Case Law[2023] ZAGPPHC 309South Africa
P.S.N obo N.L.N v Road Accident Fund [2023] ZAGPPHC 309; 16867/2019 (10 May 2023)
High Court of South Africa (Gauteng Division, Pretoria)
10 May 2023
Judgment
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# South Africa: North Gauteng High Court, Pretoria
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## P.S.N obo N.L.N v Road Accident Fund [2023] ZAGPPHC 309; 16867/2019 (10 May 2023)
P.S.N obo N.L.N v Road Accident Fund [2023] ZAGPPHC 309; 16867/2019 (10 May 2023)
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sino date 10 May 2023
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IN THE HIGH COURT OF
SOUTH AFRICA GAUTENG DIVISION, PRETORIA
CASE
NUMBER
: 16867/2019
(1) REPORTABLE: NO
(2) OF INTEREST TO OTHER
JUDGES: NO
(3) REVISED: NO
DATE: 10/5/2023
SIGNATURE:
# In the matter between:
In the matter between:
P[…] S[…]
N[…] obo N[…] L[…]
N[…]
PLAINTIFF
And
ROAD ACCIDENT
FUND
DEFENDANT
JUDGMENT
OOSTHUIZEN-SENEKAL AJ:
# Introduction
Introduction
[1]
The plaintiff sued the defendant in her
representative capacity as the mother and natural guardian of her
minor child, P[…]
S[…], for damages arising out of
bodily injuries sustained by the minor in a motor vehicle accident
that occurred on 4 November
2016, on Eskia Mphahlele Road, Pretoria,
Gauteng Province.
[2]
At the time of the accident, the minor was
a pedestrian when a motor vehicle hit her while she was crossing the
road.
The minor
lost consciousness and only regained consciousness at the Steve Biko
Academic Hospital.
She
was transported to the hospital by ambulance where she remained for
two (2) weeks.
[3]
As a result of the accident the minor
sustained the following injuries:
3.1.1.
Head injury;
3.1.2.
Mild traumatic brain injury;
3.1.3.
Left proximal humerus fracture;
3.1.4.
Right tibia-fibula fracture;
3.1.5.
Loss of consciousness of unknown duration
(GCS 14/15);
3.1.6.
Subarachnoid haemorrhage right parietal
lobe;
3.1.7.
Subdural haematoma tentorial Cerebelli;
3.1.8.
Right sided and forehead lacerations;
3.1.9.
Left upper eyebrow laceration;
3.1.10.
Left shoulder injury;
3.1.11.
Emotional shock and trauma;
3.1.12.
Psychological trauma.
[4]
On 14 March 2019 summons was issued against
the defendant which was served on the defendant on 22 March 2019.
On 11 April 2019 the defendant filed a
Notice of Intention to Defend and subsequently on 6 May 2019 the
defendant filed its plea.
[5]
On 11 June 2020 Fourie J ordered the
defendant to comply with rule 35(1) in terms of the Uniform Rules of
Court and to file its
discovery affidavit within 10 (ten) days from
service of the court order.
The
defendant failed to comply with the said order and on 8 December
2020
Lukhaimane
AJ
ordered
that
the
defendant’s
defence
in
the
main
application is struck out for non-compliance of the court order dated
11 June 2020.
[6]
The parties have settled the merits.
The defendant conceded to 100% liability of
plaintiff's proven or agreed damages.
The
issue of quantum in respect of future medical expenses has also been
settled with the defendant agreeing to furnish the plaintiff
with an
undertaking as envisaged in section 17 (4) (a) of the Road Accident
Fund Act, Act 56 of 1996 (“the Act”).
[7]
The defendant did not file any
medico-expert reports.
The
defendant elected not to participate in the trial and the matter was
heard on a default basis.
[8]
The plaintiff filed the following expert
reports:
8.1
Dr MA Morule (Orthopaedic Surgeon);
8.2
Dr PM Mpanza (Neurosurgeon);
8.3
Mr. Samuel Mphuthi (Clinical Psychologist);
8.4
Ms. Talifhani Ntsieni (Industrial
Psychologist);
8.5
Sagwati Sebapu (Occupational Therapist);
8.6
Munro Forensic Actuaries (Actuary).
[9]
At
the outset of the hearing, counsel for the plaintiff made application
in terms of rule 38(2) of the Uniform Rules of Court
[1]
that this court accepts the expert reports as evidence on oath.
Having
regard to the nature of the claim and the nature of the proceedings,
together with the fact that the affidavits of the various
experts and
their reports are filed on record, I exercised my discretion to
accept the evidence on oath.
The plaintiff rejected
the defendant’s offer for general damages, leaving the
remaining issues to be determined by this Court,
being the minor’s
future loss of earnings and/or earning capacity as well as general
damages.
# Expert Reports
Expert Reports
## Orthopaedic Surgeon: Dr M
A Morule
Orthopaedic Surgeon: Dr M
A Morule
[10]
Dr Morule examined the minor on 2 December
2012.
In the
report compiled by Dr Morule he stated the following;
### “13.OPINION ON DAMAGES
“
13.
OPINION ON DAMAGES
###
13.1
PAIN AND SUFFERING
·
She suffered acute pains during the
accident.
### 13.2CHRONIC PAIN
13.2
CHRONIC PAIN
###
·
She still has chronic pains of the left
shoulder and right leg.
### 14.NARRATIVE TEST
14.
NARRATIVE TEST
Considering the HPCSA
narrative test guidelines and AMA Guides 6
th
Edition my
findings are: Her calculated WPI is 2%
Her damages are less than
30% required by Law for Compensation.
“
However,
the
claimant
qualifies
for
Compensation
for
general
damages
under
Narrative
test 5.1 as indicated on the Serious Injuries Assessment report.”
She suffered severe left
shoulder and right leg injuries. She cannot play of participate in
any sporting activities.”
## Neurosurgeon: Dr PM
Mpanza
Neurosurgeon: Dr PM
Mpanza
[11]
Following an examination of the minor Dr
Mpanza made the following remarks and observations:
#### “10.1
Accident related injuries
“
10.1
Accident related injuries
·
The claimant probably sustained a Mild
traumatic brain injury, with a history of loss of consciousness of
unknown duration.
The
recorded Glasgow coma scale is 14/15 with
a CT brain - Subarachnoid
haemorrhage right parietal lobe, small subdural haematoma tentorial
Cerebelli. On current examination,
no neurological deficit detected,
therefore I suggest no further management.
·
She also suffered a Left proximal humerus
fracture and s Right tib- fib fracture which I defer for an
orthopaedic surgeon.
#### 10.2 Post accident
10.2 Post accident
·
SF Mphuthi concludes that “the
traumatic brain injury that Ms, N[...] sustained at the time of the
accident has resulted in
moderate long-term neurocognitive impairment
that may be permanent due to the poor prognosis”.
I suggest an educational psychologist
assessment.
·
She suffers from post-traumatic dizziness,
this may be related to the head injury
·
She suffers from post-traumatic headache;
it becomes permanent in 20% of individuals at one-year post head
injury.
Provision
for analgesia must be made.
#### 10.3 Future complications
10.3 Future complications
·
The risk of post traumatic epilepsy is the
same as those of the population at large.
### 16.INFUENCE ON AMENITIES, EDUCATION
16.
INFUENCE ON AMENITIES, EDUCATION
·
Amenities and enjoyment of life negatively
affected by chronic headache and dizziness
·
The brain with its neurocognitive sequelae
negatively impact on education, future employment and activity of
daily living.
### 17.IMPAIREMENT EVALUATION
17.
IMPAIREMENT EVALUATION
Impairment rating: 6
th
Edition of AMA guide
·
Alteration MSCHIF - WPI is 25% (Table 13,8,
Class 3)
·
Headache-WPI is 3% (Table 13.18, Class 2)
Total WPI is 28 %
I
consider the injuries suffered by Ms. L.N N[...]
SERIOUS
,
she qualifies under 5.3 on the narrative test.
”
## Clinical Psychologist: Dr
SF Mphuthi
Clinical Psychologist: Dr
SF Mphuthi
[12]
In the expert report compiled by Dr Mphuthi
the following was stated;
“
Based
on the history obtained and documentation reviewed, we conclude that
her very
low
performance
can be attributed to neurocognitive deficits due to the traumatic
brain injury (TBI) sustained, aggravated by chronic
pain and stress
response interfering with the allocation of cortical resources.
There are three factors that are known to
result in long-term (residual) neurocognitive deficits when they
occur in combination
at the time of TBI, irrespective of severity. 1.
Trauma to the cranium (Head injury, laceration on left eyebrow) 2.
Altered consciousness
(GCS of 14/15). 3. A period of post-traumatic
amnesia (PTA).
The
three indicators were present when Ms. N[...] sustained the brain
injury.
Further,
the age at which Ms. N[...] sustained the brain injury rendered her
vulnerable to greater fallout than would have been
the case had the
same injury been sustained beyond the formative years.
This is because head injuries sustained
earlier in childhood interrupt developmental processes leading to
neurological deficits
when the meta-cognitive and self-monitoring
skills emerge during the adolescent years (so-called Sleeper
Effects).
The
sleeper effect is associated with poor prognosis for neurocognitive
impairment and therefore his
(sic)
accident-acquired impairment can be
considered as permanent.
We
defer to neurosurgeons regarding diagnosis of severity of the TBI at
the time of the accident.
Her stress response
combines direct reaction to physical pain and post-traumatic stress
disorder symptoms which include mood dysregulation
(intrusive
symptoms involving nightmares, anxiety, and phobic reaction to
traffic situations).
#### 12.2.1Impact of head/brain injury
12.2.1
Impact of head/brain injury
Based on the foregoing,
we conclude that the traumatic brain injury that Ms. N[...] sustained
at the time of the accident has resulted
in moderate long-term
neurocognitive impairment that may be considered to be permanent due
to the poor prognosis associated with
the factors indicated in par.
9.3. We also note in par, 9.3 above the three factors that rendered
her vulnerable to long- term
neurocognitive impairment. We thus
conclude that Ms. N[...] belongs to the population that sustains TBI
and suffers moderate deficits
in the identified neurocognitive
domains tabulated in par. 9.2 above. These deficits negatively impact
both her intellectual and
social functioning, as described throughout
this report
.
#### 12.2.2Clinical psychological status and
recommended psychotherapy
12.2.2
Clinical psychological status and
recommended psychotherapy
Ms. N[...]’s
clinical psychological status is characterised by symptoms of
post-traumatic stress mood dysregulation associated
with diminished
neurocognitive capacity as well as persistent pain and changed social
functioning and status.
If compensation is
granted, we recommend that funds be set aside for 45 sessions of
neuropsychological and psychotherapeutic to
address both reactive
psychological problems and vulnerability to neurocognitive deficits
identified in this report. The number
of sessions may also be left
open to those appointed to assist him
(sic)
, especially where
additional sessions may be required. At current medical aid rates,
the cost of a session of psychotherapy averages
R 1 500, depending on
the practice. An amount of R 67 500 should therefore be set aside for
psychotherapy.
#### 12.2.3Education and vocational consequences
12.2.3
Education and vocational consequences
From a neuropsychological
perspective, her pattern of performances on cognitive testing and her
clinical psychological profile indicate
that she now tends to perform
tasks at a slower pace, forgets important details, she may require
more time to comprehend complex
tasks, and she will have difficulty
managing her levels of frustration in the learning environment. We
defer to educational psychologists
regarding diminished prospects of
vocational at a level of complexity and span of control that was
possible before the accident.”
## Occupational Therapist:
Ms S Sebapu
Occupational Therapist:
Ms S Sebapu
[13]
Ms Sebapu noted the following in the report
she compiled:
14.1
The minor had completed Grade 6 at the time
of accident.
Pain
can have a negative impact on attention and concentration (i.e.
primary cognitive abilities) which could result in fallouts
with
secondary cognitive abilities (e.g. memory).
This in turn, will have a negative impact
on her academic performance.
14.2
Having regard to the residual capacity, she
is of opinion that once the minor has reached her full maturity, she
will retain the
residual capacity of sedentary to light occupations,
with limited mobility and agility fallouts due to the right leg.
She is thus expected to have difficulties
to compete on the same level as her uninjured peers in the open
labour market even in
a job matching her residual abilities due to
pain.
## Industrial Psychologist:
Ms Ntsieni
Industrial Psychologist:
Ms Ntsieni
[14]
At the time of the assessment the minor was
15 (fifteen) years of age and was in Grade
11. At the time of the
accident in 2017 the minor was in Grade 6.
[15]
Ms
Ntsieni
noted
the
following
regarding
the
minor’s
pre-accident
employment prospects and earning potential:
“
Taking
into consideration her scholastic history, family background and also
noting that the trend lately is that children often
achieve more than
their parents, academically and vocationally as the educational
landscape has since changed to support the learners
so that most are
able to complete High School.
The
minor would have passed Grade 12 and progressed her studies to obtain
a diploma level of education.
With
a Diploma/NQF 6 level of education, she would have properly entered
the labour market as a semi-skilled worker within the formal
sector
at a Paterson B4 level.
She
probably would have progressed up to a Paterson C3/C4 median quartile
level, total package at the approximate age of 45 years,
and
thereafter enjoy annual inflationary related increases.”
[16]
Ms Ntsieni further noted the following
regarding the minor’s post-accident employment prospects and
earning potential and
she referred to three scenarios:
#### “Scenario
1:
“
Scenario
1
:
With a Grade 12 Level of
Education - She would probably start off as an unskilled labourer or
semi-skilled worker, depending on
the position that she would acquire
first, following a period of 03 years of unemployment. With reference
to the non- corporative/informal
sector, the following rates would be
applicable starting from the lower quartile of the semi-skilled
workers’ scale.
#### Scenario
2:
Scenario
2
:
With a Grade 12 and
Certificate Level of Education -She would probably enter the labour
market as a semi-skilled worker in the formal
sector, with her
earnings starting from Paterson B1/2. She may struggle to grow her
earnings and would reach her ceiling at Paterson
B3/4 level by the
age of 45 years and further growth in her earnings is likely to be
through inflationary related increases.
#### Scenario
3:
Scenario
3
:
With a Grade 12 and a
Diploma Level of Education - She would enter the labour market as a
semi-skilled worker in the formal sector
with her earnings starting
from Paterson B2/3 Level and given the competitive nature of the
formal sector, she may struggle to
grow her earnings and may reach
her ceiling at Paterson B5/C1 by the age of 45 years and thereafter
her earnings would grow through
inflationary related increases.”
[17]
Ms Ntsieni concluded “that the minor
has suffered a medically justifiable loss of work capacity as a
direct result of the
accident, which has translated into loss of
earnings and will most likely remain as such into the future.
She is unlikely to reach her pre-accident
potential and her earnings thereof.
Noting
the available information and the experts’ opinions, it is
accordingly clear that her post-accident career is one that
is likely
to be characterised by some uncertainty, pains, and discomforts as
well as restrictions.
These
risks should be further dealt with by way of higher post-accident
contingencies.”
## Actuarial Report: Munro
Actuaries
Actuarial Report: Munro
Actuaries
[18]
The actuary addressed the loss of earning
of the minor in scenario 1, 2 and 3 as follows:
Scenario
1
: Grade 12 only:
Capital Value of Loss of
Earnings
Uninjured Earnings
Injured Earnings Loss of Earnings Future
R
9 714 100
R 1 300 900
R 8 413 200
Total
Loss of Earnings
R
8 413 200
Scenario
2:
Certificate
Capital Value of Loss of
Earnings
Uninjured Earnings
Injured Earnings Loss of Earnings
Future
R
9 714 100 R
5 917 400
R
3 796 700
Total
Loss of Earnings
R
3
796 700
Scenario
3:
Diploma
Capital Value of Loss of
Earnings
Uninjured Earnings
Injured Earnings Loss of Earnings Future
R
9 714 100
R 7 134 400
R 2 579 700
Total
Loss of Earnings
R
2 579 700
[19]
Counsel for the
plaintiff argued that a contingency deduction of 15% in respect of
the pre-morbid income and 35% in respect of the
post-morbid income
would be suitable under the circumstances of this matter and
furthermore, in view of the fact that the three
scenarios catered for
are probable, counsel proposed that the median between the three
scenarios be awarded.
[20]
Therefore, loss of
earnings calculation, after the above-mentioned contingency
deductions:
1.
Scenario 1
-
(15% & 35% contingency deduction applied): R 7 411 400.00;
2.
Scenario 2
-
(15% & 35% contingency deduction applied); R 4 410 675.00; and
3.
Scenario 3
-
(15% & 35% contingency deduction applied): R 3 619 625.00.
[21]
Thus, the intermediate between the three
scenarios is:
(R 7 411 400.00) + (R 4
410 675.00) + (R 3 619 625.00) ÷3 = R 5 147 233.33
[22]
It
is trite that the determination of a suitable contingency deduction
falls within the discretion of the court.
In
Southern
Insurance Association Ltd v Bailey
[2]
the
advantage of applying actuarial calculations to assist in this task
was emphasised.
It
was stated that:
“
Any
enquiry into damages for loss of earning capacity is of its nature
speculative, because it involves a prediction as to the future
without the benefit of crystal balls, soothsayers, augers or oracles.
All that the court can do is to make an
estimate, which is often a very rough estimate, of the present value
of a loss.
It has
open to it, two possible approaches.
One
is for the Judge to make a round estimate on an amount which seems to
him to be fair and reasonable.
That
is entirely a matter of guesswork, a blind plunge into the unknown.
The other is to try and make an assessment,
by way of mathematical calculations on the basis of assumptions
resting on the evidence.
The
validity of this approach depends of course upon the soundness of the
assumptions and these may vary from the strongly probable
to the
speculative.
It
is manifest that either approach involves guesswork to a greater or
lesser extent.
But
the court cannot for this reason adopt a
non-possumus
attitude and make no award”
.
[23]
It
was highlighted, however, that the trial judge is not ‘tied
down by inexorable actuarial calculations’ and that he
(or she)
has a ‘large discretion to award what he considers right’.
In exercising that discretion, a discount should
be made for
‘contingencies’ or the ‘vicissitudes of life’.
These
include possibilities such as the plaintiff experiencing periods of
unemployment or having less than a ‘normal expectation
of
life’.
The
amount of discount may vary, depending on the facts of the case.
[3]
[24]
The
learned author Koch
[4]
has
suggested that as a general guideline, a sliding scale of 0,5% per
year over which the applicable income must be calculated,
be applied.
For
example, 25% for a child, 20% for a youth and 10% in middle age, as
referred to as the
normal
contingencies
:
the RAF usually agrees to deductions of 5% for past loss and 15% for
future loss, the so-called normal contingencies.
[25]
The minor is
currently 17 (seventeen) years old.
Having regard
to her specific capabilities, coupled with her scholastic performance
before and after the accident, I am of the view
that a 15% pre-morbid
contingency deduction will be fair and reasonable.
[26]
Furthermore, I believe a 35% post-morbid
contingency deduction is justified in the circumstances of this
matter.
[27]
All three scenarios are equally probable;
thus, I am of the view that the average of R 7 411 400.00, R 4 410
675.00 and R 3 619
625.00, which amounts to R 5 147 233.33 is fair
and reasonable compensation in respect of future loss of income.
[28]
The plaintiff has
claimed the amount of R2 500 000.00 for general damages.
Counsel
referred me to past awards that were made in comparative cases.
[29]
I must determine an award for general
damages that I regard as fair to both parties.
I consider the amount
of R 2 300 000.00 urged upon by counsel to be on the high side. This
is so even when comparison is made to
the awards in other cases.
Having regard to the
minor’s
physical
injuries
and
the
consequences
thereof,
as
well
as
the
mild
brain injury, the psychological trauma and
her loss of enjoyment of amenities of life, I consider an amount of
R1 100 000 to be
fair and adequate compensation to the minor in
respect of her general damages.
[30]
I have also noted the affidavit regarding
the trust to be set up as well as the contingency agreement which all
appear to be in
order.
[31]
Having considered the exhibits and having
heard counsel herein, I make the following order:
1.
The draft order marked “X” is
made an order of Court.
CSP OOSTHUIZEN-SENEKAL
ACTING JUDGE OF THE HIGH COURT GAUTENG DIVISION, PRETORIA
This judgment was handed
down electronically by circulation to the parties’
representatives by email, by being uploaded to
Case Lines
and
by release to SAFLII. The date and time for hand- down is deemed to
be 16h00 on 10 May 2023.
# DATE
OF HEARING:
5 May 2023
DATE
OF HEARING:
5 May 2023
DATE JUDGMENT
DELIVERED:
10 May 2023
APPEARANCES
:
# Counsel
for the Plaintiff:
Counsel
for the Plaintiff:
Adv
JRF Ernst
The
Club Advocate’s Chambers Cell no: 083 557 1626
Email:
ronald@clubadvocates.co.za
# Attorney
for the Applicant/Plaintiff:
Attorney
for the Applicant/Plaintiff:
Marisana
Mashedi Attorneys Teel: 012 321 0510
Email:
admin@mmashediattorneys.co.za
Attorney
for the Defendant:
No
Appearance
[1]
Rule
38(2) provides:
“
The
witnesses at the trial of any action shall be examined
viva
voce
, but a court may at any time, for
sufficient reason, order that all or any of the evidence to be
adduced at any trial be given
on affidavit or that the affidavit of
any witness be read at the hearing, on such terms and conditions as
to it may seem meet:
Provided
that where it appears to the court that any other party reasonably
requires the attendance of a witness for cross-examination,
and such
witness can be produced, the evidence of such witness shall
not be given on affidavit.
[2]
1984
(1) SA 98
(A) at 113H-114E.
[3]
Ibid
at 116G-H.
[4]
Robert
J Koch, The Quantum Yearbook, 2017, page126.
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