Case Law[2025] ZAWCHC 422South Africa
Allen v Road Accident Fund (9521/2019) [2025] ZAWCHC 422 (12 September 2025)
High Court of South Africa (Western Cape Division)
12 September 2025
Headnotes
regarding testimony which Ms Roos would tender, the plaintiff did not call her as a witness. Dr Cronwright’s testimony and report are discussed below.
Judgment
begin wrapper
begin container
begin header
begin slogan-floater
end slogan-floater
- About SAFLII
About SAFLII
- Databases
Databases
- Search
Search
- Terms of Use
Terms of Use
- RSS Feeds
RSS Feeds
end header
begin main
begin center
# South Africa: Western Cape High Court, Cape Town
South Africa: Western Cape High Court, Cape Town
You are here:
SAFLII
>>
Databases
>>
South Africa: Western Cape High Court, Cape Town
>>
2025
>>
[2025] ZAWCHC 422
|
Noteup
|
LawCite
sino index
## Allen v Road Accident Fund (9521/2019) [2025] ZAWCHC 422 (12 September 2025)
Allen v Road Accident Fund (9521/2019) [2025] ZAWCHC 422 (12 September 2025)
Download original files
PDF format
RTF format
make_database: source=/home/saflii//raw/ZAWCHC/Data/2025_422.html
sino date 12 September 2025
IN
THE HIGH COURT OF SOUTH AFRICA
(WESTERN
CAPE DIVISION, CAPE TOWN)
Case no: 9521/2019
In the matter between:
JILL LOUISE ALLEN
Plaintiff
And
ROAD ACCIDENT FUND
Respondent
Coram:
Pangarker J
Hearing dates:
12 June
2025 and 21 August 2025
Judgment
delivered: 12
September 2025
JUDGMENT
PANGARKER J
Introduction
[1]
On 25 February 2018, the plaintiff was running
with friends along the shoulder of Northshore Drive, Hout Bay, when
she was struck
by a vehicle driven by Mr Ntokozo Shabala. The
collision was caused solely as a result of the negligence of the
insured identified
driver, with the result that the plaintiff
sustained the following serious injuries: facial injuries and
lacerations, facial bone
fractures, traumatic pneumothorax, multiple
rib fractures, fibula fractures, severe left eye injury, skull
fracture, right shoulder
fracture and left index fracture. As a
result of the injuries, the plaintiff was permanently disfigured.
[2]
Furthermore, the plaintiff experienced hypovolemic
shock, anaemia due to severe blood loss, polyuria and pneumonia while
hospitalized.
She underwent emergency surgery and thereafter
extensive and varied medical interventions and treatment in what has
been a long
and arduous road to recovery.
[3]
In
June 2019, the plaintiff instituted a civil action against the
defendant, the Road Accident Fund (RAF), for damages suffered
as a
result of the bodily injuries which she sustained in the collision
and the
sequelae
thereof.
Her total claim for past hospital and medical expenses, as amended,
was R2 844 660, 59. The plaintiff’s
claims for future
medical expenses
[1]
, past and
future loss of income and general damages were all settled.
The pleadings
[4]
As indicated in the Amended Particulars of Claim,
the claim for past medical and hospital expenses was not settled in
its entirety.
It is evident from the Rule 37 process and orders
granted subsequently that the bulk of the past medical and hospital
expenses
were also settled. The only outstanding amount relates to
the payment of the cost of laser therapy treatment (laser treatment)
incurred by the plaintiff through the services of Libby Roos,
described as a skin care therapist or aesthetic skin health expert.
The amount claimed in respect of such expense, for laser treatment to
the plaintiff’s facial scars, amounts to R239 450.
[5]
The
plaintiff pleads that amongst the injuries she sustained as a result
of the collision, she suffered facial injuries and lacerations,
facial bone fractures, severe left eye injury, a skull fracture and
is permanently disfigured. The defendant conceded that she
suffered a
serious injury, which entitled her to claim general damages
[2]
.
[6]
The defendant, in relation to the averment that
the plaintiff claimed past medical and hospital expenses, pleaded
that it had no
knowledge of the allegations, did not admit same and
required proof of the expenses as alleged in Annexure E, the
plaintiff’s
schedule of past medical and hospital expenses.
Issue in dispute
[7]
The amount which the plaintiff paid for laser
treatment for her facial scars, as constituting a past medical
expense in her claim
against the defendant, is the only issue in
dispute between the parties. The defendant disputes that it is under
any obligation
to pay for the costs pertaining to the plaintiff’s
laser treatment for the facial scars caused by injuries which she
sustained
in the collision.
[8]
Subsequent to various Court orders granted between
2021 and 2023, which indicate that the matter was partially settled
and that
only the balance of the past medical expenses and quantum
remained in dispute, the defendant maintained its position that it
was
not liable for the payment of the laser treatment expense.
[9]
The defendant did not amend its Plea to
specifically indicate its stance on the balance of the past medical
expenses in respect
of the laser treatment expense and its actual
basis for refusing to pay for such expense only became apparent
during the trial
and subsequent closing submissions.
The plaintiff’s
experts
[10]
Before considering the oral evidence in the trial,
it is a good starting point to refer to the important aspects set out
in the
expert reports related to the plaintiff’s facial
injuries, medical treatment and the efficacy of laser treatment for
the
plaintiff.
[11]
It is
common cause that Dr Arnold Douglas, a plastic surgeon, was the
plaintiff's treating plastic surgeon upon her emergency admission
to
Constantiaberg Mediclinic immediately after the collision and
remained her treating plastic surgeon thereafter. He was not called
as a witness in the plaintiff’s case as he was not keen to
testify in the matter. However, as part of the documents filed
and
referred to during the trial
[3]
,
Dr Douglas confirmed that he advised and recommended laser treatment
to improve the plaintiff’s facial scarring, which yielded
very
satisfactory results.
[12]
The plaintiff called Dr Keith Cronwright as
a witness. Dr Cronwright is a plastic and reconstructive surgeon who
was placed in possession
of all relevant medical, medical legal
reports and documents pertaining to the matter as well as the
photographic evidence of the
plaintiff’s facial injuries
including “before and after” laser treatment photographs.
Furthermore, despite filing
a rule 36 (9)(b) summary regarding
testimony which Ms Roos would tender, the plaintiff did not call her
as a witness. Dr
Cronwright’s testimony and report are
discussed below.
The defendant’s
expert
[13]
The defendant appointed Dr Kajal Lutchminarian,
specialist plastic, reconstructive and aesthetic surgeon based in
Durban, to assess
and provide a report on the plaintiff. Dr
Lutchminarian consulted the plaintiff in March 2024 and subsequently
compiled a report
based on her consultation and assessment of the
plaintiff, clinical data received and photographic evidence available
in the matter.
The plaintiff’s counsel placed on record at the
commencement of proceedings that the content of Dr Lutchminarian’s
report was admitted and accepted.
[14]
According to Dr Lutchminarian, the plaintiff had,
as a result of the collision, sustained
inter
alia
, extensive facial fractures,
lacerations and degloving injuries. Her traumatic brain injury was
managed conservatively. Furthermore,
the initial management of the
plaintiff’s facial injuries included facial reconstructive
surgery with titanium mesh fixation,
rhinoplasty, left eye ocular
surgical intervention and rehabilitation. The sequential management
of facial injuries are recorded
as being numerous outpatient visits,
ophthalmic surgical intervention and laser scar and skin
rejuvenation.
[15]
Dr Lutchminarian notes that the plaintiff
consulted Libby Roos skin care clinic for her facial scarification,
requiring 50 laser
session treatments with a total cost of
approximately R200 000. As confirmed by photographic evidence
presented in the matter,
and which the experts were privy to and
considered, the plaintiff presented with the following residual
deformities: an overt left
eye and socket deformity, left zygoma
prominence and left enophthalmos with mild facial asymmetry.
[16]
Dr. Lutchminarian also recorded that the plaintiff
was employed as a tourism consultant, involved in safari tours and
returned to
work after approximately a year post-hospitalisation. The
facial injuries and scars had a significant impact on the plaintiff’s
self-esteem. According to Dr Lutchminarian, she believed the
plaintiff would benefit from non-surgical scar therapy which would
require financial outlay. Furthermore, the non-invasive scar
management in the form of laser genesis over an extended period
had
yielded excellent results which significantly reduced and minimized
the scars on the plaintiff’s face.
[17]
Dr Lutchminarian’s opinion was that surgical
scar revision and plasty, as a low priority procedural option, would
be aesthetic
in nature. While the doctor noted that this procedure
would have been more cost effective than the laser treatment which
the plaintiff
underwent, she considered that such surgical
intervention was contraindicated for the plaintiff as there was a
high risk of intra
and post-operative bleeding due to the plaintiff's
use of anticoagulant for her thrombosis.
[18]
Insofar as Dr Lutchminarian discussed skin
rejuvenation and laser practice in South Africa, at the time of
compiling her report
in early 2024, she indicated that there were no
set guidelines nor strict regulation on skin laser administration and
management
in the country and that the minimum requirement documented
was that any cosmetologist certified by the suppliers with a minimal
number of hours of training, qualified him/her to offer the service,
provided that the laser equipment was approved.
[19]
Dr
Lutchminarian concluded that the plaintiff’s high impact facial
trauma with pan- facial fractures required reconstructive
surgery.
The facial scarring was noted and regarded as “
highly
visible, extensive and disfiguring and was managed non operatively by
means of a laser genesis system”
[4]
.
She also agreed with Dr Douglas that the laser treatment had yielded
exceptional results with minimum residual scars and that
there was an
improvement in scar and skin quality. Significantly, Dr Lutchminarian
recognized that Ms Roos was not a medically
qualified doctor, but
that “
minimal
requirements would entail a certification and equipment SAPHRA
approval”
[5]
.
The joint expert
minute
[20]
In the joint minute of the parties’ experts
dated 25 October 2024, Doctors Douglas and Lutchminarian agreed that:
“
1.
Plaintiff
consulted Libi Roos Skin Care Clinic for her facial scarification and
required a total 50 Laser session (sic) at a cost
of ±R230 000.00
following a motor vehicle accident on 28 February 2018.
2.
Plaintiff required extensive surgery to her facial bones and facial
skin. This
left her with significant scars to her face.
3.
Laser scar and skin rejuvenation are excellent non-invasive
modalities for scar
management with the aim of minimizing and
concealing scars.
4.
The laser modality has yielded exceptional results with minimal
residual scarification
with improvement in scar and skins (sic)
quality in the case of the plaintiff.
5.
Laser treatment of the scars does not only improve the appearance of
the scars
but improves the negative functional effects that scars
have on especially the face.
6.
Scars, when they contract, become thick, can peel various facial
structures of
the face e.g. nose, mouth and eyes, causing distortion
and functional impairment.”
[21]
Significantly,
the experts agreed on the use of laser treatment for scar management
and the positive outcome of such treatment in
the plaintiff’s
case. In
Bee
v Road Accident Fund
[6]
,
the majority judgment emphasized that unless a trial Court was
dissatisfied with the parties’ experts’ agreement
contained in a joint minute and wished to hear further evidence on
those aspects, the trial Court would be bound and entitled to
accept
the material upon which the experts had agreed in the minute.
The plaintiff
[22]
At the time of the collision, the plaintiff was
employed at a tourism company in safari planning which included
international trade
shows. She explained that her role in the
industry was to “sell Africa” to locals and tourists
alike. She would accompany
clients on their safari trips around the
world and interacted with other members of the global tourism
industry, as well as local
and international guests and tourists.
[23]
On the 28 February 2018, she was running with
friends opposite the beach in Hout Bay when she heard the screech of
brakes, looked
up and in a split second, the insured’s vehicle
had made contact with her body. As a result of the massive impact,
she found
herself lying face down in the sand and had a vague
recollection that she was drifting in and out of consciousness. She
was transported
per ambulance as a trauma victim to Constantiaberg
Mediclinic for emergency medical treatment and underwent a 12-hour
emergency
operation.
[24]
The
plaintiff testified that she was in intensive care for 18 days and
she confirms the injuries which she sustained as indicated
above and
as set out in the various medical and expert reports. After discharge
from the intensive care unit (ICU), she was in
a general ward for
another 10 days and explained that Dr Douglas was her treating
plastic and reconstructive surgeon. With reference
to the letter
addressed by Dr Douglas
[7]
, the
plaintiff confirmed that she had the last surgery on her face in June
2024. In total, and as a result of the injuries sustained
to her face
during the collision, she underwent approximately 12 or 13 operations
to her face.
[25]
The
plaintiff testified and identified the photographs included in Dr
Cronwright’s report as depicting an MRI scan taken shortly
after she was brought into hospital and the horrific facial injuries
she had sustained
[8]
. She
explained that the first two years after the collision saw most of
the surgical and reconstructive work done to her face and
that a
prosthesis was placed under her left eye in order to keep it in place
and support the eye.
[26]
The plaintiff testified that the first time she
saw her face/herself after the collision was when an ICU nurse
wheeled her into
the shower room where she left her. It was then that
the plaintiff saw the horror of her face in the bathroom mirror. In
an unemotional,
clear fashion, she testified that there were huge
scars from her forehead along and down her nose over her lips and
ending on her
chin.
[27]
The plaintiff was questioned about her
facial appearance before and after the collision. She explained that
prior to the collision,
she was proud of her looks and that people
considered her to be pretty. However, after the collision, she
thought that her life
would never be the same again, in that her
appearance had altered, her face was lopsided and scarred and she was
concerned about
how friends, family, colleagues, and guests with whom
she interacted, would respond to her changed facial features. The
plaintiff
thought that she would have to hide for the rest of her
life.
[28]
Prior
to the incident, the plaintiff regularly went to Ms Roos for
anti-aging facials, and she was aware of the latter’s previous
positive laser treatment outcome with a client who had also suffered
multiple facial injuries and scars in a motor vehicle collision.
According to the plaintiff, she was terrified of doing more damage to
her face and discussed all her facial scar treatment with
Dr Douglas,
who supported and recommended laser treatment for the management of
her severe scars. As a result of Dr Douglas’
“go-ahead,”
the plaintiff’s husband attended to contacting Ms Roos and
three other persons regarding laser treatment
for the plaintiff
[9]
.
[29]
Shortly after her discharge from hospital, the
plaintiff commenced laser treatment offered by Ms Roos. She described
the treatment
as initially being quite tricky because of the
insertion of metal implants in her face as a result of the fractures
sustained in
the collision. Treatment thus commenced very slowly, as
the implants would heat up during laser treatment, which Ms Roos
would
then halt. Furthermore, the plaintiff was always mindful that
more treatment to her face could cause further damage, having already
undergone 12 or 13 prior facial surgeries but she trusted Ms Roos’s
capabilities and expertise in the field of laser treatment.
[30]
Initially the laser treatment was every two
to three weeks for very short spurts of time and as the treatment
started improving
her scarring, the plaintiff attended Ms Roos’s
clinic once a week, and thereafter, sessions were more regular. In
total,
the plaintiff underwent 50 laser treatment sessions over 18
months.
[31]
The
Plaintiff testified furthermore that as the treatment progressed, she
was able to look at herself in the mirror and started
regaining her
self-confidence. The improvement in her facial scars gave her the
motivation and confidence to return to work and
socialize again. As
an illustration of the success of the laser treatment, the plaintiff
referred to photographic evidence which
depicts her scars before
laser treatment and the appearance of the scars after treatment
[10]
.
Consequently, she stated that she was thrilled at the outcome and
results of the laser treatment and proud that she had made the
decision to undergo such treatment at Dr Douglas’
recommendation.
[32]
The plaintiff also testified that she felt that
she could put the accident behind her and that her life was back to
normal. She
explained that she would receive pleasant comments from
people regarding her looks and this occurred without them knowing
what
she had looked like prior to the collision. She was always
mindful that laser treatment was not affordable to everyone and
grateful
that she was able to access it. She was proud of the steps
she had taken and explained that the outcome of the laser treatment
caused her to regain her dignity and self-worth.
[33]
The
plaintiff testified further that her medical aid scheme did not pay
for the laser treatment and with reference to schedule 2
of Exhibit
A, she confirmed that she had spent R239 450 on laser treatment by Ms
Roos
[11]
. Most payments were
made in cash by her or her husband from their emergency fund. With
reference to the various invoices from Ms
Roos, the plaintiff also
testified that because she was a longstanding existing client, she
did not pay at every session as they
had a relationship built on
trust. Sometimes payments were made at the end of the month, in cash,
and others were made by electronic
funds transfer (EFT)
[12]
.
[34]
During cross examination, the plaintiff was
steadfast that the decision to undergo laser treatment for her facial
scars only occurred
after a discussion with and recommendation by Dr
Douglas. She and her husband then discussed the possibility, and he
attended to
contact Ms Roos and other potential service providers who
offered laser treatment. According to the plaintiff, Dr Douglas did
not
have the necessary laser equipment to offer the laser treatment
and after he saw the progress of the treatment undertaken by Ms
Roos,
Dr Douglas visited the latter as he, too, was amazed at the results
which the laser treatment had achieved for the plaintiff.
[35]
The plaintiff was asked why she did not shop
around for laser treatment quotes. He response was that she had a
relationship of trust
as a client with Ms Roos and was aware of the
positive results achieved with a previous client who was also
involved in a collision.
The defendant’s legal representative
put to the plaintiff that the RAF’s issue with the claim in
relation to the laser
treatment was that there was no practice code
on any of Ms Roos’s invoices. In response, the plaintiff stated
that she believed
that Ms Roos did not have an ICD code, and on her
understanding, Ms Roos was not a member of a professional health
body, which
was (to the plaintiff) irrelevant to the issue and
condition of her face was at the time.
[36]
The
plaintiff also confirmed that when she consulted with Dr
Lutchminarian, the defendant’s expert, she had already
undergone
and completed laser treatment
[13]
.
According to the plaintiff, all the plastic surgeons agreed that the
laser treatment had yielded excellent results and was not
a waste of
time insofar as the management of the plaintiff’s facial scars
were concerned.
[37]
On the Court’s questions as to the
effect of the facial injuries, the plaintiff testified that because
of the horrific injuries
to her face at the time, she did not wish to
have people visit her while she was in hospital but understood that
one could not
stop people from visiting. She had a husband and
stepchildren, she was in her 50s and she was grateful and happy that
she could
still walk, that she was not brain damaged and that she was
still alive. Finally, the plaintiff explained that when she
considered
her situation and condition from that perspective, she had
to be positive about effect of the laser treatment on her scars.
Dr Keith Cronwright
[38]
Dr
Keith Cronwright, a plastic and reconstructive surgeon based in
Claremont, testified to his report and referred to the photographic
evidence, explaining that the plaintiff's serious cranial facial
injuries were the worst such injuries he had seen in all his years
of
experience, which stretched back to 1996
[14]
.
[39]
According
to Dr Cronwright, the laser treatment was to assist in the healing of
the plaintiff's multiple cutaneous scars and the
machine used by Ms
Roos was a Cutera laser genesis with multiple wavelengths (NdiYag
laser)
[15]
. He explained that
a laser is not a one-size-fits-all. Dr Cronwright testified that the
ridged scar on the plaintiff’s face,
which ran from her
forehead down the length of her nose was thermally ablated by laser
treatment with the result that the ridge
and redness around the scar
eventually dissipated, in what he described as “
an
amazing outcome”
[16]
.
[40]
As a
further illustration of the positive outcome of laser treatment, the
witness referred to the plaintiff’s cutaneous scars
pre-laser
therapy on 7 April 2018 versus the appearance of her face more
recently in January 2025
[17]
.
He described the remarkable difference in the appearance of her face
in the photographs as being like “
chalk
and cheese”
.
In paragraph 3.8 of his report, Dr Cronwright states:
“
Comparison
of the below photographs (2018 vs 2025) is chalk and cheese. The
prominent curvilinear scar that traversed from claimant’s
glabella along the nasal bridge, onto the upper and lower lips ad
terminated on her chin – is now virtually imperceptible!”
[41]
Furthermore, he expressed the view that the
results of laser treatment on the plaintiff’s scars were quite
exceptional and
as far as he was concerned, the success rate of the
laser treatment was 95%.
[42]
During cross-examination, Dr
Cronwright was questioned about the registration of Ms Roos with a
professional body. He testified
that he was not aware that the Health
Professions Council of South Africa (HPCSA) required a person/service
provider to be registered
with it to provide laser treatment to a
third party such as the plaintiff. He elaborated that, in his
opinion, laser treatment
was a technician’s job and questioned
whether a plastic surgeon (such as himself) would have the time
and/or inclination
to go to the trouble of offering laser treatment.
He also stated that if a plastic surgeon wished to offer such
service, they could.
He also confirmed that the NdiYag laser was a
scar management laser.
[43]
The defendant’s legal representative put to
Dr Cronwright that the RAF did not dispute that the plaintiff had
laser treatment
for her facial scars, but it was of the view that she
could or should have sought such treatment from a registered service
provider.
Whilst he conceded that Ms Roos was not the only service
provider whom the plaintiff could have approached for laser
treatment,
Dr Cronwright reiterated that the HPCSA did not require
registration of a professional for the purpose of offering laser
treatment.
On a question posed by the Court, Dr Cronwright testified
that generally,
plastic surgeons would not
have the NdiYAG laser readily available.
Nizaamudien
Abdul
[44]
Mr Abdul, a bill reviewer employed by the RAF, was
the sole witness for the defendant. His role is to assess medical
expenses which
are claimed from the defendant. He explained that in
respect of medical expenses, the third party could claim any expenses
which
are linked to the accident in which he/she was involved and was
required to provide invoices to this effect which would strengthen
his/her case. Once the invoices are assessed, the claim is either
approved or queried.
[45]
With r
eference to
the plaintiff, Mr Abdul stated that the problematic aspect of the
plaintiff’s claim related to the laser treatment
expense
because the treatment was not provided by a registered healthcare
professional. He thus rejected the plaintiff’s
claim for this
expense on the basis that the laser treatment was offered by a
service provider who was not registered with the
HPCSA and described
this as the first rejection.
[46]
Mr Abdul then escalated and transferred the
laser treatment expense to the RAF’s executive department which
assessed the claim.
He testified that the executive department had no
issue with the laser treatment and its outcome for the plaintiff but
that there
was no indication in any of the reports as to why she was
not referred to a registered healthcare provider, such as a
dermatologist.
The plaintiff’s claim for laser treatment was
thus rejected again.
[47]
Mr Abdul testified that insofar as the
approval and payment of medical expenses were concerned, the RAF
operates within a framework
and had Ms Roos been a registered
healthcare provider, there would have been no issue and no dispute
regarding the plaintiff’s
payment of such expense for laser
treatment. He elaborated that the outcome of the laser treatment had
no bearing on the RAF’s
rejection of such an expense, but
rather, as seen from his testimony, the issue was simply that Ms Roos
was not a registered health
care provider or practitioner.
[48]
During cross examination, Mr Abdul confirmed
that the RAF’s executive department indicated to him that it
did not pay for
services provided by an unregistered service provider
based upon the RAF Act. However, he could not direct the Court to
a/the specific
part of the legislation which supported this view. It
was put to him that it was not a requirement that the person who
provided
laser treatment had to be registered with the HPCSA and that
there was no legislative provision in the RAF Act which excluded the
payment for laser treatment.
[49]
In response, Mr Abdul indicated that he did not
know if the statement was correct or not. In this regard, counsel for
the plaintiff
specifically referred Mr Abdul to sections 17 and 19 of
the RAF Act, with the result that the witness admitted that it was
clear
that the Act did not provide for the exclusion of payment for
laser treatment. Mr Abdul was also not aware of any other legislation
which excluded the RAF from making such payment to a third party.
[50]
Mr Abdul was unable to comment on the statement
put to him that had the plaintiff not gone for laser treatment and
hence returned
to work, the general damages claim would have been
much larger.
The
plaintiff’s submissions
[51]
Counsel
for the plaintiff emphasized that when claiming for damages suffered
because of the unlawful actions of another party, the
aim is to put
the plaintiff in a similar position financially which she would have
been in had the unlawful action not occurred.
Patrimonial damages
constitute damages for patrimonial loss, that is, actual pecuniary
loss sustained by the wronged victim
[18]
.
[52]
The Court was requested to consider sections 17
and 19 of the RAF Act, and the main thrust of the argument was that
an expense such
as laser treatment does not fall within the
exclusions in section 19 of the Act. Furthermore, the Court was
urged to consider
the purpose of the RAF Act, the common law and
section 10 of the Constitution of the Republic of South Africa, 1996.
The plaintiff’s
view was that the money spent on paying for the
laser treatment service in order to address her serious scarring may
be recouped
from the RAF since the plaintiff’s estate suffered
a loss in having to pay a service or health care provider for such
treatment.
[53]
It was submitted that the Court should be able to
find that the positive results achieved by the laser treatment
largely succeeded
in ensuring the plaintiff’s restoration of
dignity, which is guaranteed by section 10 of the Constitution.
Counsel for the
plaintiff submitted that section 19 of the RAF Act is
the only section which deals with the exclusion of liability of the
defendant,
but significantly, that the section contains no
grounds/provisions for the exclusion of a claim for past medical
expenses related
to laser treatment.
[54]
Thus, on behalf of the plaintiff, her counsel
submitted that with reference to section 17, a third party (such as
the plaintiff)
was entitled to claim as past medical expenses, laser
treatment for facial scars, consequent upon bodily injury sustained
in a
motor vehicle collision.
[55]
The Court was requested to interpret the RAF Act
broadly, in favour of the plaintiff, and that the reference to “
any
loss”
in section 17, supports the
granting of the plaintiff’s claim for laser treatment. To the
extent that the Act refers to medical
tariffs, it was submitted that
such tariffs refer to those prescribed in terms of the
National
Health Act 61 of 2003
for future medical costs and future loss of
income in
section 17(4B)
of the Act, read with sub-sections 4(a), 5
and 6 thereof, which do not apply in this matter.
[56]
Finally, the plaintiff urged the Court to accept
that there was no impediment to her claim for laser treatment for the
serious scars
to her face. In support, the plaintiff’s counsel
reiterated that the RAF, without demur, pays for carers, gardeners,
domestic
services, drivers, and the like, when such services are
recommended on the advice of medical experts. The submission is that
these
service providers are not registered health professionals and
not registered service providers. Finally, the plaintiff submitted
that the defendant did not plead reliance on an internal directive or
any section of the RAF Act in support of its view.
The defendant’s
submissions and the plaintiff’s reply thereto
[57]
The
defendant’s legal representative submitted that section 4 of
the RAF Act vests the defendant with powers to stipulate
terms and
conditions upon which claims for compensation shall be administered.
She submitted that section 4 requires that a service
provider be
registered with the relevant overseeing body of his/her profession.
In this regard, the defendant relies on the recent
judgment in this
Division in
Fookwe
v Road Accident Fund
[19]
,
as authority which disallowed payment for a past medical expense on
the basis that there was no evidence that the service provider
in
question was registered with his professional organization/body.
[58]
The defendant’s submissions and stance
are also based on the concern that unregistered service providers
cannot or would not
be held accountable should the treatment they
render to the patient be incorrect or problematic. In this matter,
the defendant
did not deny that the laser treatment was successful,
but it was argued, this was not the yardstick by which payment by the
RAF
was allowed. To drive home the point, the RAF’s legal
representative stated that the plaintiff elected to use Ms Roos for
laser treatment when there were other options available to her. In
view of the
Fookwe
decision, the Court was requested to dismiss the
plaintiff’s claim in respect of the laser treatment expense,
with costs.
[59]
Counsel
for the plaintiff, replying to the defendant's submissions, alerted
the Court to the distinction that must be drawn between
Fookwe
and
this matter. The Court in
Fookwe
was
referred to a directive of the RAF, which was not the case in this
matter as the defendant did not rely on a directive in its
Plea, nor
present any evidence to that effect. Furthermore, no submissions were
made in
Fookwe
as to
why an acupuncturist’s
[20]
expense should or should not be included in Mr Fookwe’s claim.
Instead, the assumption was made that there was a specific
professional body for acupuncturists. In that regard, it was
submitted, the Court was reminded that
Fookwe
was
distinguishable from this plaintiff’s matter on a few grounds.
Common cause or
undisputed facts
[60]
Having considered the evidence in this
trial, the indications are that the defendant does not dispute that
the plaintiff was left
with horrific and severe facial scars caused
by the serious injuries and fractures to her face and skull which she
sustained in
the collision. Furthermore, she was advised by Dr
Douglas that laser treatment was recommended to address, manage and
reduce her
facial scars.
[61]
In addition, the defendant accepts that Dr Douglas
visited Ms Roos once he observed the progress and positive results
from the laser
treatment. It is also undisputed that the plaintiff
underwent 50 sessions of laser treatment with Ms Roos, and that the
results
were excellent and remarkable in reducing her scars. Ms Roos
was known to the plaintiff through their previous interaction as a
skin care therapist and client, and they had built up a relationship
of trust.
Laser treatment as
scar management
[62]
At the
outset, and considering the majority view in
Bee
[21]
,
the
parties’ agreements as contained in the joint minute of Dr
Douglas and Dr Lutchminarian, are accepted by the Court. There
was
thus no reason for these experts to testify orally on any of the
aspects forming part of their agreements. Secondly, the Court
takes
account of the fact that the plaintiff admitted the content of Dr
Lutchminarians’ report, which materially agrees with
or follows
the views of the plaintiff’s experts
[22]
.
The only issue, albeit slight, relates to Dr Lutchminarian’s
table addressing different types of laser treatment and a reference
to cosmetologists and doctors. This aspect is addressed below but was
not an issue forming part of the agreements in the joint
minute.
[63]
In summary then, all the plastic and
reconstructive surgeons in this matter agreed that the outcome of the
laser treatment had yielded
excellent results, in that the massive
curvilinear scar which ran from the bridge of the plaintiff’s
nose, downward over
her lips to her chin, was all but unnoticeable.
They also agreed that because of the success of the laser treatment,
the plaintiff
had regained her self-confidence and dignity
sufficiently to return to work and has been working in the tourism
industry ever since.
[64]
From
the plaintiff’s testimony that Dr Douglas visited Ms Roos, it
would not be unreasonable for me to conclude that the doctor
must
have satisfied himself that Ms Roos was sufficiently qualified and/or
experienced and had the correct and necessary tools
and equipment to
offer laser treatment to the plaintiff. In the event that this was
not the case
[23]
, and even
where Dr Douglas did not testify in the trial, it would not have made
sense for him to have reached agreement with Dr
Lutchminarian in the
joint minute as to the excellent outcome of the laser treatment, as
was indeed the case.
[65]
In the circumstances, there was no evidence
presented that Ms Roos did not have the necessary and correct
equipment to offer the
plaintiff laser treatment to manage her scars.
To add, Dr Cronwright’s testimony that Ms Roos used the
NdiYAG laser
for the plaintiff’s treatment was also
unchallenged.
[66]
Turning
attention to the need or purpose for the laser treatment, it is
common cause from the medical reports that the plaintiff
suffered
extensive facial fractures, degloving facial injuries and multiple
soft tissue injuries to her face
[24]
.
Furthermore, the CT scan image of her face and head
[25]
illustrates the severity of the numerous cranio-facial fractures
which she sustained because of the collision.
[67]
The plaintiff underwent extensive and prolonged
emergency surgery on admission to hospital, which comprised the
following procedures:
“
Open
reduction and internal fixation of all facial fractures
Nasal
reconstruction using costochondral graft (Dr A Douglas)
Removal
of teeth with hopeless prognosis
Debridement
and repair of lacerations and degloving injuries
Surgical
packing of profuse bleeding from pterygoid region.”
[26]
[68]
In addition to the above, the plaintiff’s
testimony that the surgery was 12- or 13-hours further illustrates
how extremely
serious her facial injuries were. Dr Cronwright’s
statement that the plaintiff’s injuries were the worst
cranio-facial
injuries he had seen since he commenced practicing in
the 1990s, also confirms the severity of the numerous serious facial
injuries
and fractures which the plaintiff sustained in the
collision.
[69]
From
the evidence, it is apparent that the plaintiff also underwent
several subsequent extensive surgeries to address her facial
injuries
until her discharge from hospital at the end of March 2018. Aside
from maxillo-facial and plastic surgery, she was also
treated by a
prosthodontist for the various oral complications suffered and had
five operations to her left eye, which she explained,
was supported
by metal plates. Thus, numerous internal fixations were needed to
stabilize the plaintiff’s cranio-facial fractures
[27]
.
[70]
To the extent that it is possible in a judgment to
properly attempt a description of her face or facial features after
the extensive
surgical interventions prior to the commencement of
laser treatment, and without being disrespectful to the plaintiff,
the most
fitting description is that her face was deformed and her
skin was badly scarred. The photographs prior to commencing laser
treatment
depict a massive, ridged scar travelling from the
plaintiff’s forehead down her nose and over both lips, ending
on her chin.
Other scars are also apparent on the left side of the
plaintiff’s face, near her problematic left eye.
[71]
The plaintiff’s scars were bold and red and,
objectively considered, anyone meeting or observing her in April
2018, would
certainly have been struck by the unmistakably large
scars running down the middle of her face.
[72]
According to the evidence, the available treatment
options to address the facial scarification were either further
surgery or laser
treatment. Ultimately, there was only one option
available to the plaintiff: laser treatment. This is because when I
consider Dr
Lutchminarian’s view on the surgery option, namely
scar revision and plasty, it becomes clear that the surgical option
held
serious medical risks of bleeding during and after surgery due
to the plaintiff’s use of coagulants for thrombosis.
[73]
It is also notable that while Dr Lutchminarian
appreciated that scar revision and plasty would have been a more
economical option
for the plaintiff, considering the medical
risks accompanying further surgery, the Court’s view is that
the serious
complications to the plaintiff, had she undergone such
procedure, outweighed the cost-effectiveness thereof. Thus, for these
reasons,
the only option available to address and manage the
plaintiff’s scars was laser treatment.
[74]
The experts recognized that laser treatment, as a
non-invasive modality for scar management, was hugely successful in
addressing
the plaintiff's scars which had all but dissipated by the
conclusion of the treatment. This view is supported by the
photographic
evidence and Dr Cronwright’s testimony and at the
time of her appearance in Court, there were no visible scars on the
plaintiff’s
face.
[75]
Having
regard to the above, it is thus evident that the motivation for
choosing to undergo laser treatment, as recommended by Dr
Douglas,
was not based on aesthetic reasons. In the plaintiff’s
circumstances, the extensive surgeries on her facial bones
and skin
left her with significant and prominent facial scars which required
scar management and skin rejuvenation, which laser
treatment caters
for
[28]
.
Referral to
dermatologist or plastic surgeon
[76]
The
next aspect to consider is the defendant's submission that the
plaintiff could or should have approached a registered health
care
provider who offered laser treatment, for example, either
her own plastic surgeon or a dermatologist. Considering
the evidence
in this matter, it is accepted that none of the experts indicated
that the plaintiff was referred to a dermatologist
or plastic surgeon
for laser treatment. Furthermore, it is apparent from Dr Cronwright’s
testimony that laser treatment really
amounted to a “
technician’s
job”
[29]
and not a medical doctor’s, such as a plastic surgeon.
[77]
Dr Cronwright’s responses to questions posed
in cross-examination as to whether the plaintiff could have received
laser treatment
from a plastic surgeon, were reasonable, especially
since he explained that because the type of laser treatment which the
plaintiff
received was scar management, it was questionable whether a
plastic surgeon would go to the trouble of offering such a service.
[78]
Certainly, one may ask whether a plastic and
reconstructive surgeon, who is a specialist in his/her field of
practice, would have
the time or inclination to offer laser
treatment. To be clear, this discussion in no way suggests that there
are no specialists
who offer this kind of service, but in the
plaintiff’s specific circumstances, it is evident that Dr
Douglas certainly did
not offer laser treatment and did not refer his
patient to a dermatologist either.
[79]
When considering the matter with specific
reference to the plaintiff’s situation in 2018, her decision to
undergo laser treatment
was clearly not undertaken arbitrarily or
upon a whim. She was concerned that laser treatment, after having
undergone numerous
surgeries to her face, could damage her face and
skin further. Secondly, Dr Douglas had recommended laser treatment as
it would
assist with scarring. Thirdly, accepting the plaintiff’s
unchallenged testimony regarding Dr Douglas’s visit to Ms Roos
when he saw improvement in her scars, it must follow that in all
probability he was satisfied that Ms Roos was sufficiently capable
and experienced to provide treatment to the plaintiff.
[80]
The plaintiff’s testimony on these aspects
remained steadfast and was not rebutted by the defendant in any way.
Furthermore,
neither of the three plastic surgeons indicated that
laser treatment for scar management should have been provided by a
doctor,
whether a plastic surgeon or dermatologist.
[81]
Thus, having regard to these findings, the
defendant’s submission that the plaintiff should have seen a
dermatologist or her
own plastic surgeon for laser treatment ignores
the circumstances of the plaintiff’s case, the advice and
recommendation
provided by Dr Douglas and the testimony of Dr
Cronwright. Accordingly, the submission that the plaintiff was
required to have
been referred to a dermatologist or plastic surgeon,
is unsustainable.
[82]
In addition to the above, the plaintiff’s
version that she went to Libby Roos based on the latter’s
previous positive
outcome with laser treatment for another patient
who was scarred in a motor vehicle collision, and due to her
relationship of trust
with Ms Roos, is accepted as a reasonable and
logical explanation. It must be remembered that the plaintiff’s
husband not
only approached Ms Roos but also contacted three other
individuals regarding laser treatment services before deciding on Ms
Roos’s
services.
[83]
Accordingly, therefore, no negative inference or
conclusion is drawn for any suggested failure on the part of the
plaintiff to “shop
around” for quotes for laser
treatment.
Legislative provisions
[84]
This
brings me to the further contention that the RAF’s issue and
its two rejections
[30]
were
because Ms Roos was not registered as a health care provider.
Considering this issue, the plaintiff admitted that Ms Roos’
practice did not have an ICD code and from the expert evidence, joint
minute and Mr Abdul’s testimony, it is common cause
that Ms
Roos was not registered with the HPCSA.
[85]
In support of its rejections of the laser
treatment claim and its stance that registration with the HPCSA is
obligatory, the defendant
relies on section 4 of the RAF Act, which
it was submitted, vests the RAF with powers to stipulate the terms
and conditions upon
which claims for compensation shall be
administered. The submission by the RAF’s legal representative
was that one of these
requirements is/was that the service provider
should be registered.
[86]
Section 4(1) sets out the powers and functions of
the RAF, as follows:
4.
Powers and functions of Fund
- 4. (I) The powers and
functions of the Fund shall include-
(a)
the stipulation of the terms and conditions upon which claims for the
compensation contemplated
in section 3, shall be administered; '
(b)
the investigation and settling, subject to this Act, of claims
arising from loss or damage
caused by the driving of a motor vehicle
whether or not the identity of the owner or the driver thereof, or
the identity of both
the owner and the driver thereof, has been
established;
(c)
the management and utilisation of the money of the Fund for purposes
connected with or resulting from
the exercise of its powers or the
performance of its duties; and ·
(d)
procuring reinsurance for any risk undertaken by the Fund under this
Act.
[87]
Certainly, section 4(1)(a) allows the defendant to
stipulate terms and conditions on which claims for compensation by
third parties
shall be administered, and section 4(2) sets out the
mechanisms available to the RAF to achieve the objectives in section
4(1)(a)
to (d).
[88]
Bearing in mind Mr Abdul’s testimony, the
RAF rejected the laser treatment claim twice because Ms Roos was not
registered
with the HPCSA. However, the testimony of Dr Cronwright,
which was not disputed, was that a skincare therapist or
cosmetologist
such as Ms Roos, was not required to be registered with
the HPCSA. Although not referring to the HPCSA registration, Dr
Lutchminarian
noted a similar view in her report, wherein she
indicated that:
“
Currently
there are no set guidelines nor strict regulation on skin laser
administration and management in South Africa.
Minimum
requirements documented is that any cosmetologist certified by the
suppliers with a minimal number of hours of training
qualifies these
providers to offer these services and provided that the equipment is
approved by SAPHRA
[31]
.”
[89]
Dr Lutchminarian provides a small table
below her comment wherein she lists procedures such as
microdermabrasion, chemical skin
peels, fractional CO2 lasers and IPL
(pulse dye) laser, plus costs, provider and sessions. She indicates
that the two laser procedures
are provided by either a medical doctor
or a cosmetologist. With respect to the expert, it is unclear what
the Court is to make
of the reference or the table, particularly in
relation to the plaintiff’s circumstances at the time she
attended laser treatment
in 2018.
[90]
The point is, that to the extent that the
defendant may rely on these statements and table in its expert’s
report, presumably
(though it is not clear) as an indication that the
plaintiff should have attended a dermatologist, herein lies another
difficulty:
the table lists CO2 laser and IPL, neither of the two
being the laser used on the plaintiff, which was an NdiYAG laser.
Thus, the
table and its relevance to the plaintiff, if any, and/or Ms
Roos, was left unclarified by the defendant.
[91]
A further point is that in any event, the experts,
including Dr Lutchminarian, did not indicate in their reports that
the plaintiff
should only be referred to a dermatologist or plastic
surgeon for laser treatment. Ultimately, the Court’s decision
does
not turn on this aspect, particularly as Dr Cronwright was clear
in his testimony regarding the type of laser used on the plaintiff,
and the aspect regarding referral to a dermatologist or the
exclusivity of offering laser treatment did not arise in the joint
minute either.
[92]
Returning
to the Act, it is clear that section 17(1) imposes an obligation on
the RAF or its agent to compensate any claimant for
any loss or
damage they suffered as a result of any bodily injury to themselves
or the death of or any bodily injury to any other
person, c
aused
by or arising from the driving of a motor vehicle by any person, if
the injury or death is due to the negligence or other
wrongful act of
the driver or the owner of the motor vehicle or his or her employee
in the performance of the employee’s
duties as such
.
[32]
[93]
The
liability of the RAF in section 17 is subject to the rest of the Act,
more specifically section 19. Section 19 sets out the
instances where
the RAF’s liability is excluded
[33]
.
Thus, having regard to section 19 (a) to (g), the plaintiff’s
counsel’s submission that the section does not refer
to past
medical expenses and/or laser treatment claims, nor to claims where a
health care provider was not registered with the
HPCSA at the time of
providing the claimant with the relevant treatment, is quite correct.
Section 19 therefore, is of no assistance
to the defendant in its
case that it was entitled to reject the laser treatment claim as a
past medical expense.
[94]
The defendant also referred to section 17(4B) (a)
to support its case that the claim for laser treatment is to be
excluded. However,
the reference to section 17(4B) (a) relates to
health services provided by public health care facilities, and the
applicable tariffs
related thereto. It goes without saying that the
reference to section 17(4B) is also not helpful to the defendant as
the section
plays no role in the disputed issue in this matter.
[95]
In the interpretation of the provisions of the RAF
Act, the Court must be cognisant of section 3 of the Act which refers
to the
object of the RAF, as follows:
3. Object of the
Fund -
The object of the Fund shall be the payment of
compensation in accordance with this Act for loss or damage
wrongfully caused by
the driving of motor vehicles.
[96]
Read
with section 17, section 3 generally promotes a wide or broad
interpretation of the provisions of the legislation
[34]
.
As such, a Court should be mindful that the object of the Act is
compensation to a third party for loss or damage wrongfully caused
by
the driving of motor vehicles.
[97]
While
the plaintiff’s counsel addressed why a wide interpretation of
the Act’s provisions should be adopted, in view
of the findings
in this matter there is no need to address the approach to
interpretation of the RAF Act’s provisions, in
detail. Suffice
to indicate that the Constitutional Court in
Coughlan
NO v Road Accident Fund
[35]
emphasized that the purpose of the RAF is to “
give
the greatest possible protection to claimants”
[36]
.
As
such, the interpretation of the provisions of the Act are undertaken
as extensively as possible in favour of the plaintiff as
claimant.
[98]
In my consideration of section 17 therefore, the
facts indicate that the plaintiff has fulfilled its requirements in
that: in terms
of section 17(1)(a) she established the identity of
the insured driver; she is a third party who sustained bodily
injuries to herself
in a collision caused by the identified driver of
a motor vehicle; the collision was caused by the sole negligence of
the aforesaid
driver; the plaintiff suffered loss and damage to her
estate; and she was assessed as having suffered a serious injury.
[99]
Furthermore, the plaintiff successfully lodged a
claim with the RAF in terms of Regulation 1(a) read with section 24
and proved
that she suffered patrimonial and non-patrimonial loss. In
this regard, therefore, the plaintiff has complied with all the
requirements
in terms of the Act.
[100]
The
defendant’s stance that the laser treatment should have been
performed by a health care professional registered with the
HPCSA
has, in the Court’s view, no basis in terms of the legislation
referred to above. To the extent that the defendant
referred to
section 4(1) and (2) of the Act, there is no dispute that the RAF is
entitled to take steps and actions incidental
or conducive to the
exercise of its powers or functions, to manage its affairs and
administer compensation
[37]
.
[101]
However, the reference to section 4(1) and 4(2)
provides no basis for the view and submission that a claim for past
medical expense
such as laser treatment, is to be rejected because
the health care provider was not registered with the HPCSA at the
time of providing
the treatment. While the defendant argued that it
works within a “framework”, it has simply failed to
provide any evidence
to indicate the legal basis upon which it holds
the view that the provision of laser treatment should have been by a
registered
medical practitioner.
[102]
At the
risk of repetition, no directive
[38]
or reliance on legislation was pleaded nor was Dr Cronwright’s
testimony discredited insofar as the registration issue was
concerned. Furthermore, Mr Abdul could also not explain the RAF’s
basis for requiring registration with the HPCSA, when Ms
Roos, as a
skin care therapist or cosmetologist, was not required to be
registered with the HPCSA.
[103]
In addition, the submission by the defendant that
registration of the health care professional was required in case
there is/was
a problem with the service or laser treatment provided
is a vague and unsubstantiated statement, and there is no way of
knowing
what exactly is meant by this submission. The point to be
reminded of is that in any event, the laser treatment provided by Ms
Roos was indeed highly successful, and the outcome thereof for the
plaintiff was met with approval from all three experts, including
the
defendant’s. As can be seen from the facts of this case and the
expert opinions, by all accounts, Ms Roos rendered an
exceptional
service, with remarkable results particularly when the Court
considers the plaintiff’s large, unsightly scars
after the
series of surgeries to her face.
[104]
In view of the above findings, there is/was no
legislative requirement or provision that laser treatment had to be
provided by a
registered medical practitioner nor is there any
provision in the Act which indicates that laser treatment, such as
was required
by the plaintiff who suffered horrific facial injuries,
should be excluded.
The RAF’s
reliance on the
Fookwe
judgment
[105]
In
Fookwe
,
the Court was faced with submissions
from the plaintiff only, after the RAF’s legal representative
was absent from the hearing
when closing argument was to be heard.
All heads of damages were agreed but for the past hospital and
medical expenses. The Court
considered the evidence, including that
of Mr Abdul for RAF and thereafter dealt with the various past
medical expenses.
[106]
In
paragraph [16] of the judgment, Cloete J disallowed a claim for
payment to an acupuncturist which was previously rejected by
RAF as
there was no proof nor indication on his invoices that he was
registered with his professional body
[39]
.
I have considered the parties submissions in respect of
Fookwe,
and
the distinctions in the two matters must be drawn.
[107]
In this matter, the Court is dealing with payment
to a skin care therapist or cosmetologist, where the accepted
evidence presented
is that at the time of rendering the treatment in
2018 until its conclusion, there was no requirement that Ms Roos be
registered
with the HPCSA. Furthermore, at the time of Dr
Lutchminarian’s report in 2024, the situation seemed unchanged
as the indications
are that there were no set guidelines or
regulations on skin laser treatment.
[108]
Thus, while it would seem from
Fookwe
that acupuncturists are/were
required to be registered with a professional body, there was no
evidence in this matter that Ms Roos,
as skin care
therapist/cosmetologist, was required to belong to a professional
body or that such service providers even had a professional
body in
2018. In my view, counsel for the plaintiff is correct in that
Fookwe
is distinguishable, and with respect, is not
considered as binding this Court in its decision as to whether to
allow the plaintiff’s
claim related to laser treatment.
[109]
Mr
Abdul could not counter Dr Cronwright’s testimony that
registration with the HPCSA was not a requirement for Ms Roos. The
plaintiff’s position was always that the Act did not exclude
her claim for laser treatment and that Ms Roos was not required
to be
registered with the HPCSA. In addition, from my limited research
regarding the cosmetology and skin care therapy practice
in the
country, the indication is that there was no requirement for
registration with the HPCSA nor, it seems, was there a governing
or
professional body overseeing such practices in 2018, and possibly
even presently
[40]
.
[110]
As the defendant’s stance has been that
registration with the HPCSA was indeed a requirement or (it would
seem) registration
with a professional body, it was up to the
defendant to present evidence supporting its view. At the very least,
it was up to the
defendant to rebut the plaintiff’s version
that Ms Roos was not required to be registered with the HPCSA. Yet,
it failed
to do so, and its reliance on
Fookwe
does not assist its case.
Conclusion and costs
[111]
Ultimately, the RAF Act’s purpose as set out
in section 3 must be read with section 17 and section 10 of the
Constitution.
The plaintiff’s estate was indeed reduced because
of the loss and expense in relation to laser treatment which, as
found
above, was necessary in her circumstances. The laser treatment
not only managed her scars but effectively erased them and in so
doing, its success clearly restored the plaintiff’s dignity and
self-confidence to return to work and face the world again.
[112]
From
the evidence in this matter, and the submissions which were
considered, the Court is satisfied that the plaintiff has fulfilled
the requirements of section 17(1) of the RAF Act. Ms Roos’s
invoices and description of the treatment indicated therein were
also
considered, with reference to the 50 sessions which the plaintiff
attended
[41]
.
[113]
On
closer scrutiny, the Court excludes two amounts: R1850 on 14
September 2018
[42]
and R3500
on 16 October 2018
[43]
which
refer to neck treatments, and not laser treatment. This would
therefore reduce the plaintiff’s claim for laser treatment
as a
past medical expense to R234 100. As far as costs are
concerned, counsel’s fees on scale B are certainly
warranted.
Order
[114]
In the result, the following order is
granted:
The
plaintiff’s claim is upheld in the amount of R234 100,
together with costs (counsel’s fees on scale B).
M PANGARKER
JUDGE OF THE HIGH
COURT
Appearances:
For Plaintiff:
Adv C Bisschoff
Instructed by:
Lowe and Petersen Attorneys
Cape
Town
For Defendant:
Ms C Thomas
Instructed by:
State Attorney
Cape
Town
[1]
Defendant provided a s
ection
17(4)(a) undertaking provided
[2]
See Dr C Edelstein’s assessment, 12 April 2019, Annexures C
and D
[3]
Part
B, p49
[4]
Dr
Lutchminarian report, p11
[5]
Dr
Lutchminarian report, p11. The reference in the report to “SAPHRA”
is incorrect and should read SAHPRA, the South
African Health
Products Regulatory Authority
[6]
[2018]
ZASCA 52
par [73]
[7]
Exhibit B, p49
[8]
See
par 1.4, Dr Cronwright report; the same photographs appear in Dr
Lutchminarian’s report (pages are un-numbered)
[9]
It
is unclear whether the three people were skin care therapists,
cosmetologists or medical practitioners
[10]
Exhibit A,
photographs
31 and 32, depict the facial scarification when the laser treatment
had already commenced and photograph 33 indicates
the plaintiff’s
face after laser treatment. Photograph 39 shows the plaintiff (face
only) as at 29 January 2025.
[11]
Proof of invoices from Ms Roos for the period during which the
plaintiff received laser treatment
[12]
Exhibit
A, p17, 19, 20, 21-29
[13]
The
plaintiff explained that the laser treatment concluded in 2020, as
it was not necessary to undergo more treatment and the
country was
entering into the early stages of the COVID pandemic
[14]
Exhibit B
[15]
Exhibit C, Basic
principles
of lasers, Steven Stenhoff and Jane Mills, p135
[16]
Dr
Cronwright report, par 1.5 plus photographs before and after laser
treatment (17 April and 26 June 2018 laser treatments)
[17]
Dr
Cronwright report, par 3.8 plus photographs
[18]
The
Quantum of Damages in bodily and fatal injury cases: General
principles, Vol. 1, Fourth edition, MM Corbett, JJ Gauntlett,
p4
[19]
[2024]
ZAWCHC 115
per Cloete J
[20]
Unregistered
health care / service provider
[21]
Par
[71]-[73]
[22]
Dr
Douglas and Dr Cronwright
[23]
In
other words, if Ms Roos was ill equipped, untrained or
inexperienced, did not have the correct equipment, etc.
[24]
Dr
A Mohamed, Maxillo-facial and oral surgeon, Part B, p50. The content
of the report was not disputed.
[25]
CT
scan, p51 - 52
[26]
Dr
Mohamed, maxillo-facial and report, p52
[27]
Dr
Cronwright report, p2
[28]
Joint
Minute, para 2-3
[29]
Dr
Douglas – cross-examination
[30]
Firstly,
by Mr Abdul and secondly, by the RAF’s executive department
[31]
Dr
Lutchminarian report, p6
[32]
Summary of section (1).
Further
detail in s17, not relevant
[33]
Section
18 also refers to the RAF’s liability which is limited in
certain instances, but the section is not relevant to
this matter
[34]
RAF
Practitioner’s Guide, HB Klopper, A17-20
[35]
[2015]
ZACC 9
; Engelbrecht v RAF
[2007] ZACC 1
;
2007 (5) BCLR 457
(CC) par 23
[36]
Coughlan NO, p
ar
[59]
[37]
RAF
Practioners’ Guide, H B Klopper, Issue 43, A-24
[38]
No reference was made to a directive during the trial or argument
[39]
Par
[12.3] of the judgment
[40]
See
salonbridge.co.za;
www.pnet.co.za
How
to become a licensed cosmetologist
[41]
Exhibit
A
[42]
Invoice
36
[43]
Invoice
38
sino noindex
make_database footer start
Similar Cases
Smit v Road Accident Fund (17524/2021) [2024] ZAWCHC 276 (23 September 2024)
[2024] ZAWCHC 276High Court of South Africa (Western Cape Division)99% similar
Smith v Road Accident Fund (21523/19) [2025] ZAWCHC 157 (3 April 2025)
[2025] ZAWCHC 157High Court of South Africa (Western Cape Division)98% similar
Esack N.O v Road Accident Fund [2025] ZAWCHC 27; 2025 (4) SA 201 (WCC) (4 February 2025)
[2025] ZAWCHC 27High Court of South Africa (Western Cape Division)98% similar
Road Accident Fund v McLachlan N.O (5936/2021) [2025] ZAWCHC 328 (1 August 2025)
[2025] ZAWCHC 328High Court of South Africa (Western Cape Division)98% similar
Road Accident Fund v Neethling and Another (6101/2019) [2025] ZAWCHC 242 (5 June 2025)
[2025] ZAWCHC 242High Court of South Africa (Western Cape Division)98% similar