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# South Africa: South Gauteng High Court, Johannesburg
South Africa: South Gauteng High Court, Johannesburg
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[2022] ZAGPJHC 103
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## Diversifex 529 (Pty) Ltd v Kiwango and Another (1373/2022)
[2022] ZAGPJHC 103 (28 February 2022)
Diversifex 529 (Pty) Ltd v Kiwango and Another (1373/2022)
[2022] ZAGPJHC 103 (28 February 2022)
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sino date 28 February 2022
#
# IN THE HIGH COURT OF
SOUTH AFRICA
IN THE HIGH COURT OF
SOUTH AFRICA
# GAUTENG DIVISION,
JOHANNESBURG
GAUTENG DIVISION,
JOHANNESBURG
CASE
NO
: 1373/2022
DATE
:
2022.01.26
REPORTABLE:
NO
OF
INTEREST TO OTHER JUDGES : NO
REVISED
In
the matter between
DIVERSIFEX
529 (PTY) LTD
and
KIWANGO
Q S (PTY) LTD AND TWO OTHERS
J
U D G M E N T
WEPENER
,
J
: The applicant seeks to stay or suspend a warrant of execution
issued, and properly and lawfully obtained by the first respondent
against it. It is common cause that there is no pending litigation
between the parties. What the applicant seeks is an order that
the
respondent be compelled not to exercise its lawful rights but to
embark on a procedure elected by the applicant to be more
convenient
for it.
Rule 45A is not designed
to grant a Court with the discretion to apply legal principles or
procedures at the whim or the wish of
a party. It is designed to
assist the party in circumstances where the requirements of the
interdict is usually present. Now, the
first requirement of an
interdict is that there must be an unlawful interference by another
party with the rights of the party
complaining thereof. It is common
cause in this matter that the respondent has not acted unlawfully in
any manner whatsoever that
it is exercising its rights bestowed on it
by law.
The applicant has not
taken any steps to dispute the indebtedness to the respondent.
Indeed, the legal representative of the applicant
conceded that the
respondent has a valid cause of
causa
and a valid warrant of
execution, which is not the subject of any dispute.
This being so, the
applicant has shown no basis upon which the
causa
of the writ
may be impugned or the warrant may be impugned. This case is on all
fours with the matter of
Firm Mortgage Solutions v
Absa Bank Ltd
2014 (1) SA 168
(WCC) where Davis J held
at 171 paras 11 to 14 as follows:
“
11. In the
ordinary course of a dispute between a bank on the one hand and an
owner of property on the other, where there is a mortgage
on the
property which secures the debt, the provisions of the National
Credit Act 34 of 2005 (‘NCA’) would be
applicable.
En passant
, I accept that in this case, these provisions are
not applicable due to first applicant being a juristic person (as
defined in
s 1 thereof read together with s 4(1)(a)(i) and
because of the nature of the transaction. (See s 4(1)(b) together
with
s 9(4) of the Act). In this hypothetical case, the NCA is
applicable. Does this mean that, where the procedures of the NCA are
followed, for example, where a debtor is invited to utilise the debt
review mechanisms of the NCA but fails to so act, or before
judgment
is granted, does not seek to persuade a court to exercise its
discretion to invoke the safeguards of debt review and subsequently
judgment is granted, the debtor may come and raise similar arguments?
In other words, after the judgment has been granted, but
before the
sale in execution of the property, a court can again intervene by
virtue of recourse to rule 45A.”
And
I would add a question mark.
“
12. If the answer
is a positive one, then would a court have to consider the very same
arguments on two separate and discrete occasions?
Could it possibly
be that Rule 45A envisaged the exercise of an equitable jurisdiction
unhinged from any legal
causa,
but simply predicated on the
equities of a case?
13 If this
was the case, almost every default judgment, which provides for a
sale in execution of a property, at some
point is likely to require a
second hearing, pursuant to the stay in terms of Rule 45A. If this
were what was intended, Rule 45A
should so provide expressly or by
clear, necessary implication. In my view, it does not so provide, for
the very reason which is
highlighted in my example.
14. There may be
some sympathy for the second applicant but, this is somewhat
diminished by virtue of the fact that he was
able to place all these
arguments before a court prior to judgment being granted but failed
to do so. Unfortunately, the blame
lies at his door rather than that
of the Court or his counsel who tenaciously sought to justify the
application of Rule 45A.”
To
make it quite clear, the headnote says as follows:
“
The question arose
whether Rule 45A provides a residual, equitable discretion to a court
confronted with the present set of facts
to grant a stay of
execution?”
That
answer was answered in the negative. There is no difference between
that case, which I believe to be correct, and the facts
in the matter
in this case. Although there was some argument about costs and
de
bonis propriis
costs, I do not believe that the attorney of the
applicant acted against the rules and procedure provided for in the
various directives
of the heads of court but rather in terms of a bad
legal principle.
In the circumstances, I
make the following order:
-----------------
ORDER
:
1.
The application is dismissed with costs on an attorney and client
scale.
WEPENER,
J
JUDGE
OF THE HIGH COURT
DATE
:
28/02/2022
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