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# South Africa: North Gauteng High Court, Pretoria
South Africa: North Gauteng High Court, Pretoria
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## Skhosana v Road Accident Fund (611/2018)
[2022] ZAGPPHC 1002 (30 November 2022)
Skhosana v Road Accident Fund (611/2018)
[2022] ZAGPPHC 1002 (30 November 2022)
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sino date 30 November 2022
SAFLII
Note:
Certain
personal/private details of parties or witnesses have been
redacted from this document in compliance with the law
and
SAFLII
Policy
FLYNOTES:
LOSS OF INCOME – INJURED STATE
Motor
collision – Mild traumatic brain injury – At age 9 –
Actuarial calculations based on university degree
uninjured and no
injured income – Court accepting revised scenario with
injured employment following Grade 12 and FET
qualification –
30% contingency applied to injured and uninjured calculations.
IN
THE HIGH COURT OF SOUTH AFRICA
GAUTENG
DIVISION, PRETORIA
CASE
NO: 611/2018
REPORTABLE:
NO
OF
INTEREST TO OTHER JUDGES: NO
REVISED.
30
November 2022
In
the matter between:
GEELBOOI
MAZOMBELANI SKHOSANA
Plaintiff
and
ROAD
ACCIDENT FUND
Defendant
DATE
OF JUDGMENT:
This judgment was
handed down electronically by circulation to the parties’
representatives by email. The date and time of
hand-down is deemed to
be 10h00 on
30 November 2022
.
JUDGMENT
KHASHANE
MANAMELA, AJ
# Introduction
Introduction
[1]
Mr Geelbooi Mazombelani Skhosana, the
plaintiff, sued the Road Accident Fund, the defendant, in his
capacity as parent and natural
guardian of his minor daughter born on
28 November 2005. The minor was injured in an accident in the
afternoon of
25
February 2015 whilst a pedestrian on the R579 Road in Sehlakwane,
Groblersdal, Mpumalanga Province. The minor child was apparently
trying to cross the road at the time when she was hit by the motor
vehicle (‘the insured vehicle’). She sustained injuries
which included a mild traumatic brain injury (grade 3 concussion).
The plaintiff attributes the cause of the accident to the negligent
driving of the driver of the insured vehicle.
[2]
On 9 January 2018, the plaintiff caused
summons to be issued against the Road Accident Fund in terms of the
provisions of the Road
Accident Fund Act 56 of 1996 (‘the Act’)
in order to recover compensation for damages suffered by the minor
child in
respect of future loss of earnings or earning capacity; past
and future medical, hospital and related expenses, and general
damages,
initially in the amount of R3 520 000. The defendant
disputed liability, but on 5 August 2022 the defendant’s
defence was
struck out by order of this Court
per
Van der Westhuizen J. The matter,
thenceforth, proceeded towards the attainment of default judgment by
the plaintiff.
[3]
The matter came before the Court for a
hearing by video link on 4 October 2022. Ms B Nodada appeared for the
plaintiff and, ostensibly,
due to the striking out of the defendant’s
defence, there was no appearance on behalf of the defendant. All
issues in the
matter were still in dispute, including the issue of
merits or liability of the defendant. I reserved this judgment after
listening
to counsel. Both oral and written submissions of counsel
have been considered for purposes of this judgment.
# Evidence
and submissions on behalf of the plaintiff
Evidence
and submissions on behalf of the plaintiff
General
[4]
As already indicated, all issues in this
matter are still in dispute in the sense that the plaintiff had to
establish both liability
on the part of the defendant and the quantum
of the minor’s proven damages, to put it in rather simple
terms. The heads of
damages are with regard to future medical
expenses; loss of earning capacity and general damages.
[5]
The
plaintiff caused to be filed medico-legal reports by experts who
assessed the minor’s injuries and their
sequelae
.
Also, the affidavits deposed to by the experts confirming the
opinions and other issues contained in their reports were filed,
in
terms of the prevailing practice directives of this Division. I
allowed the evidence in the trial to be adduced or given on
the basis
of the affidavits by the experts, including the affidavit deposed to
by the minor child in respect of the merits of the
matter explaining
how the accident occurred under Rule 38(2)
[1]
of the Uniform Rules of this Court.
Merits
or liability
[6]
As already indicated, the Court allowed
that the issues relating to the merits be also deposed to by way of
the affidavits available.
Apart from that of the plaintiff, the
driver of the insured vehicle had also stated his version of the
events leading to the accident
under oath.
[7]
The accident is explained as follows by
the minor child:
‘
I
was crossing Sehlakwane Road from West to East when a motor vehicle
with registration numbers …. approached at high speed
and
collided with me.’
[8]
On the other hand, the driver of the
insured vehicle made a statement to the police, recorded in the third
person, which also included
the following material part:
‘
He
was travelling from East to West direction. On his way, he suddenly
saw a female child coming/running into the road. He tried
to avoid
the accident, and he failed and collided with her, and she got
injured in her whole body.’
[9]
It is submitted that the accident
occurred in a residential area, which, by itself, required the
insured driver to have been vigilant,
scanned the road for other road
users and proceeded at a lower speed than he did in the
circumstances. The submission is further
that the nature of the
injuries sustained by the minor from the accident and the fact that
the insured driver did not avoid the
minor while she was attempting
to cross are indicative of the fact that the insured vehicle was
being driven at a high-speed. Counsel
cited caselaw and other
authorities to the effect that the insured driver did not conduct
himself in a satisfactory way as required
by the circumstances and,
therefore, was negligent in causing the accident in which the minor
was injured.
[10]
Considering what is stated above, I find
that the sole negligence of the driver of the insured vehicle on the
material date caused
the accident. The driver of the insured motor
vehicle, from his own statement, appears to have been driving at a
speed which made
it difficult for him to spot the minor child and
avoid collision with the minor, despite the fact that the area where
he was driving
was a residential place. Therefore, the defendant will
be held fully (i.e. 100%) liable for the plaintiff’s proven or
agreed
damages.
Medical
opinion, evidence and legal submissions in respect of quantum of the
loss or damages
[11]
As already mentioned above, a number of
medical experts were appointed by the plaintiff. Further, from the
medico-legal reports
on the assessment of the injuries sustained by
the minor and/or
sequelae
,
the plaintiff obtained an actuarial report for the calculation of the
relevant
figures relating to the minor’s claim for loss of earning
capacity. For purposes of the default judgment sought I
will not
burden this judgment with details from these reports, save as they
are pertinent to the conclusion to be reached.
[12]
The injuries as recorded by the hospital
where the minor was admitted after the accident are the following:
complete femur midshaft
fracture; moderate head injury (GCS 15/15)
with laceration on the scalp; complete left clavicle fracture;
bleeding from the base
of the skull; swollen face with possible
fracture of the base of the skull; parietal head laceration with
subaponeurotic haematoma
and bleeding and/or vomiting from the mouth.
[13]
The minor was diagnosed by the
neurosurgeon to have suffered a mild traumatic brain injury (grade 3
concussion), as she reportedly
lost consciousness for a few minutes.
And when examined by the neurosurgeon she complained about
post-concussion headaches and
memory problems. The diagnosis is
supported by the clinical psychologist, who also adds that the minor
had not recovered from the
condition at the time of her examination.
The educational psychologist also shares the same view and adds that
relevant assessment
indicates that the minor presents with severe
deficits consistent with a history of head trauma.
[14]
The injuries and their
sequelae
affected the plaintiff’s life
and her enjoyment of life and amenities of life. She complains of
pain over the right thigh;
difficulties in lifting heavy objects; and
difficulties with walking due to pain. She still struggled to endure
prolonged standing
still in 2021 when examined. Although the femur is
united and healed, x-rays revealed ‘slight anterior bowing of
the distal
femur’. The minor also complained of right shoulder
pain and left arm fatigue. She suffers from post-accident headaches
in
the frontal area twice a week and the headaches are worse during
the day. She takes analgesics to relieve the pain. Other complaints
included memory problems; short temperedness; being socially
withdrawn, and frequent nightmares.
Loss
of earning capacity
[15]
The minor, post-accident, is reported to
have average global IQ and verbal IQ but she has high average
performance IQ of mental
functioning of her peers, which places her
residual ability below the estimated baseline mental functioning. It
is further suggested
that some of that are indicative of ‘an
organic setting left hemisphere or diffuse brain damage’. Also,
further clinical
examination revealed learning disability,
specifically, a language problem.
[16]
The occupational therapist, and perhaps
a view shared by other experts, stated the following: ‘from an
occupational therapy
perspective, [the minor] will benefit from
therapeutic intervention; however, it is noted that even with
remedial and rehabilitative
intervention strategies, her impairments
will not be entirely resolved, based on the resulting impairments
identified, including
the time [that] has already lapsed since after
the accident’. The educational psychologist opines that the
minor’s
behavioural problems, cognitive and scholastic deficits
as reported ‘are determined to be permanent, and there will be
no
remedial programme or treatment intervention that will bring
effect significant change academically’.
[17]
The minor was injured while she was in
grade 4. She was then 9 years and 2 months old, as she was born on 28
November 2005. She
was 17 years old at the time of the hearing of
this matter. The minor is said to have been a competent learner and
to have passed
all her grades prior to the accident. The educational
psychologist stated that the minor had sound intellectual capacity
prior
to the accident. Following the accident she was away from
school and recuperating at home for a period of about three months.
Although,
post-accident she progressed well through the grades, she
is reportedly underperforming when compared to her pre-accident
performance.
She blames her post-accident memory problems for this.
In 2020 she was in grade 9, although she is said to have failed in
2019.
But I hasten to respectfully state that, I have noted from the
school reports provided that the alleged failure was in respect of
the mid-year examinations and that the minor was promoted to the next
grade at the end of the material year.
[18]
According to the educational
psychologist the minor would have coped in mainstream school system
up to grade 12 and would have been
able to obtain a tertiary
qualification in the form of a degree. This is reiterated by the
industrial psychologist who opines that,
without the accident, the
minor would have obtained a university degree and entered the open
labour market at the B3/4 basic salary;
at the age of 45 years
reached her career ceiling at D2, enjoyed annual inflationary
increases and retired at the age of 65.
[19]
It is postulated that post-accident the
minor would not achieve a grade 12 pass and a university degree.
According to the educational
psychologist the minor now possesses of
an ‘average intellect, variable verbal functioning (weak to
above average range),
and severe cognitive and scholastic deficits
[which] suggest that she is more likely to exit the mainstream system
after grade
10 in favour of vocational training at a Further
Education and Training (FET) College. The educational psychologist
further opines
that in the event the minor persists in the mainstream
system of schooling she may be able to obtain a low mark matric or
higher
certificated pass and proceed for vocational training as
postulated. The minor will not cope with courses requiring great
language
proficiency or numerical reasoning, the educational
psychologist concludes.
[20]
The industrial psychologist’s
opinion regarding the minor’s post-accident career prospects,
includes the following.
The minor’s education and future career
have been compromised. She has been left with neurocognitive and
psychological problems
which would affect her education and future
career. She will be equipped with low education and she would be
unable to achieve
a pre-accident academic potential. This would
render her less competitive and she is to remain unemployed. Despite
all these, the
occupational therapist’s view is that the
minor’s physical impairments would restrict her to sedentary
accommodative
work as an adult and that with the recommended
intervention the minor may ultimately acquire vocational skills for
placement within
sheltered/protected employment setting, although her
employment prospects for both formal and informal work settings would
remain
compromised. The industrial psychologist’s view is that
the minor would remain unemployed, due to her deficits.
Actuarial
calculation
[21]
The actuarial calculation postulated
loss of earnings on the part of the minor as follows:
Uninjured
Earnings
Injured Earnings
Loss of Earnings
Future
R 15 483 200
R -
-
Less
contingencies
25%
R
11 612 400
R
R
11 612
400
Total Loss of
Earnings
R 11 612 400
[22]
According to the actuary, the cap in
terms of the RAF Amendment Act has a bearing or impact of the
plaintiff’s claim. With
a reduction of the claim by 19.10% to
the amount of R9 394 400.00.
[23]
Counsel for the plaintiff submitted that
the amount of R9 394 400.00 proposed as an award to the minor for her
loss of earnings
factors a contingency deduction of 25% accords with
Robert Koch’s sliding scale.
# Revised
actuarial calculations and further submissions
Revised
actuarial calculations and further submissions
[24]
On 27 October 2022, I requested through
my erstwhile registrar that the plaintiff’s legal
representatives attend to the following:
[24.1]
that, the current actuarial calculation be varied to reflect a
scenario in terms of which the plaintiff is employed on the
basis of
an FET qualification;
[24.2]
that, the revised actuarial calculation be furnished reflecting the
application of 30% contingency to future uninjured earnings
of R15
483 200;
[24.3]
that, what is sought in terms of 24.1 and 24.2 above constitute two
actuarial calculations to be furnished.
[25]
I invited the legal representatives to
submit simultaneously with the requested information, their legal
submissions for or against
the revised actuarial calculations. On 3
November 2022 the plaintiff’s legal representatives furnished
revised actuarial
calculation in terms of the request appearing
immediately above. Two calculations were received, one dated 31
October 2022 and
another 1 November 2022. The latter appears to
accord with the request I caused to be made to the plaintiff’s
legal representatives
and comprises two scenarios.
[26]
Scenario 2 is constituted as follows:
[26.1]
in the minor’s uninjured state she would complete grade 12 in
December 2023; obtain a 4-year university degree in December
2027;
enter the labour market in January 2028 with her earnings in line
with Paterson B3/B4 (basic) at R233 000 per annum in straight
line
until December 2050 (at the age of 45) with earnings at Paterson D2
(upper) at R1 398 000 per annum, and inflationary earnings
until she
retires at the age of 65.
[26.2]
in the minor’s injured state she would complete grade 12 in
December 2023; complete 18 months theoretical work in June
2025; she
would have earnings for 2 to 3 years from July 2025; in January 2028
she would commence working earning R3 000 per month;
in July 2029
there will be no earnings until in January 2032 when she would have
an income commensurate with Paterson B1/B2 (basic)
at R184 000 per
annum in straight line until December 2050 (at the age of 45) with
earnings at Paterson C1/C2 at R490 500 per annum,
and inflationary
earnings until she retires at the age of 65.
[26.3]
The calculations under this part of the scenario are as follows:
Uninjured
Earnings
Injured Earnings
Loss of Earnings
Future
R 15 700 000
R 6 340 100
Less
contingencies
30%
30%
R
10 990 000
R 4 438 070
R 6 551 930
Total
Loss of Earnings
R 6 551 930
[27]
It is stated that the cap in terms of
the RAF Amendment Act had no impact on the calculation above. Counsel
for the plaintiff, among
others, further submits that it is
appropriate to accept what appears under scenario 1 in terms of which
the minor would receive
the amount of R7 455 600 for her future loss
of earnings. But she nevertheless urges the Court to consider that
‘the FET
qualification will not make [the minor] an exceptional
and capable employee with her post-morbid problems [as employers]
look for
extraordinary, intelligent people with interpersonal skills
when recruiting’. Essentially, counsel submits that the minor
does not have the attributes necessary to work independently without
‘regular guidance and supervision’.
# General
damages
General
damages
[28]
Counsel
provided comparable case law to the current matter as a guide on the
probable compensation for the minor. Counsel submitted
that the case
that is most similar to that of the minor is that of
JM
v Road Accident Fund
[2]
which concerned a 45 year old man who suffered the following
injuries: broken left leg (with ability to stand only on right leg);
dislocation of the right hand (from the shoulder with inability to
lift it up) and left side facial scarring, as well as scarring
on the
chin and on top of his head. His injuries changed his life to the
extent that, among others, no longer able to exercise;
use bathrooms
on his own, and being no longer sexually active. Post-accident, this
claimant endured constant pain on his right
hand from the shoulder to
his right side of the ribs. He has been receiving medical treatment
at a hospital twice every month.
The Court awarded the claimant the
amount of R940 000 on 15 October 2019 which, counsel submits, equate
to the amount of R1 127
574 in 2022 terms. Counsel pointed out that
the two cases differ due to the age of the claimant in
JM
v Road Accident Fund
and,
consequently, submitted that an award of R1 million be made in
respect of the minor’s general damages.
# Conclusion
Conclusion
[29]
The minor was involved in a motor
vehicle accident at a very tender age in her life. I agree with the
experts that her life both
from a personal, social and prospective
employment points of view has been significantly altered by the
accident.
[30]
With regard to the future loss of
earning capacity, after consideration of the minor’s injuries
and
sequelae
on
the basis of expert opinion and counsel’s able submissions, I
award the minor the amount of R6 551 930, stated above. With
regard
to general damages, I respectfully disagree with counsel that the
injuries and
sequelae
in
this matter are similar to those in
JM
v Road Accident Fund
. Those in the
latter matter, comparatively speaking, are of a worser degree to
those in the matter under consideration even given
the tender age of
the minor in this case. Therefore, I will award the amount of R700
000 to the minor as general damages.
[31]
Further, the defendant will be held 100%
or fully liable for the plaintiff’s future medical, hospital
and related expenses.
To this effect I will order that the defendant
furnish the plaintiff or the minor with an undertaking in terms of
section 17(4)(a)
of the Act in respect of 100% of the plaintiff’s
future medical, hospital or similar expenses.
[32]
Costs will also follow the result in
this matter. The details of such costs appear in the order made
below, essentially, in terms
of the order contained in the draft
order submitted by counsel in this matter.
# Order
Order
[33]
In the premises, I make the order, that:
1)
the defendant is fully (i.e. 100%)
liable for the plaintiff’s minor child’s proven or agreed
damages.
2)
the defendant is ordered to pay the
plaintiff the amount of R7 251 930.00 (seven million two hundred and
fifty-one thousand nine
hundred and thirty rand), which amount is
made up as follows:
general
damages
: R 700 000.00,
and
future loss of earnings
: R 6 551 930.00.
3)
the defendant is to pay the amount in 2)
hereof into the following trust bank account, on or before the expiry
of 180 days from
the date of this order:
ACCOUNT
HOLDER : J M MODIBA
ATTORNEYS
BANK
NAME
:
STANDARD BANK
BRANCH
CODE
: 010545
ACCOUNT
NUMBER : [....]
TYPE
OF ACCOUNT : TRUST ACCOUNT
REF
:
REF:
MR MODIBA/GMS/TPC842
4)
the defendant is to furnish the
plaintiff with an undertaking in terms of
section 17(4)(a)
of the
Road Accident Fund Act 56 of 1996
for the reasonable costs of the
future accommodation of the plaintiff’s minor child in a
hospital or nursing home or treatment
of or rendering of a service to
her or supplying of goods to her resulting from the injuries
sustained by the plaintiff’s
minor child and of administering
and enforcement of this undertaking, as a result of the motor vehicle
accident which occurred
on 25 February 2015, after such costs have
been incurred and upon proof thereof;
5)
the defendant will not be liable for
interest on the amount in 2) hereof provided that the defendant has
paid the amount within
180 days from date of this order, failing
which interest at the prescribed rate per annum will be payable
calculated from the date
on which this order was made;
6)
the
defendant
shall
pay
the
plaintiff’s
taxed
or
agreed
costs
on
a
High
Court scale. In the event that the costs
are not agreed, it is ordered that:
6.1
the plaintiff shall serve the notice of
taxation on the defendant’s attorneys of record, if any, or the
defendant;
6.2
the plaintiff shall allow the defendant
14 (fourteen) court days to make the said payment of the taxed costs,
and
6.3
should payment not be effected
timeously, the plaintiff will be entitled to recover interest at the
prescribed rate per annum on
the taxed or agreed costs from the date
of allocatur or agreement to the date of final payment.
7)
the above costs will also be paid into
the above trust bank account in 3) hereof , which costs shall include
the following:
7.1
counsel’s fees, including
reasonable preparation and appearance costs, costs of preparation of
settlement memorandum of proposal
to the defendant and heads of
argument, as well as costs relating to the further submissions and
other activities at the instance
of the Court between 27 October 2022
and 3 November 2022;
7.2
costs of obtaining reports for the
following experts:
7.2.1
Prof Lukhele (Orthopaedic Surgeon);
7.2.2
Prof Lekgwara (Neurosurgeon);
7.2.3
Ms Gladys Maluleke (Clinical
Psychologist);
7.2.4
Ms Zethu Gumede (Educational
Psychologist);
7.2.5
Ms Yvonne Raganya (Occupational
Therapist);
7.2.6
Ms Esther Sempane (Industrial
Psychologist), and
7.2.7
Munro (Actuary).
7.3
the
plaintiff’s
reasonable
travelling
and
accommodation
costs
for
attending consultations with the experts
as well for attending Court.
Khashane
La M. Manamela
Acting
Judge of the High Court
Date
of Hearing:
4 October 2022
Date
of Further Submissions: 3 November 2022
Date
of Judgment:
30
November 2022
Appearances
:
For
the Plaintiff:
Ms B Nodada
Instructed
by:
JM Modiba Attorneys, Pretoria
For
the Defendant:
No appearance
[1]
Uniform
Rule 38(2)
reads as follows: “The witnesses at the
trial of any action shall be orally examined, but a court may at any
time, for
sufficient reason, order that all or any of the evidence
to be adduced at any trial be given on affidavit or that the
affidavit
of any witness be read at the hearing, on such terms and
conditions as to it may seem meet: Provided that where it appears to
the court that any other party reasonably requires the attendance of
a witness for cross-examination, and such witness can be
produced,
the evidence of such witness shall not be given on affidavit.”
[2]
JM v Road Accident Fund (1203/2018) [2019] ZAMP MHC 6 (15 October
2019).
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