space for
him to manoeuvre his motor vehicle.
17.
It is trite that where contributory negligence and apportionment of
damages are pleaded
in the alternative, the defendant would have to
adduce evidence to establish negligence on the part of the plaintiff
on a balance
of probabilities in respect of the counterclaim. The
onus can only be discharged by adducing credible evidence to support
the case
of the party on whom the onus rests with respect to their
respective claims.
18.
At the commencement of the proceedings, the defendant indicated that
there were no witnesses
and relied on the accident report, sketch
plan, and key to plan.
19.
In his statement, Constable David confirmed the point of
impact. He stated that he found two motor vehicles which had collided
head-on
with each other in the insured driver's lane of travel. He
completed the accident report form, and the measurements were taken.
The measurements he referred to in his statement are depicted in the
sketch plan and the key to plan.
20.
The point of impact of the accident is not in dispute in that
it occurred in the insured driver's lane. It is apparent from the
sketch plan, key to plan and photographs depicting the area where the
accident occurred that the road is two-way, with each lane
going
opposite the other. They also depicted the cliff and the guard rails
on the left, which was the plaintiff's side of travel.
On the other
side, the right lane, where the insured driver was, had a wider space
further right. The width of the road is about
18 metres.
I
accept that at the Kumtwana curve, the insured driver veered to the
plaintiff's lane.
21.
In my view, the plaintiff's conduct at the time he swerved into the
insured driver's lane
was reasonable. He saw the insured driver's
motor vehicle veering into his lane. To avoid the collision, he drove
into the oncoming
traffic lane, and suddenly, the insured driver
moved back to his correct lane.
22.
I do not agree with the respondent that the plaintiff orchestrated a
dangerous manoeuvre
by merely travelling in the wrong lane, which was
the insured driver's lane. It can be accepted that whilst manoeuvring
the Kumtwana
curve the insured driver veered to the plaintiff's lane,
causing the plaintiff to be faced with a sudden emergency. It is
undisputed
that he avoided the collision with the insured driver, who
had veered into his lane.
23.
In judging the action of the motorist or pedestrian faced with a
sudden emergency, due allowance
must be made for the possible error
of judgment. See
Hornton
and Another v Fismer
[6]
.
24.
Considering the evidence adduced by the plaintiff and that of
Constable David, the accident
report, sketch plan and key to plan
placed before me and the circumstances of the collision, I believe
the plaintiff should have
veered more to the right and avoided the
collision. No evidence was presented that the plaintiff tried to
avoid the collision whilst
driving in the insured driver's lane or
that the opportunity and space, or the busy road in terms of traffic,
were a barrier to
him, which caused him not to attempt to avoid the
collision. Nothing is said about the open area he could have used at
the time
to avoid the collision and the condition of the road's
surface where he would have swerved to avoid the head-on collision.
By failing
to travel further in the empty right lane, seeing that
danger was about to occur, there can be no doubt that he acted
negligently,
as his actions drifted from those
of
a reasonable driver.
25.
Section 1(1)(a) of the Apportionment of Damages Act,
supra
,
gives the court discretion to reduce the plaintiff's claim for
damages suffered on a just and equitable basis and to apportion
the
degree of liability. Where apportionment is to be determined, the
courts consider the evidence as a whole in assessing the
degrees of
negligence of the parties.
26.
There is sufficient evidence from the plaintiff's version, the
accident report and the sketch
plan displacing the inference that the
only cause of the accident was the insured driver's negligent act of
omission when he did
not veer more to the right to avoid the
collision. The extent of the plaintiff's contributory negligence
calls for determination.
It is not a mathematical calculation. The
approach is that of carefully considering all the facts and
exercising discretion. Given
these considerations, the plaintiff's
conduct fell 10% short of what would have been expected of a
reasonable person in his position.
As a result, the defendant is
liable to pay 90% of the plaintiff's proven damages.
Quantum
27.
The defendant did not procure any medico-legal reports in relation to
quantum. They indicated
they would rely on the plaintiff's expert
reports.
Hospital records
28.
The plaintiff relied on the hospital records and experts' reports to
support his case. According
to the hospital records and specialists'
reports, the plaintiff suffered the following injuries as a result of
the accident: severe
head injury, fracture of the right and left
femur, knee injury, lower back injury, bruises on the face and
laceration on the chin,
visible scars on the right arm and both legs
and soft tissue injury on the chest. Open reduction internal fixation
of bilateral
femur fractures and left tibia plateau fractures was
performed.
29.
He deteriorated neurologically and had paralysis of the right arm and
leg, difficulty speaking
and a decreased level of consciousness for
about a month. He was unresponsive, could not understand instructions
and could not
move himself.
30.
He presented with hypertension, and a sizeable left-side infarct
(obstruction of blood supply
to an organ or region of tissue,
typically by a thrombus or embolus, causing local death of the
tissue) was noted on a brain scan.
He was thereafter admitted for
rehabilitation and speech therapy. He was admitted for six months at
different Hospitals.
Experts'
reports
Dr
Oeloefse
31.
Dr Oelofse is, by qualification, an Orthopaedic surgeon. In examining
the plaintiff, he
confirmed the diagnosis in the hospital records. It
was stated that he had a left leg fracture and chronic painful knee,
post-traumatic
osteoarthritis of the knee joint, and a painful
swollen mass posterior to the knee. Severe weakness and atrophy in
both legs, especially
the right leg. Lower back injury with residual
pain and spasms. H
e is permanently in a
wheelchair.
32.
He opined that permanent deficits would remain. His injuries,
especially the head injury and left knee, had a profound impact on
the plaintiff's amenities of life, productivity and working ability
and will continue to do so in future. He will never be able
to work
again, and the whole person's impairment is more than 30%. He
recommended conservative and surgical treatment, as well
as
physiotherapeutic and biokinetic rehabilitation. Further provisions
must be made to remove the instrumentation.
Dr Okoli
33.
Dr Okoli is, by qualification, a Neurosurgeon who attended the
plaintiff. e stated that
since the accident, the plaintiff complained
of headaches almost daily. He has impaired sensation, right
hemiparesis
and short-term memory
, and also
a speech disorder
. He has poor hearing, more
severe on the right ear, erectile dysfunction,
dizzy spells,
and traffic anxiety.
He lives with his sister and
is dependent on her for
his daily activities
.
H
e is short-tempered and self-isolates.
Since
the accident in 2018, he has had hypertension and a stroke.
H
e
has reached maximum medical improvement. I
n view of
hemiparesis and immobility, his life expectancy may be curtailed by 3
to 5 years due to cardiovascular complications.
Dr
Mureriwa
34.
Dr Mureriwa is, by qualification, a Clinical psychologist. He noted
that the plaintiff suffered
a severe brain injury, and disability is
severe. Maximum medical improvement (MMI) has been reached. He has
poor sleep and low
motivation and no longer enjoys previously enjoyed
hobbies as he cannot walk or stand for prolonged periods, misplaces
items, and
struggles to find things.
35.
At the time of the accident, he was a laboratory team leader. His
contract of employment
was terminated post-accident. He cannot do
anything with his right arm (right-sided hemiplegia). He needs
assistance with most
basic household chores and activities of daily
living (i.e. bathing and dressing). He feels pain and discomfort when
sitting for
a long time, exacerbated by cold and cloudy weather.
36.
He is rated 60-69 for moderate to severe depression and mild to
moderate for anxiety in
terms of the Depression and Anxiety scales.
His disability is severe, and he has a Severe Brain Injury Permanent
Impairment Evaluation
at 68%. He will remain with significant
psychological symptoms because of the cognitive problems, persistent
pain and discomfort
and other forms of continuing accident-related
stress.
Amanda
Peter
37.
Amanda Peter is a physiotherapist by qualification. She opined that
the plaintiff's balance
is poor as he cannot maintain standing
unaided. He requires moderate assistance to sit and stand.
38.
Advanced osteoarthritis of the left hip joint can be seen with
significant joint space narrowing
and subchondral sclerosis.
Dr
Leslie Berkowitz
39.
Dr Leslie Berkowitz is a qualified Plastic surgeon
.
It was
stated that though the plaintiff has reached MMI, he has been left
with serious permanent disfigurements. Multiple post-traumatic
scars
cover an area of 120 mm x 60 mm on the lateral aspect of the right
elbow. There are six post-surgical scars, each measuring
(a) 25 mm x
3 mm, lying longitudinally on the lateral aspect of the right thigh,
(b) Multiple small scars on the anterior aspect
of the right leg.(c)
80 mm x 10 mm running longitudinally along the midline of the lateral
aspect of the proximal third of the
left thigh. (d) 50 mm x 10 mm
running longitudinally on the postero-lateral aspect of the proximal
third of the left thigh. (e)
50 mm x 15 mm with cross-hatching
running longitudinally along the midline of the lateral aspect of the
middle third of the
left thigh. (f) 20 mm x 3 mm lying distal
to scar number 7), (g) 50 mm x 3 mm lying distal and anterior to scar
number 8),
and (h) 110 mm x 12 mm running longitudinally along the
midline of the lateral aspect of the left knee, and (i) 25 mm x 12 mm
lying
posterior to scar number 10). There are other small scars on
the anterior aspect of the left knee.
General
damages
40.
Regarding the general damages, when the matter was heard, the
respondent had not accepted
that the plaintiff's injuries were
serious. Therefore, the issue of general damages will be postponed.
Future medical and
hospital expenses
41.
In
terms of section
17(4)(a)
[7]
of
the RAF
Act
regarding the plaintiff's future medical and hospital care, the
defendant will furnish the plaintiff with an undertaking.
Loss
of earnings
42.
In respect of actuarial calculations, the expert has provided two
scenarios, one having
considered the disabilities grant already
received by the plaintiff due to the inability to return to work and
the other without
such considerations of the disabilities grant.
43.
In answering the question of which one should be used, the defendant,
through its counsel,
relied on the case of
Mtila
v Road Accident Fund
,
[8]
in which it was decided that the disability benefits received by the
plaintiff should be deducted from the total amount calculated
for
loss of earnings.
44.
The legal position on whether benefits paid following an injury or
disability should be
deducted or not from the loss of earning award
is settled. In
Road
Accident Fund v Magdalena Lechner
[9]
.
The Supreme Court of Appeal stated that where benefits are paid in
return for contributions that were made by the plaintiff, those
benefits are
res
inter alios acta
.
This is so because had the plaintiff ceased paying contributions, the
benefits would have also ceased. The court found that the
insurance
benefits should not be deducted.
45.
Considering the aforesaid, I have no justification for not following
the Supreme Court of
Appeal. The defendant is, therefore, not
entitled to deduct the amount payable to the plaintiff under the
disability grant.
46.
The defendant conceded the plaintiff is compromised post-morbid. He
is 45 years old and
lost his employment due to the accident. He never
went back to work after the accident. He is now unemployable and
dependent for
daily basic activities.
There will never be any
future income.
47.
The
determination of the general contingency deduction to be made falls
squarely within the discretion of the court, which must
decide what
is fair and reasonable.
[10]
When
the court considers an order for future losses, it is expected to use
contingency deductions to provide for any future circumstances
that
may occur but cannot be predicted with precision. It is accepted that
the extent of the period over which a plaintiff's income
has to be
established directly influences the extent to which contingencies
must be accounted for. With the unforeseen contingencies,
the longer
the period can influence the accuracy of the amount deemed to be the
probable income of the plaintiff, the higher the
contingencies must
be applied. The actuarial calculations are helpful, though not
binding, as the court has wide discretion to
award what it considers
fair and reasonable compensation.
48.
A contingency deduction is made so that any possible and relevant
future event which might
otherwise have caused or influenced the
extent of the damages sustained by the plaintiff is considered
[11]
.
Contingencies
have been described as 'the vicissitudes of life, such as illness,
unemployment, life expectancy, early retirement,
and other unforeseen
factors'
[12]
.
The
courts have recognized, however, that the fortunes of life are not
always adverse; they may be favourable
[13]
.
49.
As they stand, the actuarial calculations are based on a scenario
that the plaintiff will
not be employable and earn the income he
would have earned pre-morbid.
Through its
counsel, the defendant proposed a 5% spread to be applied to come to
a fair and reasonable amount for future loss of
earnings.
The
plaintiff's submissions regarding the past loss of earnings were that
it was fair and reasonable for the plaintiff's uninjured
earnings of
R1 275 700 to be deducted with 5% and a deduction of 10% on
the future loss of earnings postulated at R4 448 100.
50.
Having considered the plaintiff's circumstances, which must influence
the assessment of
the general contingencies to be applied and the
content of the expert reports, as agreed by the parties. The court is
of the view
that a 5% contingency on the plaintiff's past loss of
income and the 15% contingency deduction on the plaintiff's future
uninjured
earnings is fair and reasonable.
The
result is a total loss of past and future earnings in the amount of
R4 951 000 minus 10% (apportionment), which equals
R4 455 900 awarded in favour of the plaintiff.
51.
In relation to costs, the plaintiff has been successful, and there is
no reason why he should
not be entitled thereto.
52.
Consequently, the following order is granted.
Order:
1.
The defendant is ordered to pay 90% of
the plaintiff's proven damages.
2.
The defendant shall pay the plaintiff
the sum of
R4 455 900
(four million four hundred and
fifty-five thousand nine hundred rand)
concerning
the plaintiff's loss of earnings or earning capacity.
3.
The above amount shall be payable into the
attorney's trust account as follows: -
Name
of Bank : Standard Bank
Account
Holder : Godi and Zangwa Attorneys Inc
Account
Number : 0[...]
Branch
Number : 0[...]
Type
of Account : Trust Account
Branch
Name : Silverton (Pretoria).
4.
The defendant will furnish the plaintiff with
an Undertaking in terms of Section 17 (4) (a) in respect of the costs
of the future
accommodation of the plaintiff in a hospital or nursing
home or treatment of or rendering of a service or supplying of goods
to
him after the costs have been incurred and on proof thereof,
resulting from the accident that occurred on the 19 December 2018.
5.
The defendant shall pay the plaintiff's agreed
or taxed High Court costs as between party-and-party subject to the
discretion of
the Taxing Master, such costs to include, but not
limited to the following:
5.1. The actual costs for
obtaining medico – legal reports, which include travelling,
accommodation, and subsistence fees
as well as the reservation,
qualifying and court attendance fees, 26 January 2024,
if
any, for all the experts that the plaintiff has attended to and the
actual costs of witnesses, which include the travelling,
accommodation, and subsistence fee, if any:
5.1.1 Dr LF Oelofse –
Orthopaedic Surgeon.
5.1.2 Dr BA Okoli –
Neurosurgeon.
5.1.3 Dr JFL Mureriwa -
Clinical Psychologist.
5.1.4 Amanda Peter –
Physiotherapist.
5.1.5 Dr Leslie Berkowitz
– Plastic and Reconstructive Surgeon.
5.1.6 Ncumisa Ndzungu -
Occupational Therapist.
5.1.7 Ben Moodie –
Industrial Psychologist.
5.1.8 Dr JJ Schutte, a
General Practitioner.
5.1.9 Burger Diagnostic
Radiologists.
5.1.10 Munro Forensic
Actuaries.
5.2.
Costs of Counsel including attending court on the 26 January 2024.
5.3.
The plaintiff's reasonable travel and accommodation costs for
attending expert
appointments.
6 .
The plaintiff shall, in the event that the costs are not agreed,
serve the Notice
of Taxation on the defendant's attorney of record,
and shall allow the defendant 14 (fourteen) court days to make
payment of the
taxed costs, after service of the taxed bill of costs.
7.
There is no contingency fee agreement signed between the plaintiff
and his Attorney.
8.
The issue of General Damages is postponed
sine die.
9.
The net proceeds of the payment referred in paragraph 2 above, after
deduction
of the plaintiff's attorney legal fees ("the capital
amount"), shall be payable to a Trust in respect of the
plaintiff,
to be established within 12 (twelve) months of the date of
this order, which Trust will:
9.1.
Be created on the basis of the provisions as more fully set out in
the draft Trust Deed.
9.2.
Have their main objective, controlling and administering the capital
amount on behalf of the
plaintiff.
9.3.
Have as its trustee as NOMINEE of Absa Trust Ltd, with powers and
abilities as set out in the
draft Trust Deed. Marked "A".
10.
Should the aforementioned Trust not be established within the 12
(twelve) months period
the plaintiff is directed to approach this
court within one month thereafter in order to obtain further
directives in respect of
the manner in which the capital amount is to
be utilized in favour of the plaintiff.
11.
Until such time as the Trustee is able to take control of the capital
sum and to deal with
same in terms of Trust Deed, the plaintiff's
attorneys:
11.1 Are
authorized to invest the capital amount in an interest-bearing
account in terms of Section 86(4) of the Legal
Practice Act to
benefit of the minor with the Registered banking institution pending
finalization of the directives referred
Paragraph 3 above.
11.2
Are authorized and ordered to make any reasonable payments to satisfy
any of the needs of the minor that
may arise and that are required in
order to satisfy any reasonable need for the treatment, care, aids,
or equipment that may arise
in the interim.
12.
That the cost of establishing the aforementioned Trust,
administration and remuneration
costs of the Trustees will be paid by
the defendant.
N. Mazibuko
Acting Judge of the
Gauteng Division, Pretoria
This
judgment was handed down electronically by circulation to the
parties' representatives by email.
Representation:
Counsel
for the plaintiff:
Ms
N. Mathe-Ndlanzi
Attorneys
for the plaintiff:
Godi
Attorneys
Counsel
for the defendant:
Mr
SB Mabena
Attorneys
for the defendant:
State
Attorney (Pretoria)
Heard:
26
January 2024
Date
of Judgment:
17
April 2024
[1]
Uniform
Rules of Court, Act 59 of 1959.
[2]
56
of 1996 (‘the RAF Act’).
[3]
MP
Olivier, ‘Social Security: Core Elements’,
LAWSA
(LexisNexis,
Vol 13(3), 2ed, July 2013), at paragraph 163.
[4]
34
of 1956 (‘the Apportionment Act’).
[5]
[2021]
ZASCA 125
,
1966 (2) SA 428
(A) at 430.
[6]
1928
AD 398
at 412.
[7]
No.
2
supra.
[8]
73306/2014
ZAGPPHC 294 (12 May 2021)
[9]
(711/2010)
[2011] ZASCA 240
(1 December 2011).
[10]
Fulton
v Road Accident Fund
2012 (3) SA 255
(GSJ), at paragraphs [95] to
[96]; and Nationwide Airlines (Pty) Ltd
(in liquidation) v SA
Airways (Pty) Ltd
[2016] 4 All SA 153
(GJ), at paragraph [147].
[11]
Erdmann
v Santam Insurance Co Ltd
[1985] 4 All SA 120
(C); Ncubu v National
Employers General
Insurance
Co Ltd
[1988] 1 All SA 415
(N); and Burns v National Employers
General Insurance Co Ltd
[1988]
3 All SA 476 (C).
[12]
Road
Accident Fund v Guedes
2006 (5) SA 583
(SCA), at paragraph 3.
[13]
Southern
Insurance Association v Bailey NO, at paragraph 117B.
sino noindex
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