Case Law[2024] ZAGPPHC 871South Africa
R.M v L.M v Road Accident Fund (53238/16) [2024] ZAGPPHC 871 (26 August 2024)
High Court of South Africa (Gauteng Division, Pretoria)
26 August 2024
Judgment
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# South Africa: North Gauteng High Court, Pretoria
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## R.M v L.M v Road Accident Fund (53238/16) [2024] ZAGPPHC 871 (26 August 2024)
R.M v L.M v Road Accident Fund (53238/16) [2024] ZAGPPHC 871 (26 August 2024)
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sino date 26 August 2024
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REPUBLIC
OF SOUTH AFRICA
IN
THE HIGH COURT OF SOUTH AFRICA,
GAUTENG
DIVISION,PRETORIA
CASE
NO: 53238/16
(1)
REPORTABLE: NO
(2)
OF INTREST TO OTHER JUDGES: NO
(3)
REVISED
26 August 2024
IN
THE
MATTER
BETWEEN:
R[…]
M[…] M[…] obo
L[…]
N[…] M[…]
PLAINTIFF
AND
ROAD
ACCIDENT FUND
DEFENDANT
JUDGMENT
CEYLON
AJ
[A]
INTRODUCTION:
[1]
This is a
delictual claim in which the Plaintiff, in her representative
capacity as mother and natural guardian of L[…] N[…]
M[…] ("the minor child"), seeks relief against the
Defendant as a result of bodily injuries sustained by the minor
child
in a collision that occurred on 02 November 2014 on the R25,
Bronkhorspruit, Gauteng Province.
The collision
happened between vehicle with registration letters and numbers
PLX537GP, driven by ME Manyisi, in which the minor
child was a
passenger and an unknown vehicle with unknown details.
[2]
The Plaintiff
allege that the collision was caused by the sole negligence of the
driver of the said unknown motor vehicle, who was
negligent in one or
more ways alleged in paragraph 5 of the Particulars of the Plaintiffs
claim
.
The Plaintiff
further alleged that, as a result of the collision, the minor child
sustained,
inter
alia,
left
femur fracture, pain and suffering, had to undergo medical treatment
and suffered loss of income
.
[3]
As a result of
the said negligence and injuries, the Plaintiff claims damages, as
per the amended Particulars of claim, as follows:
(a)
future medical
expenses
section17(4)(a) undertaking
(b)
future loss of
income/earnings
R6 000 000-00
(c)
general
damages
R1 500 00-00
Total
R7 500 000-00
[4]
In addition,
the Plaintiff claimed for interest on the said amount, costs of suit
and further and/or alternative relief.
[5]
The Defendant filed a special plea and pleaded that the Plaintiff did
not comply with the requirements of section 17 and
Regulation 3 of
the Road Accident Fund Act 36 of 1996 ("RAF Act"), in that
the Plaintiff failed to submit the prescribed
Serious Injury
Assessment Report, and, that the Plaintiffs claim for general damages
is premature for failure to exhaust the remedies
and processes
available to him in terms of Regulation 3 of the RAF Act and submit
the said Assessment Report.
[6]
On 01 August
2019, by agreement between the parties, it was ordered that the
Defendant would be liable for 100% of the Plaintiff's
agreed or
proven damages and to furnish the Plaintiff with a section 17(4)(a)
undertaking in terms of the RAF Act.
The quantum
was postponed
sine
die
[see
paragraph 1.3 of the Plaintiff's Heads of Argument ("HOA")
dated 26 May 2004; Court order 01 August 2019 (per Raulinga,
DJP)].
[7]
On the date of
the hearing of the matter (30 May 2024), the Defendant and its legal
representatives were absent from Court and the
Plaintiff proceeded on
a default basis in terms of the Uniform Rules of Court.
[8]
The Plaintiff
proceeded to lead evidence by way of expert reports upon the
application in terms of Rule 38(2) having been granted
by this Court
.
No witnesses
were called to testify in this matter on the hearing date hereof.
B.
THE
PLAINTIFF:
[9]
As
indicated
above,
the
Plaintiff
is
R[…] M[…]
M[…]
[ID
no:
7[…]], an
adult female nurse, resident at 2[…] S[…] street,
Extension 4, M[…] E[…], Pretoria,
Gauteng Province and
suing in her representative capacity of said minor child
.
[10]
The minor's father passed away during the accident and was employed
as a semi skilled electrician and passed grade
12. His mother
was employed as a nurse and obtained a diploma in nursing. He is the
youngest of four siblings. His sister, D[…],
has qualified as
a food specialist, his brother, M[…], passed grade 12 and was
studying towards a diploma in Policing and
his other brother was a
grade 10 learner at the time of the accident.
[11]
As indicated
above, the minor child was involved in the said collision as a
passenger in the vehicle with letters and numbers
:
P[…]
and suffered abrasions and lacerations to the left arm and fracture
of the left femur.
[12]
After the
accident, the child was admitted to the Mamelodi Hospital where the
abrasions and lacerations were sutured in the trauma
unit and the
left femur and fracture was treated by way of open reduction internal
fixation.
[13]
According to
the orthopaedic surgeon, the internal fixation was removed from the
left femur in July 2015, and, when he was seen
by the said surgeon in
2017, the minor's final treatment was completed, and no formal
treatment was given since.
This expert
reported that the minor child occasionally requires analgesics over
the counter.
[14]
The minor
child was in good health prior to the accident and had no surgical
interventions or comorbidities and this current accident
was the
first and only one he has been involved in.
[15]
The minor
child lives in Mamelodi, Pretoria with his family and siblings
.
The said minor
attended creche at the time of the accident. Although he did not
formally participate in sports activities, he normally
played soccer
with his peer group friends and family members.
[16]
During grade 1
in 2015, the minor child had some psychological problems due to
the
loss of his
father in the accident and he failed grade 1
.
His scholastic
performance has improved over time and his progress is satisfactory.
He also
partakes in soccer for his local club and run, but not at a fast
pace
.
It seems that
he has come to terms with the loss of his father
.
[17]
The abrasions
and lacerations have healed well but the minor child experience
occasional pain in his left leg, also during inclement
weather and
when performing certain activities.
No swelling
,
symptoms or
complaints of the left knee and hip have been reported
.
[18]
Certain scars
and disfigurement has been identified and reported by the orthopaedic
surgeon. The minor child also consulted several
other experts,
including a neurosurgeon, neuropsychologist, clinical psychologist,
psychiatrist, educational psychologist and occupational
psychologist.
The injuries
sustained by the minor child, their sequelae
,
treatment and
future treatment will be discussed herein-below.
C.
THE
INJURIES AND ITS SEQUELAE:
[19]
The Plaintiff
enlisted the services of numerous medical and other experts
,
who recorded
the injuries sustained, treatment received as well as future
treatment required. These experts
reported
as follows:
-
Orthopaedic
surgeon (Dr P Engelbrecht):
(a)
This expert
reported a normal general appearance and intellectual function in
respect of the minor child, as well as normal gait.
Further, scars
of the left forearm dorsum (4cm) and of the left upper arm,
longitudinal scar (14cm) of the lumbar spine and 16 cm
scar of the
left thigh was reported. The scars have healed, and no sign of
infection were present.
(b)
With regards
to the head and neck of the minor, the movement of the neck was
normal and the upper limbs neurovascularly intact,
also no localising
signs of the cervical spine. The chest and abdomen was normal.
The lower back
movements were normal
,
with no muscle
atrophy and the pelvis also normal.
(c)
The expert
reported that the upper limbs and joints are stable with a normal
range of motion and no localising signs.
No muscle
atrophy of the lower limbs with no leg length discrepancy was
reported
.
Both hips are
clinical stable with normal range of motion and mild tenderness of
the proximal left femur, but no swelling have been
noted.
(d)
The minor
child's knees are bilaterally stable with no localising signs and
both feet are normal.
This expert
also opined that the life expectancy of the minor child is not
affected by the injuries and their sequelae.
The minor
child suffered acute pain for a period of eight weeks, moderate pain
for two weeks and chronic pain for up to eight weeks
of the accident.
The child also
plays soccer for his local football club.
(e)
According to
this expert the minor child's whole person impairment is between 3-5%
at medical improvement,
and he will be
able to enter the labour market normally and retire at age 65 years
old.
The
minor child will not require surgery but still require analgesics
once per week and allowance should be made for follow-up doctor's
visits and pain control.
The expert
advised that R5000-00 be set said to cover future conservative
treatment.
-
Neurosurgeon
(Dr TP Moja)
:
(a)
This expert
reported that the minor child have taken X-rays at Mamelodi hospital.
He confirmed
those injuries as reported by the orthopaedic surgeon but also
reported head injury and neck pain sustained, a neck
collar and
physiotherapy was applied in respect of the minor child.
The minor
child visited the hospital again for the removal of the left femoral
implant.
(b)
The expert
confirmed that the minor child, since the accident in grade R, made
good progress at school and is now in grade 9, having
only failed in
grade 1.
The
expert confirmed further that the minor child lives with his mother
and siblings
.
(c)
At the time of
the examination, the minor child complained about occasional
headaches and left thigh pains (especially during physical
exercises)
but does not suffer from epileptic seizures or other complaints
systematically.
A large scar
of 21cm on his left thigh, 5cm over on his left upper and forearm and
3cm one on his left wrist was reported
.
No deformities
were reported
.
(d)
Normal speech,
cranial nerves and motor system were reported, as well as
coordination and balance.
The sensation
in all the minor's dermatomes was normal.
On the minor
'
s
left leg was the 21cm scar but with normal range of motion on his
left hip and knee joints and normal gait.
The minor's
spine was reported as non-tender, with normal range of motion.
He further had
normal respirations and clear lung fields
.
No
abnormalities were detected regarding the cardiovascular system and
abdomen of the minor
.
(e)
This expert
indicated that the minor experience pain and suffering as indicated
by the orthopaedic surgeon, scars and disfigurements,
as set out
above, mental and physical impairment (including soft tissue
haematoma on the occipital region of his head and mild
traumatic
brain injury).
The minor
presented no residual focal neurological defects.
There
is
also no loss due to the pain on the left thigh of
the
minor and his
life expectancy is not affected
.
He has a less
than 3% risk of developing late post-traumatic epilepsy
.
He would
require conservative treatment in respect of his left thigh pain,
including pain medication
,
consultations
with the general practitioner and orthopaedic surgeon, and which will
cost approximately
R10 000-00.
-
Neuropsychologist
(Ingrid
Jonker):
(a)
This expert
confirmed the injuries and treatment of the minor child as indicated
by the orthopaedic and neurosurgeons.
(b)
The expert
reported that the minor had not experienced any emotional or
behavioural problems, surgery, hospitalisation or head injuries
prior
to the accident, and nor was he diagnosed with any chronic illnesses
pre-accident.
He takes one
or two pain tablets per week for headaches and left leg pain.
(c)
According to
this expert, the minor had and still has good and positive
relationships with his mother, siblings and his friends.
He enjoys
playing soccer before and after the accident.
The minor
became more irritable and withdrawn after the accident, displayed low
energy levels and tires easily.
He displayed
mood swings, short temper and anxiety when travelling in a car.
(d)
The minor
presented with symptoms of post-traumatic stress disorder, including
psychological discomfort, nightmares about his father
and avoid
speaking about the accident and the death of his late father, which
is upsetting to him.
He also
suffers insomnia, irritation and hypervigilant behaviour when
travelling in a vehicle, sadness at the loss of his father,
decreased
energy levels and dislikes the scars on his leg.
As a result of
these aforementioned factors, the experts recommended psychiatric
intervention.
(e)
With regards
to the test findings in relation to attention, concentration and
mental tracking abilities, the expert reported low
average attention
abilities and working memory and double tracking, severely impaired
psychomotor speed abilities and visuo-double
tracking abilities,
average visual shifting and clerical shifting abilities, low average
mental response speed.
He further
reported, with regards to perceptual-motor and construction
abilities, average visuo-spatial planning and perceptual
organisation
abilities and below average short-term retention of verbal material
in respect of memory and learning abilities, whilst
forward planning
and problem solving difficulties were found during his testing.
(f)
The expert
concluded that the minor may have sustained a minor or mild
concussion head injury at most and such injuries are not
expected to
result in long term cognitive or behavioural
difficulties.
It
was
also
reported
by
this
expert
that
the
minor
suffered
symptoms of
depressive disorder and physical difficulties (including headaches
and leg pain), self-esteem, interpersonal functioning,
scholastic
ability of life has been negatively affected by the injuries and its
sequelae.
The
expert recommended 60 sessions of psychotherapy at R1200-00 per
session to address the post-traumatic stress systematology,
a curator
ad /item
to
assist the minor in any litigation and an industrial psychologist to
advise on the minor's future employability
and earning
capacity.
-
Clinical
psychologist
(Michael
Sissison):
(a)
The clinical
psychologist also confirmed the injuries sustained by the minor child
in the accident, the sequelae and the treatment
received as outlined
by the orthopaedic surgeon and other medical experts consulted.
(b)
This expert
reported that due to the accident, injuries and the death of his
father in the same accident, the minor experienced
significant loss
and acknowledges that his father's death continues to affect him.
He did not
attend counselling after the accident and could not psychologically
work through this tragedy.
The death of
his father is a significant, functional stressor and the head injury
he sustained may also affect his cognitive functioning,
which may
also have affected his academic performance and caused him to fail
grade 1 at school.
Although he
progressed well further at school, this expert recommended that the
minor child consults an educational psychologist
regarding his pre-
and post- trauma intellectual and academic functioning and future
academic functioning.
(c)
The expert
reported further that the minor remains anxious when travelling and
fears a repeat of his trauma.
He is
self-conscious about his scarring and prefers long sleeve shirts to
cover it up.
He had
developed specific skills around soccer playing pre-trauma but has
retained skills since returning to soccer after being
on crutches for
three months after the accident, as a result of which he integrated
with his team mates and friends and thereby
reinforcing some sense of
mastery and competence.
(d)
The expert
indicated that the minor presented with,
inter
alia,
the
following psychological and psychiatric sequelae: insomnia, fatigue
and self-consciousness.
A clinical
psychologist was therefore recommended for future treatment of these
symptoms and sequalae, namely 40 sessions of one
hour each.
He may also
require the service of a plastic surgeon in relation to the scaring
and scar revision procedures.
(e)
The expert
recommended financial compensation for psychological trauma, ongoing
medical expenses and impact on future career and
earning
possibilities.
-
Psychiatrist
(Dr M Naidoo):
(a)
This expert reported
that the minor child was a healthy, normal child and had no prior
history of accidents, hospitalisation or
medical treatment.
The minor
child had no prior contact with psychiatric services nor any other
family history of mental illness.
H
had a good
family relationship and was not using any alcohol, drugs or tobacco.
The minor
likes school and playing soccer with his family and friends.
(b)
The minor
complained about pain in his left leg and the scarring. This scarring
affected his self-esteem and the pain causes depression.
Due to the
injuries sustained and its sequelae, this expert recommended that the
minor consult a psychiatrist for at least 8 sessions
at R1500-00 to
R2000-00 per session, psychotropic medication (at a total of R24
000-00), at least one hospital admission, duration
of 21 days at cost
of R100 000- 00, inclusive of psychiatrist and psychologists costs,
group therapy and medication
.
Provision
should also be made for 6 sessions of play therapy and 6 sessions of
individual therapy.
-
Educational
Psychologist (Dr J Seabi):
(a)
This expert
also confirmed the details of the accident, the injuries and
treatment of the minor child as outlined by the Orthopaedic
surgeon
and other experts.
The expert
confirmed that the minor's general health was relatively good with no
history of car accidents, and no overall concerns
about his physical,
emotional, social and cognitive development reported. Also, no
learning, behavioral and psychiatric difficulties
reported in this
family.
(b)
After the
accident, the minor child reported physical and emotional
difficulties
.
He reported
pain in his hip and leg particularly during inclement weather, as
well as anxiety and depression and social difficulties,
including
anger outbursts towards his peers
.
(c)
Cognitive
difficulties reported include poor concentration, comprehension and
following instructions in school.
The expert
indicated that the cognitive deficits are of a permanent and ongoing
nature.
His
scholastic functioning will deteriorate as he progress in school, due
to the demands and complexity of learning materials and
psychological
vulnerabilities emanating from the injuries and its sequelae.
The expert
concluded that a higher certificate (NQF Level 5) would probably the
minor child's highest educational qualification
.
(d)
This expert
recommended play therapy (50 sessions at R1030-00 per session),
placement in remedial school (R100 000-00 in costs),
remedial therapy
(60 sessions at R300-00 per session), extra maths and English lessons
(at R14 400-00 per year), psychiatry for
the ADHD and PTSD an
industrial psychologist (to assess the minor's pre and post-
accident work potential and loss of earnings),
psychotherapy for his
emotional difficulties (50 sessions at R1300-00 per session),
occupational therapy and a physician (in relation
to the headaches of
the minor).
-
Occupational
therapist
(Kelly
Cumming):
(a)
Following
assessment of the minor child, and having regard to the advices of
certain other experts, the Occupational therapist ("OT")
reported the following physical limitations:
impaired
bilateral integration skills, below average fine motor co-ordination,
eye-hand coordination, occasional headaches, chronic
fatigue and
intermittent left thigh discomfort.
(b)
The OT
reported the following further limitations in relation to the minor
child
:
multiple
cognitive deficits, impaired visual perceptual skills, impulsive
behaviour, irritability, withdrawn behaviour, short temperament,
emotional difficulties (depressive disorder, PTSD, adjustment
disorder mixed with anxiety), lack of self-confidence and poor
motivation
for challenging tasks.
(c)
With
regards to personal care, the OT opined that the minor child is
physically capable of independent personal care activities
but his
forgetfulness and disorganised thoughts results in slow incomplete
task performance.
He therefore
requires more reminders and supervision than other children of his
age to complete the personal care tasks more properly.
Occupational
therapy intervention is therefore recommended for independent
personal management by this OT. Occupational therapy
is also
recommended in respect of home management and household chores due to
the minor's poor attention and forgetfulness that
may result in
disorganised, untidy surroundings. The therapy will assist in the
development of age-appropriate home management
skills.
(d)
With regards
to sport, leisure and lifestyle, the OT advised continued
participation in sport and exercise as well as pediatric
biokinetics
to promote symmetrical development of the lower limb musculature and
this should aid in reducing the left thigh discomfort
he is
experiencing.
(e)
The OT
recommended psychosocial intervention in respect of the irritability
and short temperament, which makes him an unfavorable
friend and
places him at risk of social isolation as social interaction during
childhood is essential for the development of social
skills,
emotional growth, sense of belonging and emotional well-being.
(f)
The OT opined
that the minor child will be able to manage his own transport needs
independently and will be capable to operate manual
and automatic
vehicles.
He
should further be able to manage his own finances upon completion at
least the postulated post accident NQF 5 education
level. The OT
concluded that the accident negatively impacted his physical and
psychological well-being and his quality and enjoyment
of life.
(g)
The OT
indicated, taken into account the views of other experts, in the
absence of the accident, the minor would have been a candidate
for
skilled, professional, open labour market employment with access to
multiple job opportunities with a diverse selection
.
As
result of the injuries, the
minor requires scholastic support, specifically upon reading higher
grades and will not reach his pre-morbid
academic potential.
His said
deficits (physical and psychological) will prevent him from reaching
his pre-morbid physical capacity and he will, upon
reaching
adulthood, not be considered capable of coping with heavy or very
heavy physical work.
He will be
limited to occupations ranging from sedentary to medium physical
demand, which reduces his job selection
.
In addition,
his psychological deficits (including low self-confidence, reduced
endurance, poor motivation, fatigability and lack
of resilience) will
limit his career goals and aspirations and will render him a less
valuable, reliable and productive employee.
(h)
This expert
recommended medical intervention, psychotherapy, psychiatric
intervention with psychotropic medication, career assessment
and
counseling and remedial/extra lessons.
Assistive
devices such as a suitcase on wheels (cost R850-00), educational
books and games to aid learning (R2500-00) and a hot-cold
pack
(R140-00) are also recommended
.
No structural
changes to the minor's accommodation and additional assistance
regarding his personal and home management activities
is
recommended
.
(i)
The OT
recommended that funds allocated to the minor child should be
protected in the form of a trust fund and he should be capable
to
manage his own finances from age 20.
U)
The OT opined
further that the scarring and disfigurement resulting form the
accident negatively impacted his post-accident physical
and
psychological well-being, occupational function and his quality and
enjoyment of life.
-
Industrial
psychologist
(Jacobson
Talmud
Consulting):
(a)
This expert
("IP") had regard to the reports of the other experts and
confirmed the pre accident medical history,
the accident and the
injuries of the minor child.
(b)
This
expert
opined
that
the
minor
is
left
with
physical, functional,
neurological/cognitive
and emotional/psychological limitations and the relevant expert, as
per expert reports available, be consulted,
such as the
neurologist/neurosurgeon in respect of possible brain injuries,
plastic surgeons in relation to the scaring and relevant
medical
experts in connection with treatment and costs of future treatment.
(c)
The expert
advised that, since the minor child was attending creche at the time
of the accident, no past loss of earnings was incurred
as a result of
the accident.
The IP
recommended that the relevant experts advices should be consulted in
respect of the calculation of future loss of income
of the minor, but
indicated that contingencies applied is the prerogative of the court.
-
Actuaries
(GW Jacobson Consulting Actuaries):
The
actuary report sets out the calculations and the basis upon which the
loss of the Plaintiff's income/earnings have been calculated.
D.
MERITS
:
[20]
As indicated above already, the merits have been settled between the
parties, and, in terms of the said Court order of 01 August
2019, the
Defendant is fully (100%) liable for the Plaintiff's proven or agreed
damages.
E.
QUANTUM:
[21]
(i) future hospital.
medical
and
related expenses:
This
head of damages has already been dealt with by this Court
.
In terms of
said Court order dated 01 August 2019, the Defendant was ordered to
furnish the Plaintiff with an undertaking in terms
of section
17(4)(a) of the RAF Act for the costs of future accommodation in a
hospital or nursing home or treatment of or rendering
a service or
supplying of goods to the injured after such costs have been incurred
and on proof thereof, relating to the injuries
sustained by minor
child on 02 November 2014.
(ii)
general
damages
:
(a)
It
is apparent from the papers filed in this matter, that there is a
definite dispute between the parties in respect of general
damages in
light of the Defendant's special plea, wherein the Defendant allege
that the claim for general damages is premature
given that the
seriousness of the injuries sustained by the minor child has not been
assessed and finalized by the Defendant as
required in in terms of
section 17(1)(b) and 1A(a) and
(b)
as well as
Regulation 3 to the RAF Act, as amended, and, in view of the
Plaintiff's replication to the special plea.
(b)
The decision to determine the seriousness or not of injuries for the
purposes of the RAF Act is that of the Defendant and a
court can only
enter the fray after a party exhausted the procedure under PAJA
[Mabasa v RAF
(86350/2018)[2021] ZAGPPHC 778 (29 October 2021 and
Mphaha
v RAF
(698/2016)[2017] ZASCA 76 at para 14)
.
In light of
the aforementioned, this Court is of the view that it is unable to
adjudicate the issue of general damages, and it must
therefore be
postponed
sine
die
in the
circumstances.
This was also
conceded in his HOA by the Plaintiff.
(iii)
past
and future loss of earnings:
(a)
The details
regarding the minor's past and future loss of earnings is set out in
the actuary's report
.
(b)
For a
Plaintiff to succeed on a claim for future loss of earnings, he must
prove on a balance of probabilities, that he suffered
significant
impairment giving rise to a reduction in earning capacity.
There must be
proof that the reduction in earning capacity gives rise to pecuniary
loss
[Rudman
v RAF
2003(2) SA 234 (SCA)]. In
De
Jongh v Du Pisani
[2004
(5)
QOD J2-103 (SCA)] it was held that contingency factors cannot be
determined with mathematical precision and that contingency
deductions are discretionary. This principle was acknowledged in
Zondi v RAF
[(2565/2015)[2021] ZAGPPHC 707 (26 October 2021)
at para 14].
(c)
In
Herman
v Shapiro and Co
[1926 TPD 367
at 379], the Court stated as follows:
"Monetary
damage having been suffered, it is necessary for the Court to assess
the amount and make the best use of the evidence
before it. There are
cases where the assessment by the Court is very little more than an
estimate, but even so, if it is certain
that pecuniary damage has
been suffered, the Court is bound to award damage."
(d)
It
is trite that the trial court has a wide discretion to award what it
in the particular circumstances order to be fair and adequate
compensation to the injured party for bodily injuries and their
sequelae
[AA
Mutual Association Ltd v Magula
1978 (1) SA 805
(A) at 809].
There are no
hard and fast rules to be applied in deciding what a fair and
adequate compensation to an injured party should be.
Arbitrary
considerations must inevitably play a part.
An enquiry
into future loss of income is by nature speculative because it
involves prediction into the future
[Moeketsi
v RAF
(565/2016)[2021] ZAFSHC 214 (30 July 2021) at para 21;
Southern
Insurance Association v Baily NO
1984 (1) SA 98
(AD)].
(e)
Regarding
actuarial calculations, it was held in
Baily
NO
,
supra,
that:
"
...
while the
result of an actuarial computation
may be
no more than "informed guess", it has the advantage
of an
attempt to ascertain
the
value of what was lost on
a
logical
basis
[at
114E;
Moeketsi,
supra, at para 22]."
(f)
The actuary
placed a value of R10 215 334-00 for future loss but for the accident
and applied a 20% contingency deduction thereto
(R2 043 067-00),
therefore a total of value of R8 172 267-00.
An income
value of R3 157 962-00 having regard to the accident, with a 30%
contingency deduction applied (R947 389-00), therefore
a total of R2
210 573-00. In the HOA, it was submitted that, in view of the age of
the minor and the inherent uncertainties when
postulating
uncertainties over such a long period of time, a deduction of 25%
would be more in line with the authorities cited,
namely,
inter
a/ia,
Goliath
v MEC for Health
[2015 (2) 1997 at 107],
Baily
NO
,
supra,
Mkhonta
v RAF
[(20703/2012)[2018] ZAGPPHC 471 (29 March 2018)] and
Protea
Assurance Co v Lamb
[1977 (1) SA 530].
(g)
The Plaintiff
persisted with the 30% contingency deduction in relation to post
morbid earnings.
I am inclined
to agree with these submissions of the Plaintiff and the reasons
provided for
same.
Accordingly,
I agree
further with the loss of earnings calculated as follows
:
(i)
pre morbid
income:
R10
215 334-00 less 25%
R7 661 500-50
(ii)
post morbid
income:
R3
157 962-00 less 30%
R2 210 537-00
total
loss of income:
R5 450 963-50
F.
CONCLUSION:
[22]
Having had
regard to the cumulative facts and circumstances of this matter, the
evidence, case authorities and the decrease in the
value of money,
the awards made seems to be just, fair and adequate in the
circumstances, and which are set out in the order below.
G.
COSTS:
[23]
In the view of
this Court, there are no reasons or factors to suggest that costs
should not follow the result.
H.
ORDER:
[24]
In the result,
default judgment is granted in favour of the Defendant, as follows:
(a)
The
Defendant's defence is struck out, and the Application in terms of
Rule 38(2) is granted as per the prayers in the Notice of
Motion
.
(b)
The Defendant
is liable for 100% of the Plaintiffs proven or agreed damages, as
previously ordered
.
(c)
The Defendant
pay the Plaintiff an amount of R5 450 963-50 for Loss of Income,
payable into the Plaintiffs attorneys of record trust
account with
the following details, within 180 days of date of this order:
-
Account
Holder:
E[…]
A[…] T[…] A[…]
-
Bank
Name:
FNB
-
Branch Code:
2[…]
-
Account
Number:
6[…]
-
Reference:
RM M[…]
(d)
In the event
of default of payment of the amount mentioned in paragraph 24(c)
hereof, interest shall accrue on such outstanding
amount at the
prescribed rate per annum, calculated from the date of default until
date of payment, both days included.
(e)
The Defendant
is ordered to pay the Plaintiff's taxed or agreed party and party
costs on a High Court scale, in accordance with
Rule 70 and subject
to the discretion of the taxing master, including the costs of the
Plaintiff's experts, including the qualifying
costs of all experts
whose notices have been served on the Defendant.
(f)The
costs of counsel (on scale C in accordance with Rule 69 and Rule 70
of the High Court).
(g)
In the event
that costs are not agreed between the parties, the Plaintiff will be
entitled to serve a notice of taxation on the
Defendant.
The taxed
costs will be payable within fourteen (14) calendar days of date of
taxation and shall likewise be paid into the trust
account of the
Plaintiff's said attorneys.
(h)
The Plaintiff
and her attorneys are ordered to establish a trust for the sole
benefit of the minor child within six months of date
this order.
(i)
The powers of
the trustees will be subject to the supervision of the Master of the
High Court of South Africa
.
One of the
trustees of the trust to be established must be an independent
person.
U)
The net proceeds of the payments made by the Defendant to the
Plaintiff, that ensued as a result of the accident and injuries
sustained by the minor child and their sequelae, including the total
taxed or agreed costs, after the deduction of the attorney's
fees and
disbursements, shall be paid into the bank account of the intended
trust (mentioned herein-above) within 30 days of date
of the
establishment of the trust.
(k)
The said trust shall have, as its main objective, the controlling and
administration of the capital amount on behalf and to
the sole
benefit of the minor child.
(I)
Each trustee will be obliged to furnish security to the satisfaction
of the Master of the High Court for the assets of the trust
and for
due compliance of all his/her obligations towards the trust.
(m)
The trustees
are authorized to pay the attorney's costs out of the trust funds
insofar as any payments in that regard are still
outstanding after
the establishment of the trust.
(n)
Until such
time as the trustees are able to take control of the capital sum and
to deal with same in terms of the trust deed, the
Plaintiff's
attorneys (Ehlers Attorneys) are
:
(i)
authorized to invest
the monies received in an interest-bearing account in terms of the
provisions of the
Legal Practice Act 28 of 2014
for the benefit of
the minor child with a
registered
banking
institution
pending the
finalization of the said trust.
(ii)
authorized and
ordered to make any reasonable payments to satisfy any of the needs
of the minor child that may arise and that is
required to satisfy any
reasonable need for treatment, care, aids or equipment that may arise
in the interim.
(iii)
prohibited
from dealing with said monies received in any other manner unless
specifically
authorized
thereto
by
Court,
subject
to the
provisions
contained
in this
order.
(o)
There is valid
contingency fee agreement signed by the Plaintiff.
(p)
The issue of
general damages is postponed
sine
die.
The
Plaintiff is permitted to refer to issue of general damages to the
HPCSA without the input or assistance of the Defendant.
B
CEYLON
ACTING
JUDGE OF THE HIGH COURT
OF
SOUTH AFRICA GAUTENG
PRETORIA
Hearing
date:
Judgment
date:
30
May 2024
26
August 2024
Appearances:
For
Plaintiff:
Instructed
by:
For
Defendant:
Instructed
by:
Adv
K Strydom
Ehlers
Attorneys
No
appearance
Not
applicable
sino noindex
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