Case Law[2025] ZAKZDHC 22South Africa
Arbee N.O and Others v Bryte Insurance Company Ltd (D13804/2023) [2025] ZAKZDHC 22 (16 April 2025)
Judgment
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# South Africa: Kwazulu-Natal High Court, Durban
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## Arbee N.O and Others v Bryte Insurance Company Ltd (D13804/2023) [2025] ZAKZDHC 22 (16 April 2025)
Arbee N.O and Others v Bryte Insurance Company Ltd (D13804/2023) [2025] ZAKZDHC 22 (16 April 2025)
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sino date 16 April 2025
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IN
THE HIGH COURT OF SOUTH AFRICA
KWAZULU-NATAL
LOCAL DIVISION, DURBAN
CASE
NO: D13804/2023
In
the matter between:
MOHAMMED
ABDOOL SATAR ARBEE N.O.
FIRST APPLICANT
NAIEM
ESSA N.O.
SECOND APPLICANT
MOHAMED
ESSA N.O.
THIRD APPLICANT
and
BRYTE
INSURANCE COMPANY LTD.
RESPONDENT
ORDER
Accordingly,
I make the following order:
1.
The application is dismissed.
2.
The plaintiffs are liable for costs, including the costs for counsel,
on scale
C.
JUDGMENT
Kuzwayo
AJ
Introduction
[1]
This is an interlocutory application emanating from the action
between the parties.
The applicants, Mohammed Abdool Satar Satar
Arbee N.O., Naiem Essa N.O. and Mohamed Essa N.O., who are the
trustees of Aimessa
Property Trust ("the Trust"), lodged a
claim for compensation against the respondent, Bryte Insurance
Company Ltd ("Bryte
Insurance"), emanating from an insured
event whereby the insured building was damaged due to fire. The
trustees are the plaintiffs
in the main action, and Bryte Insurance
is the defendant. For the sake of convenience, I shall jointly refer
to the applicants
as "the plaintiffs" and the respondent as
"the defendant".
[2]
The plaintiffs lodged an application to compel Bryte Insurance, to
furnish better
and further particulars requested by the applicants
for purposes of trial, as specified in paragraphs 2.1, 2.2, 2.3, 4.1
and 4.2
of their request. The application was opposed by Bryte
Insurance based on the following grounds:
(a)
That the plaintiffs incorrectly invoked Uniform rule 30A to compel
the delivery of further
particulars. It is contended that this
approach is procedurally flawed, as Uniform rule 21 contains a
self-contained mechanism
enabling a party to compel the furnishing of
particulars strictly necessary to prepare for trial.
(b)
That the issue of insurable interest is moot, in that Bryte Insurance
has admitted that
the trustees had an insurable interest in the
subject property, which constitutes an essential element of an
insurance contract.
Consequently, the plaintiffs' request for further
particulars concerning what Bryte Insurance meant by its admission
that the trustees
represented they had an insurable interest is said
to be impermissible.'
(c)
That Bryte Insurance has disclosed the full nature of its defence."
[3]
The core.issues for determination are:
(a)
Whether the applicants are entitled to bring an application to compel
the furnishing of
better and further particulars in terms of Uniform
rule 30A, in light of the procedure set in terms of Uniform rule
21(4) to compel
such further particulars; and
(b)
Whether the plaintiffs are entitled to further particulars sought in
terms of paragraphs
2.1, 2.2, 2.3, 4.1 and 4.2 of the particulars of
claim.
Background
[4]
The Trust is the registered owner of the immovable property described
as the Remainder
of Portion 44 (of 32) of Erf 5[...] Brickfield,
Registration Division FT, Province of KwaZulu-Natal ("the
property"),
situated at 302 Felix Dlamini Road, Overport,
Durban, which is a multi-storey commercial building ("the
building"). On
1 April 2021, the Trust entered into a written
insurance contract with Bryte Insurance, in terms of which Bryte
Insurance agreed
to indemnify the Trust for damage to the property,
including its fixtures and fittings, resulting from specified perils,
including
fire. The building was insured for a sum of R14 575 000.
[5]
On 10 May 2021, a fire ("the insured event") occurred at
the building which
resulted in the extensive damage. As a result, the
building, its fixtures and fittings were effectively destroyed.
Consequently,
the building was condemned by Ethekwini Municipality
("the Municipality") as being structurally unsafe and unfit
for
use and human occupation.
[6]
On 6 December 2023, the plaintiffs issued summons against Bryte
Insurance, claiming
an amount of R14 573 000, allegedly being the
reasonable and necessary cost of restoring and/or reinstating the
building to the
state and condition in which it was prior to the
insured event, together with the cost of replacement of the fixtures
and fittings
in the building. The defendant filed its plea on 20
March 2024.
Pleadings
[7]
For the sake of brevity, it is prudent to set out the paragraphs of
the particulars
of claim and the defendant's plea which are the cause
of this application. In paragraphs 7.1 and 7.2 of particulars of
claim, the
plaintiffs pleaded that:
"7.1 The trust is
and was at all material times the registered owner of the immovable
property bearing the cadastral description
Remainder of Portion 44
(of 32) of Erf 5[...] Brickfield, Registration Division FT, Province
of KwaZulu-Natal and physically situated
at 302 Felix Dlamini Road
(formerly Brickfield Road), Overport, Durban (referred to hereinafter
as "the property");
7.2 The property was at
all material times hereto improved by way of erection thereon of a
multi-storey commercial building ("the
building").
[8]
In response to the above averments, Bryte Insurance pleaded as
follows:
"1. AD PARAGRAPHS 7,
7.1 AND 7.2
4.1 The defendant admits
that the Trust represented to it that it was the owner of,
alternatively has an insurable interest in,
"the property"
as defined by the plaintiff. Save as aforesaid, the defendant has no
knowledge of the allegations contained
in these paragraphs and they
are accordingly denied."
[9]
In paragraph 14 of the particulars of claim, the plaintiffs pleaded
that: "The
reasonable and necessary cost of restoring and / or
reinstating the building to its state and condition prior to the
insured event,
together with the reasonable and necessary cost of
replacement of the fixtures and fittings therein / thereon, exceeds
the sum
of R14 573 000,00."
[10]
In response to the above averment, Bryte Insurance pleaded as
follows:
"9.1 The defendant
denies the allegations contained in this paragraph.
9.2
The defendant pleads that:
9.2.1 All
structural repairs to the property have been effected.
9.2.2 The
cost of effecting the remaining repairs in order to return the
property to its condition prior to the fire,
amount to R3 493 747,37.
9.2.3 The
defendant tendered payment to the plaintiffs of the amount of
R3 493 747,37. The tender remains
in effect."
[11]
The plaintiffs took issue with the above pleas and, on 3 May 2024,
sent a request for further
particulars in terms of Uniform rule 21,
for purposes of preparation for trial. The plaintiffs requested the
following further
particulars from Bryte Insurance:
"2. AD PARAGRAPH 4.1
2.1
Was the alleged representation referred to in this paragraph made
orally or in writing?
2.2
If in writing, the Defendant is required to furnish a copy thereof;
2.3
If the representation is alleged to have been made orally, then:
2.3.1 Who on
behalf of the Trust is alleged to have made the representation?
2.3.2 Where
was the representation made (the Defendant is required to identify
the location by reference to a physical
address?
2.3.3 When
(by reference to a date) was such alleged representation made?"
"4. AD PARAGRAPH 9
4.1
The defendant is required to furnish:
4.1.1 full
detailed particulars of the nature and extent of the "
structural
repairs
" that are alleged to have been effected to the
property and the costs incurred by the defendant in that regard.
4.1.2 full
and detailed particulars of the "
remaining repairs
"
that are allegedly required to return the property to its condition
prior to the fire.
4.1.3 a
detailed computation and breakdown of the sum of R3 493 747,37, being
the alleged cost of the remaining repairs
in order to return the
property to its condition prior to the fire.
4.2
In relation to the structural repairs that are alleged to have been
effected, defendant
is required to identify with sufficient
particularity:
4.2.1 the
building contractors who carried out such repairs.
4.2.2 the
project manager, quantity surveyor and structural engineer/s, if any,
that were engaged by the defendant for
purposes of the project."
[12]
On or about 24 May 2024, Bryte Insurance replied to the plaintiffs'
request and provided the
further particulars that were requested. It
will not serve any purpose to elaborate on this reply as it was later
withdrawn by
Bryte Insurance for reasons that will appear below, save
to state that the plaintiffs were not satisfied with the response and
formed a view that such particulars were inadequate and not in
compliance with the defendant's obligation in terms of Uniform rule
21 as it failed to furnish such further particulars as were necessary
to enable them to prepare for trial.
[13]
Resultantly, on 4 June 2024, the plaintiffs served Bryte Insurance
with a new notice in terms
of Uniform rule 30A requesting the
defendant to provide further particulars (which had been requested in
terms of Uniform rule
21) within ten days, failing which an
application would be made in court for an order compelling compliance
or alternatively striking
out the defence of Bryte Insurance.
[14]
In response to the plaintiffs' rule 30A notice, Bryte Insurance
withdrew its initial reply and
submitted a new reply on 13 June 2024,
which was within the specified time limit. In its new reply, Bryte
Insurance addressed three
paragraphs (paragraphs 2.1, 2.2 and 2.3) in
respect of which the plaintiffs were seeking further particulars. It
responded as follows:
"AD PARAGRAPH 2.1
The defendant had
admitted that the trust made a representation to it. The allegation
of the representation is an allegation made
by the plaintiffs and as
such is within the plaintiff's knowledge whether such representation
was made orally and in writing. The
answers to 2.2 and 2.3 are
therefore within the Plaintiff's knowledge."
[15]
Regarding paragraph 4 of the request for further particulars, Bryte
Insurance stated as follows:
"The plaintiff is
required to prove that the property was damaged by fire and the
extent of such damage in order to prove that
it is entitled to cover
under the policy. The defendant has in this regard admitted the fire
and that some damage occurred but
does not admit the extent of damage
as alleged by the plaintiff. The defendant's reasons for this are a
matter for evidence and
are not necessary for the plaintiff to
prepare for trial. That said, the defendant intends to appoint an
expert and the issues
raised in paragraphs 3 and 4 will be canvassed
in the expert's report to be filed in due course in accordance with
the rules of
this honourable court. In so far as the plaintiffs are
have requested information relating to the structural repairs
effected by
the defendant, this information is included in the
defendant's discovery affidavit filed on 24 May 2024 and will also be
dealt
with in further detail in the defendant's expert's report to be
filed in due course. The defendant's is not in a position to provide
further particularity at this time."
[16]
The plaintiffs again took issue with the above particulars and
considered them as being "deficient
and inadequate". On 1
July 2024, they served the defendant with another notice in terms of
Uniform rule 30A. On 8 July 2024,
the defendant sent correspondence
to the plaintiffs' attorneys in response to the said notice. Of
significance are paragraphs 6
to 9 of the said correspondence, where
the defendant stated:
"6. We now turn to
the aspect of the nature and extent of damage to the property. Our
client has been open and honest to say
that it will be obtaining the
opinion of an expert so as to adequately describe, not only the fire
damage to the property, but
the pre-existing and/or non fire
related structural damage to the property. Your clients cannot abuse
the court processes
to obtain information that speaks to matters of
evidence in order to satiate itself that it does or does not have a
claim. This
is particularly so given the at length correspondence
that has been discovered regarding the damage and quantum, and as you
say,
the centredness of these issues to the case.
7.
Our client has, just like yours, the right to obtain and prepare for
its case
and in these circumstances, our client is seeking the views
of an expert so as to properly make their case in light of the
various
technical reports and lab tests that were prepared in respect
of this matter. Your client will not be prejudiced by having to wait
for an expert opinion since the court process caters for such
opinions and it is in the interest of fairness and justice to obtain
same on behalf of our client.
8.
Our client has also provided a breakdown of the costs that it
intended to compensate
your clients for (and has tendered) subsequent
to the discussions around the nature and damage to the property. This
breakdown
stands and will also be considered by the expert."
[17]
Subsequently, the plaintiffs lodged an application in terms of
Uniform rule 30A, compelling the
Bryte Insurance to provide better
and further particulars. Bryte Insurance opposed the application and,
in its opposition, raised
a point in limine that it was impermissible
for the application to be brought in terms of Uniform rule 30A, where
Uniform rule
21(4) provides a mechanism for the enforcement of the
particulars necessary for trial as contemplated by Uniform rule 21.
[18]
For the plaintiffs, Mr
Stewart
submitted that the purpose of
requesting further particulars is to prevent surprises at trial,
ensuring that each party is sufficiently
informed about the case the
other party is going to present in order to enable his/her opponent
to prepare his/her case. He contended
that even if the particulars
requested may involve disclosure of evidence, that does not
disentitle the other party from obtaining
such particulars as he/she
is entitled to know what case he has to meet in court.
[19]
He contended further that, after having requested further particulars
and received an unsatisfactory
reply from Bryte Insurance, the
plaintiffs decided to issue the notice in terms of Uniform rule 30A
as a "courtesy" to
afford the defendant an opportunity to
provide further and better particulars instead going straight to
court. 'He explained that
this approach was taken in line with the
general requirement of the now repealed Uniform Rule 30(5),
which required a party
seeking relief to first allow the defaulting
party 10 days to comply or remedy the defect, with the warning that
failure to comply
would result in an application to compel
compliance. Mr Stewart submitted that this procedural requirement
remains unchanged under
the current Uniform rule 30A and maintained
that the plaintiffs are entitled to the particulars they requested,
as they are essential
for the plaintiffs' preparation for trial.'
[20]
In his argument, Mr Stewart raised his dissatisfaction about the plea
of Bryte Insurance whereby
it admitted that the Trust had represented
to Bryte Insurance that it was the owner of, or alternatively had an
insurable interest
in, "the property" as defined by the
plaintiffs, but then denied the further allegations contained in
paragraphs 7, 7.1,
and 7.2. According to Mr
Stewart
, by using
the words "the Trust represented", the defendant is
effectively disputing the plaintiff's ownership of the
property.
[21]
Mr
Choate
, for Bryte Insurance, submitted that it was
impermissible for the plaintiffs to utilise Uniform rule 30A in
bringing the application
compel further particulars. He argued that
Uniform rule 21 has its own mechanism to resort to in order to compel
the other party
to provide better and further particulars, as
provided for by Uniform rule 21(4) and the application ought to have
been brought
in terms of this rule, and not Uniform rule 30A.
Therefore, the plaintiffs adopted an incorrect rule in their
application by utilising
Uniform rule 30A to compel particulars.
[22]
Mr
Choate
further submitted that the plaintiffs are not
entitled to further particulars based on the following three reasons:
(a)
That Bryte Insurance has admitted that the building sustained
damages. The plaintiffs are,
therefore, not entitled to demand
particularity as to what the nature of the damages is.
(b)
The plaintiffs have the onus and the evidentiary burden to prove the
nature and extent of
the damages they allegedly suffered.
(c)
The nature and extent of the damages are matters for evidence and the
plaintiffs cannot
impermissibly constrain the case of Bryte Insurance
at the pleading stage to avoid their apparent evidentiary burden.
[23]
Mr
Choate
contended that, on the strength of the plea, the
plaintiffs have sufficient information to prepare for trial. He
argued that Bryte
Insurance has made various admissions in its plea
which includes its liability for the claim and only denied the nature
and extent
of damage to the structural repairs. Such admissions will
enable the plaintiffs to prepare for trial. Additionally, he
submitted
that the detailed breakdown of the tendered amount of R3
493 747.37, as requested by the plaintiffs in paragraph 4.1.3 of
their
request for further particulars, was provided to the plaintiffs
in terms of a letter dated 22 November 2023 that was attached to
the
reply from Bryte Insurance.
[24]
He further submitted that the application was premature because Bryte
Insurance had advised the
plaintiffs of its intention to call an
expert to deal with the fire damage to the property, and the
pre-existing or non-fire related
structural damage to the property.
As the expert report was still pending, it was anticipated that it
would provide the necessary
details to address some particulars that
were required by the plaintiffs. He argued that the plaintiffs would
not be prejudiced
by waiting for the expert report.
Legal
Principles
[25]
Uniform rule 21(2) provides as follows:
"After the close of
pleadings any party may, not less than 20 days before trial, deliver
a notice requesting only such further
particulars as are strictly
necessary to enable him or her to prepare for trial. Such request
shall be complied with within 10
days after receipt thereof."
[26]
Uniform rule 21(4) provides that:
"If the party
requested to furnish any particulars as aforesaid fails to deliver
them timeously or sufficiently, the party
requesting the same may
apply to court for an order for their delivery or for the dismissal
of the action or the striking out of
the defence, whereupon the court
may make such order as to it seems meet."
[27]
In Villa
Crop Protection (Pty) Ltd v Bayer Intellectual Property GmbH
,
[1]
the court referred to the case of Hardy v Hardy and stated as
follows:
''The court in Hardy v
Hardy explains:
'The Court must arrive
at its decision by the application of principles firmly established
by a long line of authoritative decisions.
It is contended on
behalf of the defendant, on the authority of Annandale v Bates,
1956
(3) SA 549
(W), that:
'The purpose of
particulars at this stage' (i.e. after pleadings have been closed)
'is to enable a party properly to prepare for
trial and to prevent
him being taken by surprise by evidence of a nature he could not
reasonably anticipate;"'
[28]
The court proceeded and stated as follows:
"This is perhaps
just another way of expressing the phrase 'to enable a party properly
to prepare for trial' used by WILLIAMSON,
J., in Annandale's case,
supra.
From a perusal of the
numerous authorities quoted from the Bar by both counsel for the
plaintiff and counsel for the defendant,
it appears that in each case
where particulars were sought and granted, they were particulars of
allegations made in the pleadings
by the party from whom such
particulars were sought ......
To grant the
particulars sought would be tantamount to providing the defendant
with ammunition to further the case he has to prove.
That this is not
the purpose of particulars was laid down in Birrell v Fryer, 1926
E.D.L. 284."
[2]
Analysis
Point
in limine
[29]
The defendant raised a point in
limine
based on the fact that
Uniform rule 21 deals specifically with further particulars and the
plaintiff ought to have utilized Uniform
rule 21(4) to compel better
and further particulars.
[32]
It may be true that the plaintiffs served the defendant with notices
in terms of Uniform rule
30A as a "courtesy". However, it
is not clear why the plaintiffs had opted to utilise a "courtesy"
of issuing
two formal notices in terms of Uniform rule 30A in
compelling the defendant to provide further and better particulars
when Uniform
rule 21(4) specifically provides a remedy for failure to
comply with Uniform rule 21(2), where a party can file an application
in court without having to first issue a notice in terms of Uniform
rule 30A.
[3]
As correctly
pointed out by Mr
Choate
,
in exercising its "courtesy", the plaintiffs would have
penned a simple letter or email to Bryte Insurance, instead
of
resorting a formal route of issuing notices in terms of Uniform rule
30A.
[33]
While the plaintiffs aver that the notices in terms of Uniform rule
30A were merely "courtesy"
reminders, it is puzzling that
upon failure to secure the expected response from Bryte Insurance,
the plaintiffs disregarded the
provisions of Uniform rules 21(2) and
21(4), to compel the defendant to provide such. Mr
Stewart's
contention that what was provided by the repealed Uniform rule 30(5)
has not changed under the new Uniform rule 30A is correct.
However,
that does not divest the provisions of Uniform rule 21(4). When
considering the submissions made by Mr
Stewart
, his
submissions seem to be that Uniform rules 30A and 21(4) work
interchangeably to compel the other party to provide further
particulars. I disagree with him in this regard. It has not been
specified anywhere in the rules and legal commentary that parties
have an option of utilising either two rules to compel provision of
further particulars. I therefore uphold the special plea.
[34]
For the sake of completeness, I proceed to consider whether the
plaintiffs are entitled to the
particulars they are seeking, which is
the other bridge that the plaintiffs must cross. At this juncture, I
turn to deal with the
specific paragraphs in respect of which the
plaintiffs are seeking further and better particulars.
Paragraphs
2.1, 2.2 and 2.3 of the request
[35]
The application for further particulars should be considered in the
context of pleadings. Regarding
paragraphs 2.1, 2.2 and 2.3, the
plaintiffs wanted to know about the representation that Bryte
Insurance contended that it was
made to it that the Trust was the
owner of the building (the insured property); whether such
representation was made orally or
in writing; if in writing, Bryte
Insurance was required to furnish a copy thereof and if oral, to
provide the names of the representatives
that represented each party
as well as the date and place where such representation was made.
[36]
It is common cause that, in its plea, Bryte Insurance admitted that
the Trust had represented
that it was the owner of the property or
had an insurable interest in the property. That is also confirmed in
the plea that was
made by Bryte Insurance in paragraph 5.2 of the
plea, where it pleaded as follows:
"5.2 Without
derogating the aforesaid, the defendant pleads that:
5.2.1 On or
about 1 April 2021 an insurance agreement was concluded between
Aimessa Property Trust (the trust) and the
defendant.
5.2.2 The
insurance was reduced to writing as contained in the survey form,
policy schedule and policy wording attached
hereto marked "PL1",
"PL2", and "PL3", respectively.
5.2.3 The
material terms of the agreement were the following:
5.2.3.1
The property would be covered for damage to the whole or
part of the
described property in the schedule, owned by the Trust or for which
the Trust is responsible, including alterations
by the Trust as
tenants to the building and structure, caused by fire and other
perils as indicated, subject to,
inter alia
, the terms,
conditions, and warranties of the policy;"
[37]
From the above, and having admitted the insured event and its
liability to compensate the plaintiffs,
it is apparent that Bryte
Insurance does not dispute ownership of the Trust. There is no reason
that it would have admitted the
insured event and went as far as
pleading that it had effected structural repairs and tendering the
sum of R3 493 747.37 for the
remaining repairs.
[38]
Therefore, the plaintiffs' request for Bryte Insurance to provide
particulars of whether the
agreement was in writing and who had
represented each party, has no merit and cannot be categorised as
being strictly necessary
for the plaintiffs to prepare for trial. As
a result, I do not agree with Mr
Stewart
that by using the
word "represented", the defendant is disputing ownership of
the property.
Paragraphs
4.1 and 4.2 of the request
[39]
In paragraph 17 of the plea, Bryte Insurance pleaded that:
"All structural
repairs to the property have been effected; and
The defendant tendered
payment to the plaintiffs of the amount of R3 493 747.37 on 22
November 2023. The tender remains in effect."
[40]
In paragraphs 4.1 and 4.2 of the request, the plaintiffs requested
particulars of the nature
and extent of the "structural repairs"
that are alleged to have been effected to the property and the costs
incurred
by the defendant in that regard, as well as the name of the
contractor and the remaining repairs that were alleged to be
remaining.
[41]
The point regarding the nature and extent of the structural repairs
was addressed in the defendant's
reply to the request for particulars
as quoted in paragraph 15 above and in the correspondence that was
sent by Bryte Insurance
to the plaintiffs, as reflected in paragraph
16 above. Such structural repairs were also confirmed on the
Certificate of Completion
of the structural repairs, fire protection,
fire installation system or energy usage in terms of s 14(2A) of the
National Building
Regulations and Building Standards Act 103 of
1977that was filed with Ethekwini Municipality in August 2003. The
said certificate
was certified and signed by the Project Engineer who
certified that structural repairs due to fire damage and the
reinstating of
roof to the equivalent position it was prior to the
fire had been completed. Such certificate was issued on 3 August 2023
and was
attached to the defendant's response to further particulars
and forms part of the bundle before court.
[42]
No submissions were by the plaintiffs disputing the validity of the
Certificate of Completion,
and neither did they allege that such
certificate was never placed before them at any stage before the
hearing. In the circumstances,
I am not convinced that the plaintiffs
do not know the nature and details of the structural repairs that
were allegedly effected
on the building by Bryte Insurance.
Therefore, the plaintiffs cannot require Bryte Insurance to provide
them with particulars of
structural repairs that were undertaken on
the building and name of the contractor that effected the repairs.
That information
should be within their knowledge as they have always
had full access to the building.
[43]
Furthermore, the particulars regarding the cost of the repairs that
were effected, has no merit
at this stage. If Bryte Insurance indeed
repaired the building and restored it to its pre-event state as it
alleges, the amount
that was spent by Bryte Insurance in effecting
such repairs bears no relevance.
[44]
The plaintiffs also requested the breakdown of how the tendered sum
of R3 493 747.33 was attained
by the defendant. As pointed out Mr
Choate
, such particulars are contained in the document that
was annexed to Bryte Insurance's reply to the request for further
particulars
dated 22 November 2023. The calculations that are
contained in the said documents provide detail of each item to the
full amount
tendered. Clearly such information is also within the
plaintiffs' knowledge. During argument plaintiffs did not deny
knowledge
of the said document. Even if the plaintiffs did not
receive the document on 22 November 2023, it was provided to them in
reply
to their request for particulars dated 24 May 2024. That was
before this application was filed. Hence, the plaintiffs' request for
the breakdown is tantamount to abuse of the court process.
[45]
It is also crucial to note that Bryte Insurance had advised the
plaintiffs that in order for
it to prepare for its case, it was
seeking the views of an expert so as to properly make their case in
light of the various technical
reports and laboratory tests that were
prepared in respect of this matter. It advised the plaintiffs that
they would not be prejudiced
by having to wait for the expert
opinion. Seemingly, this was unduly disregarded by the plaintiffs.
[46]
I considered the cases I was referred to by both counsel. However,
none of them dealt with the
facts similar to those of the present
case. In this case Bryte Insurance admitted the occurrence of the
insured event (which is
the fire in this case) and also admitted that
the fire had caused damage to the property. The averment made by
Bryte Insurance
that it had effected repairs to the property and its
tendering of the sum of R3 493 747.33 for the remaining damages, is a
clear
admission of liability to compensate the plaintiff. The dispute
only revolves around extent of damage that befell to the property.
[47]
In
Visser
N.O. and Others v Van Niekerk and Others
,
[4]
the following was said:
"...It should not be
allowed to become a so-called fishing expedition whereby a party
attempts to obtain all that he can from
his opponent prior trial and
so force his opponent to play all his or her cards beforehand. Trials
are adversarial by nature and
no party is entitled to every piece of
evidentiary information which his opponent intends to utilise at
trial."
[48]
Where there has been non-compliance with a rule of court, in the
first instance, it is necessary
to look to the specific rule itself
to see if it contains a remedy."
[5]
[49]
In deciding whether to compel a party to provide the required further
particulars, the court
must consider only such further particulars as
are strictly necessary to prepare for trial.
[6]
A party is only entitled to call for such further particulars as are
"strictly necessary" to enable him to prepare for
trial.
[7]
The admissions plus the information provided by the defendant in its
reply to the plaintiffs' request effectively highlights that
the
plaintiff have got necessary information to prepare themselves for
trial. Over and above that, there are various other available
pre-trial procedures such as providing the list of admissions
requested during the pre-trial meeting or requesting additional
discovery. The defendant still has a duty to file a notice in terms
of Uniform rule 36(9) regarding the expert it intends calling.
The
plaintiffs' counsel shied away from dealing with this issue in his
argument and acknowledge that there are other and/or more
appropriate
pre-trial procedures still available to the plaintiffs.
[50]
In the circumstances, this court is not convinced that the
particulars that are requested by
the plaintiffs are strictly
necessary for the plaintiffs to prepare for trial. In my view, the
plaintiffs request for further and
better particulars is
ill-conceived. The defendant had provided sufficient particulars for
the plaintiffs to prepare for trial.
Even awaiting the expert report
would not have answered any question raised by the plaintiffs in
paragraphs 4.1 and 4.2 of the
requests. To request such conspicuous
particulars is just an abuse of the court process. I, therefore,
conclude that the plaintiffs
have failed to make out their case and
are not entitled to the relief sought in the notice of motion.
Order
[51]
In the circumstances, I make the following order:
1.
The application is dismissed.
2.
The plaintiffs are liable for costs on scale C, including the costs
for counsel.
KUZWAYO
AJ
APPEARANCES
For
the applicant. : Adv. M E Stewart
Instructed
by
: Norton Rose Fulbright South Africa Inc.
For
the Respondent : Adv. L Choate
Instructed
by
: Legator McKenna Incorporated
Date
of hearing : 11 March 2025
Date
of Judgment : 16 April 2025
[1]
Villa
Crop Protection (Pty) Ltd v Bayer Intellectual Property GmbH
[2020] ZACCP 2; 2021 SIP 1 (COP) para 11.
[2]
Ibid.
[3]
Absa
Bank Ltd v The Farm Klippan 490 CC
2000(2) SA 211 (W) at 215.
[4]
Visser
N.O and Others v Van Niekerk and Others
[2021] ZAFSHC 187
para 23.
[5]
N.Z.M v
Road Accident Fund
[2024] ZAGPPHC 444 para 21.
[6]
DE van Loggerenberg & E Bertelsmann
Erasmus:
Superior Court Practice
2023.
[7]
Villa
Crop Protection (Pty) Ltd
above
fn 1.
sino noindex
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