Case Law[2024] ZAGPJHC 1157South Africa
Mulindwa v Road Accident Fund (20082/2022) [2024] ZAGPJHC 1157 (14 November 2024)
High Court of South Africa (Gauteng Division, Johannesburg)
14 November 2024
Judgment
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# South Africa: South Gauteng High Court, Johannesburg
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## Mulindwa v Road Accident Fund (20082/2022) [2024] ZAGPJHC 1157 (14 November 2024)
Mulindwa v Road Accident Fund (20082/2022) [2024] ZAGPJHC 1157 (14 November 2024)
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sino date 14 November 2024
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REPUBLIC OF SOUTH AFRICA
IN THE HIGH COURT OF SOUTH AFRICA
GAUTENG DIVISION, JOHANNESBURG
Case No: 20082/2022
(1) REPORTABLE: NO
(2) OF INTEREST TO OTHER JUDGES: NO
(3) REVISED YES
14/11/2024
In the matter between :
MULINDWA
EDWARD
Plaintiff
and
THE
ROAD ACCIDENT FUND
Defendant
JUDGMENT
WANLESS J
Introduction
[1] In this matter, one
MULINDWA EDWARD, adult male
(“the Plaintiff”)
,instituted
an action against THE ROAD ACCIDENT FUND
(“the Defendant”)
for damages arising from a motor vehicle collision which took place
on the 13
th
of November 2020.
[2] The issues to be decided by
this Court at the commencement of the trial, were the following:
2.1 whether the Defendant was
entitled to a postponement;
2.2 whether the Plaintiff had
the requisite
locus standi
to institute the action;
2.3 whether the Defendant was liable
to compensate the Plaintiff in respect of the damages suffered by him
as a result of the injuries
sustained in the collision and the
sequellae thereof;
2.4 the quantum of those
damages.
Orders
[3] The first order made by this
Court was that the issue of the Plaintiff’s
locus standi
to institute the action was separated, in terms of subrule 33(4) from
the remaining issues of liability and quantum and that this
Court
would, in the first instance, determine that issue.
[4] Pursuant thereto, this Court
heard legal argument
(the facts being common cause between the
parties)
in respect thereof, together with an application by the
Defendant for a postponement of the trial. Arising therefrom, this
Court
made a further order that:
4.1 the Plaintiff did have the
requisite
locus standi
to institute the action;
4.2 the application by the Defendant
for a postponement was refused;
4.3 the trial would proceed on the
issues of both liability and quantum.
The Plaintiff’s
application in terms of subrules 38(2) and (3)
[5] In terms of,
inter
alia
, a Notice of Motion dated the 10
th
of May 2024
(together with a Founding Affidavit deposed to by the Plaintiff’s
attorneys)
the Plaintiff sought to place all of the evidence in
support of his case
(in respect of both liability and quantum)
before this Court by way of affidavit. This was not opposed
(at
the trial)
by the Defendant. In the premises, the evidence of the
Plaintiff was introduced in terms of subrules 38(2) and (3).
[6] At this stage, it is
imperative to note that the Defendant elected not to place any
evidence before this Court in rebuttal
thereof.
The issues of liability;
undertaking in terms of subsection 17(4)(a) of the Act and general
damages
[7] Following the order made by
this Court in paragraph [4] hereof the issue of the Defendant’s
liability to compensate
the Plaintiff in respect of the Plaintiff’s
damages was settled between the parties on the basis that the
Defendant would
be liable to compensate the Plaintiff in respect of
80% of the Plaintiff’s agreed or proven damages.
[8] It was further agreed
between the parties that the Defendant’s claim for general
damages was the amount of R 650 000.00
and that, in the
premises, the Defendant would compensate the Plaintiff
(after the
apportionment)
in the amount of
R 520 000.00 in respect of this
head of damages.
[9] With regard to the provision
by the Defendant to the Plaintiff of a certificate in respect of
future medical expenses
incurred as a result of the collision, it was
also agreed between the parties that the Defendant would provide same
on the basis
that the Defendant would be liable for 80% of those
costs.
Remaining issues to be
determined by this Court
[10] The sole remaining issue
requiring determination by this Court is the Plaintiff’s claim
in respect of past and
future loss of earnings/ earning capacity. In
that regard, there was no dispute between the parties as to the
amounts claimed under
this head of damages. Only the contingencies to
be utilised in the final calculation thereof remained in dispute.
[11] Arising therefrom, the only
remaining issue to be determined by this Court are the applicable
contingencies to be applied,
in the discretion of this Court, in the
Actuary’s calculation
(where the method of calculation and
assumptions used were not in dispute between the parties)
of the
Plaintiff’s claim in respect of past loss of earnings, together
with future loss of earnings/ earning capacity.
Contingencies
[12] The applicable principles
to be applied when deciding contingencies are fairly trite and this
judgment will not be burdened
unnecessarily by dealing with those
principles. Of course, this does
not
mean that this Court has
failed to have regard thereto. In that regard, this Court is grateful
for the detailed Heads of Argument
prepared by Plaintiff’s
Counsel which dealt extensively therewith.
Past loss of earnings
Plaintiff’s submissions
[13] With regard to the
Plaintiff’s claim for past loss of earnings, it was submitted,
on behalf of the Plaintiff, that
the “
usual”
contingency in respect thereof, namely 10%, should be applied in the
present matter.
Defendant’s submissions
[14] Relying on,
inter alia,
the difficulties the Plaintiff had experienced in proving actual
earnings the Defendant submitted that this contingency should
be as
high as 50%. This was in light of the fact that,
inter alia,
there was no real collateral evidence to support the Plaintiff’s
claim as to the date when he first became employed as an
“
Uber
Eats”
delivery man and that he was unemployed prior to
moving to the Republic of South Africa. In this regard, the Defendant
pointed out
the lack of any real evidence from Uber Eats and the fact
that the bank statements did not appear to reflect the Plaintiff’s
income as claimed.
Future loss of earnings/earning
capacity
Plaintiff’s submissions
[15] With regard to the
Plaintiff’s claim in respect of future loss of earnings/earning
capacity, it was, in the first
instance, submitted on behalf of the
Plaintiff that the “
usual”
contingency, calculated
at half a percent until the agreed age of retirement
(65 years
old)
would give rise to a contingency of 17.5 % in respect of
earnings in an “
uninjured”
state
(prior to the
collision).
However, it was conceded by the Plaintiff
(correctly
in the opinion of this Court)
that, in light of,
inter alia
,
the difficulties the Plaintiff had experienced in proving actual
earnings, this contingency should be higher.
[16] Arising therefrom and with
reference to various authorities cited by the Plaintiff in the
Plaintiff’s Heads of
Argument, Counsel for the Plaintiff
submitted that an appropriate contingency would be between 20% to 25%
but should not exceed
35%.
Defendant’s submissions
[17] The Defendant once again
relied on the lack of collateral evidence placed before this Court
(as set out above)
and submitted that, having regard,
inter
alia,
thereto, an appropriate contingency to be applied would be
50%.
Discussion
[18] In light of the fact that
all of the Plaintiff’s experts agreed
(and this could not be
disputed by the Defendant)
that the Plaintiff, in his injured
state post the collision, is essentially unemployable, he will have
no earning capacity and,
therefore, no future earnings, it is only
necessary for this Court to decide on a contingency in respect of
earnings in his “
uninjured
“ state. This is
obviously in addition to a suitable contingency in respect of past
loss of earnings.
[19] When this Court decides
(in
the exercise of its discretion)
the appropriate contingencies to
be applied the same factors
(as set out above)
will apply in
respect of both the Plaintiff’s past and future loss of
earnings/earning capacity. As set out earlier in this
judgment,
neither the figures proposed by the Industrial Psychologist and
utilised by the Actuary are in dispute.
[20] That said, this Court is
obliged to take into account the factors relied upon by the Defendant
who argues for a larger
contingency to be applied in respect of both.
Whilst this Court has done so, it must, at the same time, have regard
to the expert
medico-legal report of the Industrial Psychologist and
the Addendum thereto. In that addendum, not only was the Industrial
Psychologist
provided with further information pertaining to the
Plaintiff’s earnings
(which was not seriously disputed by
the Defendant, if at all)
but the Industrial Psychologist also
relied upon extraneous and well-accepted sources to classify the
Plaintiff’s ability
to be employed and to generate an income.
[21] Having had regard to the
reports of the Industrial Psychologist, as placed before this Court
on behalf of the Plaintiff,
this Court is satisfied that these
reports are not only unbiased and well-reasoned but that they enable
this Court to decide on
suitable contingencies. In this regard, the
Industrial Psychologist has taken into account most, if not all, of
the factors which
are relevant to the issue of appropriate
contingencies. In addition, there is nothing “
exaggerated”
in those reports and/or the ultimate scenario as presented to the
Actuary to calculate the Plaintiff’s damages.
Conclusion
[22] This Court finds, having
considered the contents of the various medico-legal reports
(with
particular reference to those of the Industrial Psychologist)
that the appropriate contingencies in this matter are:
22.1 Past loss of
earnings
20%
22.1 Future loss of earnings/earning
capacity
30%
[23]
In the premises, the Plaintiff is awarded the total sum of
R
1 382 640.00
in respect of his claim for loss of
earnings/earning capacity, calculated as follows:
Past loss of
earnings
Contingency
Amount
R 254 800.00
20%
R 203 840.00
Future loss of
earnings/earning capacity
Contingency
Amount
R 2 177 800.00
30%
R 1 524 460.00
TOTAL
R 1 728 300.00
Less 20%
(apportionment)
R 1 382 640.00
Order
[24]
This Court makes the following order:
1.
The
Defendant is liable for
80%
of the Plaintiff’s agreed and proven
damages.
2.
The
Defendant shall pay to the Plaintiff an amount of
R520 000.00
(FIVE HUNDRED AND TWENTY THOUSAND RANDS ONLY)
in
respect of the general damages sustained as a result of a motor
vehicle collision that took place on the 13
th
of November 2020.
3.
The
Defendant shall pay to the Plaintiff an amount of
R1 382 640.00
(ONE MILLION THREE HUNDRED AND EIGHTY TWO THOUSAND, SIX HUNDRED AND
FORTY RANDS ONLY)
in respect of the
Plaintiff’s loss of earnings/earning capacity sustained as a
result of a motor vehicle collision that took
place on the 13
th
of November 2020.
4.
The
amounts as set out in paragraphs 2 and 3 hereof are payable by the
Defendant to the Plaintiff on or before 180 days from the
date of
this order, into the Trust account of the Plaintiff’s attorneys
of record with the following details:
KRUGER & POTTINGER ATTORNEYS
ABSA – TRUST ACCOUNT –
CLEARWATER BRANCH
ACC. NR:
4[…]
BRANCH CODE: 6[…]
REF: T[…]
5.
In
the event of the Defendant failing to make payment to the Plaintiff
within the 180 day period as set out in paragraph 4 hereof,
then the
Defendant shall be liable to pay to the Plaintiff interest thereon,
calculated from the 181
st
day from the date of this order, at the
mora
rate of interest, until the date of final payment.
6.
The
Defendant shall furnish the Plaintiff with an undertaking as
envisaged in subsection 17(4)(a) of the Road Accident Fund Act,
Act
56 of 1996, for
80%
of
the costs of the future accommodation of the Plaintiff in a hospital
or nursing home or treatment or rendering of a service,
or supplying
of goods to the Plaintiff, arising out of the injuries sustained by
the Plaintiff in the motor vehicle collision which
occurred on the
above-mentioned date, after such costs have been incurred and upon
proof thereof.
7.
The
Defendant shall pay the Plaintiff’s taxed or agreed party and
party costs on the
High Court Scale,
which costs shall include the costs attendant upon
the obtaining of all the Medico-Legal Reports, including any serious
injury report,
Addendum Medico-Legal Reports, Translator Fees,
Preparation and Reservation Fees (if any), as allowed by the taxing
master.
8.
In
the event that costs are not agreed:
8.1
the Plaintiff shall serve the notice of taxation
on the Defendant’s attorneys of record; and
8.2
the Plaintiff shall allow the Defendant 180 days
to make payment of the taxed costs.
BC WANLESS
JUDGE OF THE HIGH COURT
GAUTENG DIVISION
JOHANNESBURG
Date of Hearing:
17 May 2024
Date of Judgment:
14 November 2024
APPEARANCES
On behalf of the
Plaintiff:
Instructed by:
Adv B Bodhania
Kruger and
Pottinger Attorneys
On behalf of the
Defendant:
Instructed by:
Moipone More –
Tladinyane
The State Attorney
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