Case Law[2025] ZAGPJHC 646South Africa
Jordaan obo S. M. E. v Road Accident Fund (Y2012/202045) [2025] ZAGPJHC 646 (27 June 2025)
High Court of South Africa (Gauteng Division, Johannesburg)
27 June 2025
Headnotes
Summary: Damages - claim-motor-vehicle accident. Section 17 Road Accident Act (RAF Act) and section 17(4) (a) RAF Act-Certificate. 100% liability settled. General damages and loss of earnings contested. Defendant liable for both general damages and loss of earnings. Contingency fees calculated at 25% for both pre and post-accident levels of education. General damages postponed sine die and loss of earning-to be paid within 180 days. Plaintiff to open a Trust Fund for the minor child.
Judgment
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## Jordaan obo S. M. E. v Road Accident Fund (Y2012/202045) [2025] ZAGPJHC 646 (27 June 2025)
Jordaan obo S. M. E. v Road Accident Fund (Y2012/202045) [2025] ZAGPJHC 646 (27 June 2025)
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sino date 27 June 2025
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IN THE HIGH COURT OF
SOUTH AFRICA
GAUTENG LOCAL
DIVISION, JOHANNESBURG
CASE NO: Y2012/202045
(1)
REPORTABLE: NO
(2)
OF INTEREST TO OTHER JUDGES: NO
(3)
REVISED: NO
DATE: 27 June 2025
In the matter between:
UYS
JORDAAN obo S[...] M[...] E[...]
Plaintiff
And
ROAD
ACCIDENT FUND
Defendant
Summary
:
Damages - claim-motor-vehicle accident. Section 17 Road Accident Act
(RAF Act) and section 17(4) (a) RAF Act-Certificate. 100%
liability
settled. General damages and loss of earnings contested. Defendant
liable for both general damages and loss of earnings.
Contingency
fees calculated at 25% for both
pre
and
post
-accident
levels of education. General damages
postponed
sine die
and loss of earning-to be paid
within 180 days. Plaintiff to open a Trust Fund for the minor child.
NTLAMA-MAKHANYA AJ
[1] This is an
application for damages brought by the Plaintiff on behalf of M[...]
E[...] S[...] (minor child) against the
Respondent in terms of
section 17 of the Road Accident Fund Act 56 of 1996 (RAF Act). The
action emanated from the injuries that
the minor child sustained in a
motor vehicle accident on 28 August 2011.
[2] The Plaintiff
called Expert Witnesses to testify in person on the impact of the
accident on the minor child, having submitted
their reports for the
benefit of this Court. The Plaintiff also made an application in
terms of Rule 38(2) of the Uniform Rules
of the Court for the
admission of the reports of the said experts as files of records
before this Court which was granted.
[3] The issue of
merits in this case was settled at 100% in favour of the Plaintiff
and received his section 17(4) undertaking
certificate for 100% of
his future hospital and medical expenses in February 2015.
[4] On 09 November
2021, Mr Uys Jordaan, whom I shall refer to as the Plaintiff or minor
child for purposes of convenience,
was appointed as
curator ad
litem
to the minor child by Mavuma J. The outstanding issues in
this regard which were left for determination by this Court were (i)
general damages and (ii) the past and future expenses for loss of
earnings of the minor child.
Background
Plaintiff’s
evidence
[5]
The Plaintiff quantified the justification of his claim and relied on
the expert reports who presented files of records
and appeared in
person to prove the injuries sustained by the minor child in the
motor-vehicle collision. Further to concretise
the proof with the
effect such injuries have on short and long-term impairments on his
mental health and body function. At the
time of the accident, the
minor child was three (3) years old and doing Grade 3 and now is at
14 years.
[6]
As evident from the papers, the minor child was sent to Krugersdorp
Netcare Hospital and then transferred to Charlotte
Maxeke Academic
Hospital.
The minor
sustained an injured left leg; superficial multiple lacerations on
the face; severe bruising to the left arm; soft tissue
injuries to
the upper and lower legs; bilateral femur fractures and depressive
disorder due to injuries sustained in the collision.
[7]
The Plaintiff relied on the first expert an Orthopaedic Surgeon,
Dr
De Graad examined the minor child on two occasions, and his report:
first 12 June 2012 and on his second consultation four years
later on
08 February and provided report on 17 February 2016. He noted that
the growth plate had closed permanently and apart from
the shortening
of the right leg, there was a distortion of the femoral condyles that
resulted in incongruency of the knee joint.
He suggested that a
provision must be made for a knee replacement and revision knee
replacement and indicated a need for knee arthrodesis
later in life.
He substantiated his findings by further proposals of the minor’s
follow ups with (i) the Orthopaedic Surgeon
for the monitoring of the
bone length discrepancy (ii) need surgery to be done as a result of
the limb length and inequalities
which may probably be done by
lengthening the right femur than the closure the closure of the
growth plate of the left femur and
his further noting of the
sustained fracture of the left distal femur which is referred by the
Hospital Records as a Salter Harris
type injury IV and “complex”.
On his further observation, there was a femoral growth plate and
epiphysis that had an
abnormal appearance that caused permanent
damage to the growth plate and distal femur which shortened the right
femur.
[8]
The second expert relied upon was Dr June Rossi, a Neuro and
Educational Psychologist who considered the medical report
completed
by Dr Erasmus that showed the sustenance of bilateral femur fractures
which required surgery. The child awareness on
his admissions at
Krugersdorp Hospital at about 18h00 until 19h50 could also not be
determined as the mother could not remember
the accident which
rendered her unconscious. Although a CT brain scan revealed no
abnormalities, on admission at CMJAH periorbital
ecchymosis was
queried. Dr Erasmus then deferred the grading of his head injury Dr
Rossi who considered the relevant literature
on the impact of
injuries on children and noted that younger children remain at risk
as M[...] was 3 years 4 months old at the
time of the accident. The
assessment done 4 years 9 months later meant that a child in a
traumatic brain injury, a conclusive assessment
could be done once
the child is older.
[9]
Dr Rossi further noted that although the grading of a possible head
injury is an important factor in the etiology of his
current
neuropsychological, educational, behavioural and emotional problems,
other accident- and non-accident related factors such
as the (i)
tragic death of his father, (ii) a traumatic separation from his
mother who had been admitted to a separate ward, (iii)
painful
orthopaedic injuries for which he endured pain and a long period of
recovery, (iv) the possible negative orthopaedic prognosis,
(v) Mrs
S[...]'s medical and psychological state of health and her inability
in disciplining Mome who has become demanding and
difficult, all
contribute to his current problems and most of all the loss of Mome's
father has been traumatic and will continue
to impact him severely
and has lost a stabilizing influence on his life which is
immeasurable. Post-morbidly, his physical injuries
were deferred to
the orthopaedic surgeon and occupational therapist because he has (i)
neuropsychological, educational, behavioural
and emotional problems
and (ii) shows executive functioning problems which impact
educationally, (iii) has written language and
spelling difficulties;
(iv) his anxiety and uncertainty affect his behaviour which impact on
him educationally. His pre-morbid
intellectual potential can be
estimated by examining his pre-accident scholastic progress, familial
educational achievement, and
results on a current intellectual
assessment. Further, although M[...] was enrolled at the school, it
was too soon after the accident,
thus, he passed all his grades, his
post-morbid challenges can have a negative impact on his future. In
the circumstances, his
general recommendations were:
(a)
First, future
medical treatment and expenses (i) whether M[...] sustained a head
injury was deferred to a neurosurgeon, (ii) deferral
the opinion of
Dr M de Graad, the orthopaedic surgeon regarding treatment for his
leg length discrepancy, (iii) recommendation
for the testing of his
eyes are tested, (iv) deferral was given to social worker, Ms K du
Buisson's recommendations, (v) a case
manager should be appointed
post-haste to monitor the home environment, (vi) despite the belief
that routine and behavioural parameters
would improve his attention
and lessen his anxiety, she recommended a paediatric psychiatrist's
opinion, (vii) deferral was given
to the opinion of an occupational
therapist regarding his physical functioning, (viii) recommended for
a speech and language therapist/audiologist
to examine his central
auditory processing, (ix) recommendation was also made for 40
sessions of play therapy/counselling to help
M[...] now and with
future issues that may arise, and 20 sessions of support and guidance
for his mother which cost R950.00 per
hour.
(b)
Secondly, his
educational expenses, (i) need remedial assistance with written
expression and spelling, (ii) recommendation for the
monitoring and
provision for extra lessons and study skills and training to
determine his educational progression.
(c)
Thirdly, loss
of amenities of life were lost during his recovery and would need
additional operations in the future.
(d)
Fourthly,
temporary/permanent disablement the expert noted the permanent
disfigurement because of his scarring.
(e)
Fifthly, loss
of earnings and earning capacity that the (i) the accident has had an
effect on his future which could affect his
earning capacity,
Physically, he has been limited vocationally because of his femur
injuries. This was deferred to the orthopaedic
surgeon and
occupational therapist, (ii) although it was soon to predict how
M[...] will progress, poor attention, labile and impulsive
behaviour
do not bode well for the future, and affect a person academically,
vocationally, emotionally and socially, (iii) M[...]
has the ability
to pass a mainstream matric and obtain a diploma, but this is
dependent on his cognitive, neuropsychological and
psychological
development. If he can receive psychological and educational support,
his pre- and post-morbid intellectual potential
was and is average
(90-109) and he would have passed/is expected to pass Gr 12 and
obtain a diploma, (iv) deferral was given to
the industrial
psychologist.
(f)
Sixthly,
general damages for pain and suffering were noted by Dr De Graad that
Mome suffered significant pain, and
(g)
Seventhly life
expectancy was deferred to a medical expert for determination.
Eighthly, a
Curator
Bonis A curator
needs
to be appointed for the protection of the funds.
[10]
The third expert was Dr M Naidoo, a Psychiatrist, who said that the
accident was a “watershed moment” in
his life which was
characterised by (i) loss of the father, (ii) his mother’s
sustenance of the of traumatic brain injury;
(iii) debilitating
injuries that affected his self-esteem and (iv) his physical
appearance and functioning. According to him, these
characteristics
presented a psycho-pathology which bears a link to the injuries he
sustained in the collision as well as the subsequent
changes in his
life.
[11] The fourth
expert was Ms Megan Clerk: Educational Psychologist, who, after her
assessment recommended (i) the opinions
of other experts to be heeded
for M[...]’s future; (ii) deferral of the potential loss of
earnings to an Industrial Psychologist;
(iii) Play Therapy to address
his emotional difficulties; (iv) Subject Guidance and Career Guidance
for Grades 9-11/12 regarding
his future and career prospects; (v)
parental guidance to be provided to Mrs S[...] in understanding and
being able to discipline
M[...].
[12] The fifth
expert, Ms Talia Talmud, having considered the opinions of other
experts, recommended that the calculation
of M[...]’s future
loss of earnings should take into account he was left with physical,
emotional/psychosocial, functional
and cognitive limitations. She
then deferred the treatment and cost of future treatment to other
medical experts.
[13]
The sixth expert was Katherine Gradidge's (Occupational Therapist)
who noted that the minor child’s assessment
revealed that:
(a)
his gait is
antalgic to the right as he displayed an asymmetrical posture due to
the leg length discrepancy;
(b)
his gross and
fine coordination is poor;
(c)
his movement
characteristics are slow and he is obese which leads to inappropriate
behaviour and overfamiliarity.
(d)
his behavior
was slightly inappropriate and overfamiliar;
(e)
he had poor
perseverance on physically difficult test items with limitations of
standing; walking and stairclimbing; and inability
to crouch.
(f)
he has a
decreased range of motion of the knees which presents a decreased
muscle strength of the muscles of the hips, knees and
right ankle,
muscular endurance and his own reporting of the pain in the left
ankle and knee.
(g)
he has poor
fine manual control, or upper limb coordination, poor body
coordination and strength and agility.
According
to her, the minor child is best suited only for sedentary work and is
precluded from manual tasks because he:
Ø
presented poor
perseverance on physically difficult test items and poor resistance
to distraction;
Ø
has slightly
inappropriate and aggressive behavior; and
Ø
displays poor
general knowledge, visuospatial perception and bilateral integration.
[14]
The seventh expert was the Social Worker, K du Buissen who was
requested by Wolmarans Attorneys to formulate a holistic
assessment
with particular focus on the minor child’s Psycho-Social needs
following the accident on 28 August 2011. The Social
Worker, in
giving effect to her mandate, adopted a quantitative methodology and
the summary of her report was presented as follows:
(a)
From a young
boy with no health problems and developing within normal range of a
three-year-old child, who enjoyed being active
and participating in
sporting activities, was no longer able to participate in sporting
activities because of the orthopaedic injuries
sustained in the
accident.
(b)
He had many
friends’ pre-accident and knew how to manage himself socially
and post-accident his friends no longer visit or
invite him over.
(c)
He has become
socially withdrawn and reclusive, as he has also endured constant
teasing and bullying at school from his peers.
The
Social Worker concluded that M[...]'s life has become permanently and
irreversibly altered due to the damage caused by his MVA.
It has had
far reaching consequences for him and his family.
[15]
The eighth expert was the Orthotist: Chene Kerswill (Orthotist), who
observed that the minor has not yet reached skeletal
maturity and
recommended that an external shoe build up. Further, there is a need
for consideration for home modifications as the
child battles to
climb the stairs leading to the house and garden effectively,
pain-free and safely. Also, his condition has serious
repercussions
which may be physiological, psychological, social, economic and
ergonomic. As expressed by her, the restoration of
some form of
proper biomechanics, the correct shoe and lift should be manufactured
and supplied which should be done in collaboration
with a reputable
multidisciplinary team for success.
[16]
The ninth expert was GW Jacobson Consulting
Actuaries and gave a report with the following actuarial calculations
on an assumption
of 65 years retirement age: -
Basis
I
Degree Level
of Education
Future Loss:
Past loss
income:
pre-accident
post-accident
20%
25%
Loss of Income, Basis 1:
Pre-accident:
R10 005 165
20% Contingency
Deductions
-
R2 001 03.3
R8
004 132
Post-accident
R3 518 780
25%
Contingency Deductions
-
R879 695
R2
639 085
Net
Future Loss:
R5 365 047
Basis
II: Honour’s Degree Level of Education
Future
Loss of Income:
Pre-Accident:
R13 209 040
20% Contingency
Deductions:
-
R2 641 808
R10
567 232
Post-accident:
R3 518 780
25% Contingency
Deductions:
-
R8 79 695
R2
369 085
Net Future
Loss:
R7 928 147
Post
future loss due to the Road Amendment Act 19 of 2005 wherein the loss
of annual income at the time of the accident amounted
to R189 017 was
considered during the calculation which then reduced the post lost to
the following:
Net
Future Loss:
R706 598
[17]
The Plaintiff filed a notice for amendment and amended the
Particulars of Claim. The Plaintiff in the amended Particulars
of
Claim claimed for the payment of the sum of R8 261 598.00 including
interest thereof. The Court is now left with the question
of
determining the legal question on the liability of the Defendant
regarding the general damages and future loss of past and
post-accident earning capacity.
[18]
On the other hand, the Defendant, as noted above that he did not have
Expert Witnesses, his opposition to the claim was
solely based on the
credibility of the Plaintiff’s Expert Witnesses Reports. On his
submission, I will focus on his contention
and not regurgitate his
summary of the Expert’s Opinion’s Reports. He submitted:
[18.1]
The Court to be cautious of Dr Naidoo’s in accepting his
testimony because it was riddled by inaccuracies. It
was historic as
he was supposed to have re-evaluated before making an informed
opinion as he also did not use the screening tools
such as DSM-5.
[18.2]
The Educational Psychologist: Ms Clerk could not make a definitive
opinion on the minor child’s academic performance
although
there are glaring factors that the child never failed since Grade 4.
Mr Clerk also did not have maternal and parental
documentary proof
that could have enabled her to postulate on how they academically
performed.
[18.3]
The Industrial Psychologist had unjustifiable put a dim light on the
evolving economy of the country where people living
with disabilities
have the potential to get into the job market that is specifically
reserved for them.
[18.4]
The Defendant submitted that calculating the contingencies should be
deviated from the normal 25% as a guideline from
Guedes and Bailey
and a 10% spread with higher contingencies of 50% and 60% will bring
a reasonable and fair amount of R3 595 070.50.
Further, Bailey was
decided 41 years ago, and the economy of the country was different
then.
Therefore,
the above submissions necessitate their evaluation to determine the
rationality of the Plaintiff’s claim against
the Defendant.
Discussion
[19]
In this case, both parties’ Heads of Arguments and all the
experts’ reports were of value in considering
this matter.
Although the Defendant did not have Expert Witnesses, his Heads of
Arguments were concise and identified key issues
of contention in the
Plaintiff’s Expert Reports and oral presentations. Further,
this Court acknowledges the “frowned-upon
approach”
regarding the use of Experts in litigation against the Road Accident
Fund. Satchwell J in
Bvuma
v RAF
[1]
held:
“
This
[ … ] is yet another example of the 'sausage machine
outsourcing' approach to Road Accident Fund litigation. Where there
was a claim for 'loss of earnings/loss of earning capacity', there
was no attempt by any legal representatives to conduct any enquiry
into or obtain any information about the plaintiff's factual
situation of employment. Instead, the
attorneys
for both parties simply referred the plaintiff to a multitude of
medical 'experts' resulting in an absence of factual
information
relevant to the claim for loss of earnings,
”
(emphasis added).
[20]
However, in this matter, I move from an exercise of caution in
balancing the proof of the claim
vis-à-vis
the principles that underly the holding of RAF liable for
motor-vehicle collisions.
That
caution was traceable to the historic development of the state’s
responsibility for motor vehicle collisions following
the gap in the
regulation of this area of the law. Such history was summarised by
Moseneke DCJ as he was in
Law
Society of South Africa v Minister of Transport
[2]
who held:
“
The
statutory road accident compensation scheme was introduced only in
1942, well after the advent of motor vehicles on public roads.
And
even so, it came into effect only on 1 May 1946. As elsewhere in the
world, statutory intervention to regulate compensation
for loss
spawned by road accidents became necessary because of an increasing
number of motor vehicles and the resultant deaths
and bodily injuries
on public roads. The right of recourse under the common law proved to
be of limited avail. The system of recovery
was individualistic,
slow, expensive and often led to uncertain outcomes. In many
instances, successful claimants were unable to
receive compensation
from wrongdoers who had no means to make good their debts. On the
other hand, it exposed drivers of motor
vehicles to grave financial
risk. It seems plain that the scheme arose out of the social
responsibility of the state. In effect,
it was, and indeed [remains],
part of the social security net for all road users and their
dependants.”
[21]
From the reading of Moseneke DCJ’s analysis of the history and
the contributory effect it has today entails the
continued
affirmation of the liability of the Fund to pay for any damage that
arose from a motor-vehicle collision. In this case,
like in any other
motor-vehicle collision wherein a claim has been lodged with the Road
Accident Fund, the objects of the Fund
are of paramount importance
because they are a determinant of the liability of the Fund as
envisaged in section 3 of the RAF Act
that “[…] the
Fund
shall be [liable] for the payment of compensation in accordance with
this Act for loss or damage wrongfully caused by the driving
of motor
vehicles.”
It
is in this regard
that
RAF is obligated by section 17(1)(a) to compensate the victims of
road accidents of all valid claims that have been submitted
for
consideration for payment.
[22]
Accordingly, the liability of the Defendant is not a pure matter of
being involved in a motor-vehicle collision but entails
various
factors that underly the proof of the claim against the Fund. For
purposes of this case, the issue of liability was settled
at 100% and
general damages and loss of past and future earnings were contested.
It is imperative that I consider these latter
matters.
General
Damages
[23]
In this case, the Defendant opposed the awarding of general damages
although the matter was even referred to HPCSA that
confirmed the
seriousness of the physical injuries as a “Salter Harris type 4
fracture. It is evident that the injuries would
have serious
implications for the future of the minor child. Let me repeat, the
Defendant admitted 100% liability; provided a section
17(4)
certificate and offered an amount of R900 000. 00 as reasonable and
fair compensation to the minor child. According to him,
the offer was
justified due to the impact of the injuries on the minor child
relating to the need for future surgery of the limb
inequalities and
the provision for knee replacement and revision and arthrodesis. This
admission does not need any further enquiry
as the Defendant had
already made for himself “a bed that he must lie on.”
However, for the purpose of advancing his
admission of damages, it is
also imperative to state why the admission was justifiable in the
circumstances.
[24]
In this matter, the Defendant’s admission of 100% liability was
the undisputed evidence that the minor child was
involved in a
motor-vehicle accident that was caused by the negligence and
recklessness of his insured driver. The requirements
of liability on
the part of the insured driver were satisfied as prescribed by
section 17(1) of the RAF Act. It is my opinion that
the Defendant
cannot fail to fulfil the objects of the Fund as envisaged in section
3 of the same Act when there is conspicuous
evidence of the impact of
the accident on the minor child. The Defendant has already proved
that he committed wrongful conduct
that was not in line with due
diligence that was required of him as a reasonable driver in the
circumstances. Mncube AJ in
D.B.S.
obo Minor v Road Accident Fund
[3]
expressed the contention well and went further and gave meaning to
the concept of “wrongfulness as an element of delictual
liability that involve[d] a breach of a legal duty [which
demonstrates] the test for factual causation [that is comprised of
an]
act or omission that proves the harm caused without which there
can be no question of liability if it is not [shown] that the
wrongdoer
caused the damage [that gave rise to the two stage enquiry]
regarding the factual enquiry on the defendant’s wrongful
conduct
which caused the harm suffered by the Plaintiff and the close
link to the harm suffered.”
[25]
In
casu,
the minor child, who was 3 years old at the time of the accident and
at 14 years when his claim was considered by this Court, he
is still
a child as defined in the Constitution and the Children’s Act
38 of 2005 as “anyone below the age of 18 years”.
This
means that the child was under parental care and responsibility of
his father whom he lost at the time of the accident. The
underage
status constitutes a measure to determine the Defendant’s
liability. The minor child’s injuries were exacerbated
by the
loss of the father who could have taken care of him until he attains
the age of majority. The age of majority is of direct
link to section
28(2) of the Constitution and section 7 of the Children’s Act
that protect the “best interest”
that should not be
compromised. Of further importance is the fact that even if the child
had to attain the age of majority if he
was in a position of being
unable to sustain himself, the father had still to carry that
responsibility until he was able to sustain
himself. As similarly
expressed in
Makgoka
J in Mofamadi v Road Accident Fund
[4]
and articulation of this position well that “majority is not
the determining factor [because] the parent’s duty does
not
cease at a particular age but obliged to continue supporting the
child up to self-sufficiency.” Therefore, the consequent
result
of the accident was of direct linkage of the cause with harm suffered
by the child with a negative impact on the principle
of the “best
interest of the child”. This meant that there was an unwavering
cause of the harm suffered by the minor
child.
[26] It is also my
further opinion that the dysfunctional family was also not to be used
as a measure of evading liability
because of his parent’s
circumstances.
The instability in his home
environment should not be placed on his shoulders. The fact that a
Curator
was appointed to look after the affairs and interest of the minor
child does not absolve the Defendant of his liability. The
responsibility
of the
Curator
is not the subject matter in this Court, and I will not even delve
into his role. Thus, it was not legally sustainable that a child’s
parental circumstances could be construed and serve as a bar to the
claim for delictual damages arising from a motor-vehicle accident.
Therefore, it is my
affirmative view that the Plaintiff
suffered actual loss and is entitled to general damages as evidenced
by the conspectus of factors
presented before this Court.
It
is my view that the Defendant’s liability for general damages
should not be interpreted independently of the loss of past
and
future earnings.
Loss
of Earnings
[27]
The determination of the loss of earnings is subject to the judicial
discretion of the court. However, this Court, having
been provided
with evidence that was quantified by the Expert’s opinions, it
is of fundamental importance that it addresses
the question of the
loss of earnings as a contested matter.
I
t
was placed before this Court that the child suffered past and future
loss of earnings. The injuries that he sustained during the
collision
were not only physical but extended to his mental health and
toughness which, as opined by the experts, might have psychological
effects and negative bearing on his future life. Accordingly, f
rom
the experts’ reports, the permanency of physical injuries
affect the level of the minor child’s psychological,
neurosurgical, cognitive and occupational functioning. In this
regard, the experts recommended the ongoing treatment, failing which
without such, the post-accident harm will have serious and negative
impact on him in the future.
[28]
The Defendant opposed and argued vehemently against the evidence of
Dr Naidoo who, after the first assessment, only assessed
the minor
child after four years. I will confine the opposition to Dr Naidoo’s
historic assessment because the physical injuries
were confirmed by
HPCSA as a credible national body in the regulation of health
profession at large. Therefore, Dr Naidoo’s
historic assessment
is of direct link to the recent reports produced by other experts. In
this regard, the Defendant argued that
Dr Naidoo’s evidence was
not credible due to the lapse of time after the first assessment of
the minor child
.
This
argument is misplaced because the evidence presented in this Court
was not taken in a piecemeal fashion but holistically as
a framework
against which to determine the effect of the accident on the minor
child. The fact that the child remained scarred,
having psychological
trauma and other factors that were presented before this Court served
as a key content of the Defendant’s
liability. Further, the
Defendant brought to the attention of this Court a scholarly article
by Van der Bilj and Pienaar entitled:
“
The
DSM-5 and the role of personality disorders under criminal law
”
[5]
who argue for the recent criteria on an organizational structure of
mental disorders in a criminal context. I find difficulty of
the
relevance of the argument in that article because it’s focus
was solely to “
establish
the role of mental disorders in a criminal context
,”
(emphasis added). This is a civil matter, and the Defendant did not
justify the indirect application of criminal law principles
in a
civil action matter. Let me repeat, as argued by the Defendant, the
lack of the veracity of Dr Naidoo’s evidence and
testimony as
being riddled with inaccuracies and contradictions was argued based
on criminal law principles. It is my view that
criminal law
principles were ambushed in a civil law matter without being
justified of their relevance and interdependence in addressing
the
determination of mental disorders.
[29] I am not
persuaded by the application of the principles that are applicable in
another context of law could be seen as
of value in challenging the
evidence that is applicable in a different setting of the law. This
Court acknowledges that civil and
criminal law principles might be
interdependent, thus, they should be justified on how they influence
each other in the application
of the matter at hand. Further, the use
of comparative law in that article as a secondary source of law, is
not obligatory in this
case to find its bearing in determining the
quality of the evidence presented by Dr Naidoo. This Court is not to
dispute the application
and consideration of international law and
foreign law in South Africa as envisaged in section 39(1)(b)and(c) of
the Constitution.
Thus, South Africa is not in any way bound to
follow it as its application is subject to the discretion of the
Court. The fact
that section 39(1)(c) expressly says a Court “may”
does not entail any obligation to apply foreign law even if the
matter was civil in nature.
[30] It is my
opinion that the integrity of Dr Naidoo’s testimony was of
value in that it was considered within the
overall framework of other
reports that endorsed the impact of the accident on the future of the
minor child. Of importance, was
the fact that HPCSA, a credible
national institution that regulates the different health professions,
provided a helpful insight
into the quality of the assessment of the
injuries of the minor child. Therefore, that disputed history by the
Defendant was endorsed
in the recent reports by other experts, which
this Court did not consider separately from his testimony. That
history provided
a context then which served as a guide in
interpreting the recent context. It also offered a legal basis for
legal arguments and
circumstances as faced by the minor child. I am
therefore not persuaded that Dr Naidoo’s gap between the first
and last assessment
period was not of significance. It constituted
the framework that served as a determinant of the root cause then and
how the expert’s
reports found relevance in the minor’s
current situation.
[31] I also found
it difficult to understand the Defendant’s opposition of the
opinion of the Industrial Psychologist
about the Plaintiff’s
potential in finding work. His argument about the possibility of the
Plaintiff finding work due to
work that is purposively reserved for
people living with disabilities is not sustainable and his defence
falls flat on this ground
alone. It is within public knowledge of
lack of employment opportunities in South Africa for all people
without distinction. The
fact that there is a special focus on people
living with disabilities is indicative of the vulnerability that
continues to manifest
itself about their lack of opportunities. This
Court do acknowledge that the special consideration is a
transformative measure
as required by section 9 of the Constitution
of Republic of South Africa, 1996 (Constitution) for the development
of legal and
other measures which are not meant to address the
historic imbalances but the situations today. Those measures, even if
they are
developed, are not a guarantee that vulnerable people, as is
the case of the Plaintiff will be immediately addressed. In the
context
of this case, I do find relevance to the argument being made
by the Defendant as being progressive so that the Plaintiff and
others
who are similarly situated should not consider themselves as
victims of their circumstances but as ordinary citizens that are
entitled
to equal rights and responsibilities. However, the child’s
psychosocial, being bullied at school with friends no longer inviting
or visiting him and being mocked as having a high-heeled shoe meant
that there is a potential for an inactive life that may impact
on him
progressing into the labour market.
[32]
The key now in this case is the actual determination of the
appropriate compensation for loss of past and future earnings
that
will coincide with the 100% admission of liability and a section
17(4) certificate. The Actuaries Report in the determination
of the
loss of past and future earnings is foundational to the overall
compensation that may, at the discretion of this Court,
be awarded to
the Plaintiff. I am also not to put any emphasis on the advantage of
the exercise of judicial discretion to determine
what could be a
reasonable amount for injuries suffered. In
Southern
Insurance v Bailey
[6]
,
the Court held:
“
Any
enquiry into damages for loss of earning capacity is of its nature
speculative because it involves a prediction as to the future,
without the benefit of crystal balls, soothsayers, augurs or oracles.
All that the Court can do is to make an estimate, which is
often a
very rough estimate, of the present value of the loss. It has open to
it two possible approaches. One is for the Judge
to make a round
estimate of an amount which seems to him to be fair and reasonable.
That is entirely a matter of guesswork, a blind
plunge into the
unknown. The other is to try to make an assessment, by way of
mathematical calculations, on the basis of assumptions
resting on the
evidence. The validity of this approach depends of course upon the
soundness of the assumptions, and these may vary
from the strongly
probable to the speculative. It is manifest that either approach
involves guesswork to a greater or lesser extent.”
[33]
Pursuant to Jacobson Actuary calculations on
pre
and
post
-accident and since the Plaintiff was still a minor child,
the value of the loss of earnings were calculated on the Basis 1 and
II Levels of Education as follows:
First scenario (Basis
1)
pre-accident: 10 005 165
Second Scenario Basis
II
pre-accident: 13 209 040
Post-accident:
R3 518 780
Net
Future Loss at 25%:
R5 365 047
Net Future Loss at
25%:
R7 928 147
Thus,
due to the Road Amendment Act 19 of 2005 wherein the loss of annual
income was at the time of the accident amounted to R189
017, the
limitation was considered during the calculation which then reduced
the post-loss to the following:
Net
Future
Loss:
R706 598
[34]
The contingency deductions were respectfully calculated at 20% and
25% by the Actuary. However, at the discretion of this Court,
the
contingency deductions consider both scenarios (basis 1 and 11) at
25%. This means the Plaintiff’s past and future loss
of income:
Net Future Loss: pre and
post at 25%:
R5 365 047
+R7 061 598
R12 426645 / 2
Total Future Loss:
R6 213 323.00
This is a reasonable
amount ese amounts are justifiable, which I am of the opinion are
appropriate for compensating the Plaintiff.
The Defendant submitted a
10% spread with higher contingencies at 50% and 60% to be considered
by this Court. The submission is
misdirected because the Plaintiff
was still a minor and 3 years old at the time of the accident and to
date at 17 years and has
not even reached the age of majority.
Further, the existing possibility of struggling to enter the labour
market which may impact
on self-sustainability let alone the physical
and emotional consequences of the accident on his future life
justifies the amount
of compensation as viewed by this Court.
[35]
Further, I will not interfere with the independence of the parties
having agreed on 100% liability of the Defendant.
This meant that the
root cause of the claim in this matter was no longer in dispute and
need not be interfered with. The arguments
about the technicalities
on how to give effect to that agreed liability were of further value
in this regard. The agreement settled
enabled this Court to solely
focus on how apply the balancing act in respect of the loss of
earnings.
[36]
In the circumstances, I am satisfied that the Plaintiff has fulfilled
the primary responsibility of proving his claim
against the
Defendant. This case was not a matter of the Defendant having
admitted 100% liability for wrongdoing. The Plaintiff
had to prove
the sustenance of the injuries that were caused by the negligent
conduct of the driver without which the Defendant
could have been
absolved of liability.
ORDER
[37]
Accordingly, the following order is made:
[37.1]
The Defendant is ordered to pay 100% of the agreed or proven damages.
[37.2] The
Defendant shall pay to the Plaintiff a Capital amount of R6 213 323
within 180 days (one hundred and eighty days)
of this court order to
the Plaintiff’s attorneys: A Wolmarans Incorporated which shall
be transferred to their trust account.
The account details of the
attorneys are as follows:
Name
of the Bank
ABSA
Bank, Northcliffe
Name
of the Account
Holder
A
W[…] I[…]
Account
Number
4[…]
Branch
Code
6[…]
Reference
Number
Ms
G[…]/M[…] 1[…]
[37.3]
F
urther,
as agreed between the parties, the Defendant shall furnish the
Plaintiff with
an
undertaking in terms of
Section
17(4)
(a)
of the
Road
Accident Fund Act 56 of
1996
Certificate for the costs of the future accommodation in hospital or
nursing home or treatment of or rendering of a service to
the
Plaintiff or supply of goods arising out of the injuries sustained by
the Plaintiff in the collision that occurred on 28 August
2011.
[37.4]
General damages and past medical expenses are
post po
ned sine
die.
[37.5]
The Defendant is ordered to pay the Plaintiff the costs of this
application in respect of the determination of quantum
on Scale B
which costs shall include the costs of expert witnesses:
[37.6]
In the event of the aforesaid amount not being paid timeously, the
Defendant shall be liable for interest on the amount
due, calculated
from the 15th calendar day after the date of this Order to date of
payment.
[37.7]
The Defendant shall pay the Plaintiff's taxed or agreed party and
party costs on the High Court scale in respect of
both liability and
quantum, up to and including 12th March 2025, and notwithstanding,
and over and above the costs as allowed by
the Taxing Master subject
thereto that:
[37.7.1]
In the event that the costs are not agreed:
[37.1.1]
The Plaintiff shall serve a Notice of Taxation on the Defendant's
attorney of record;
[37.1.2]
The Plaintiff shall allow the Defendant 30 (THIRTY) days from date of
allocatur to make payment of the taxed costs;
and
[37.1.3]
Should payment not be effected timeously, the Plaintiff will be
entitled to recover interest at the prevailing rate
on the taxed or
agreed costs from date of allocatur to date of final payment.
[38]
Such costs shall include, as allowed by the Taxing Master:
[38.1]
The costs incurred in obtaining payment of the amounts mentioned in
paragraphs 2 and 4.1 above;
[38.2]
The costs of and consequent to the appointment of the curator ad
litem, Mr U Jordaan;
[38.3]
The costs of and consequent to the appointment of counsel on scale B,
Adv N. Adam, including, but not limited to the
following: trial
preparation, counsel's trial day fee in respect of the trial dates of
11th March 2025 and 12th March 2025, and
attending to the drafting of
the heads of argument, the practice note and the draft order;
[38.4]
The costs of all medico-legal, radiological, MR, sonar, pathologist,
actuarial and addendum reports and/or forms obtained,
as well as such
reports and/or forms furnished to the Defendant and/or its attorneys,
as well as all reports and/or forms in their
possession and all
reports and/or forms contained in the Plaintiff's bundles, including,
but not limited to the following:
[38.4.1]
Dr M. De Graad (Orthopaedic Surgeon);
[38.4.2]
J Schutte (Radiologist);
[38.4.3]
Dr de Villiers & Partners (Radiologists);
[38.4.4]
Dr M Naidoo (Psychiatrist);
[38.4.5]
4.2.4.5 Ms C. Kerswill (Orthotist/Prosthetist);
[38.4.6]
Dr J. Rossi (Educational Psychologist);
[38.4.7]
Ms M. Clerk (Educational Psychologist);
[38.4.8]
Ms K. du Buisson (Social Work Practitioner);
[38.4.9]
Ms K. Gradidge (Occupational Therapist);
[38.4.10]
Ms S. Stevens (Industrial Psychologist); and
[38.4.11]
Mr R. Immermann (Consulting Actuaries).
[39]
The reasonable and taxable preparation, qualifying and reservation
fees, in respect of the trial date of 11th March 2025
and 12th March
2025 in such amount as allowed by the Taxing Master, including but
not limited to the following experts:
[39.1]
Dr M. Naidoo (Psychiatrist);
[39.2]
Ms K. Gradidge (Occupational Therapist);
[39.3]
Ms M. Clerk (Educational Psychologist); and
[39.4]
Ms S. Stevens (Industrial Psychologist).
[40]
The reasonable costs incurred by the Plaintiff regarding the Minor's
attendance at the medico-legal examinations of the
Plaintiff's
experts;
[41]
The costs of and consequent to the Plaintiff's trial bundles and
witness bundles, including the costs of 4 (four) copies
thereof;
[42]
The costs of and consequent to the holding of the pre-trial
conferences.
[43]
The reasonable travelling, travelling time, subsistence,
accommodation and transportation costs, if any, and upon proof
thereof, incurred by Minor in attending medico legal examinations
with experts and in attending court on the day(s) of trial.
[44]
The costs for the preparation, consultations, travelling and
travelling time, to and attendance of the respective trial/s
by the
Plaintiff's representatives.
[45]
The amounts referred to in paragraphs 36 and 37 will be paid to the
Plaintiff's attorneys.
[46]
The requisite steps shall be taken by the Plaintiff's attorney with a
view to forming a Trust, inter alia, administering
and/or managing
the financial affairs of the Minor and that such Trust shall be
formed within 6 (six) months of the date of this
Order. Failing which
the necessary application shall be lodged with the appropriate
relief. The Trust's instrument shall provide
for the following:
[46.1]
The separation of the property of the trustee/s from the trust
property;
[46.2]
Ownership of the trust property vests in the trustee/s in their
capacity as trustee/s;
[46.3]
The independent trustee/s shall provide security to the satisfaction
of the Master in terms of Section 6(2)(a) of the
Trust Property
Control Act 57 of 1988;
[46.4]
Procedures to resolve any disputes shall be subject to review of any
decision made in accordance therewith by the above
Honourable Court;
[46.5]
Amendments to the trust's instrument shall be subject to the leave of
the above Honourable Court;
[46.6]
The Minor shall be the sole income and capital beneficiary of the
trust;
[46.7]
The trust property is excluded from any community of property in the
event of marriage;
[46.8]
The trust shall terminate on the Minor's death, whereafter the trust
assets shall devolve on his estate;
[46.9]
The trust property and the administration thereof are subject to
annual reporting by an accountant;
[46.10]
At least two (2), but no more than three (3) trustees will be
appointed, of which:
[46.10.1]
shall be an independent and professional trustee being Fedgroup Trust
Administrators (Pty) Ltd (Registration Number
1951/003389/07);
[46.10.2]
One (1) shall be the Minor's aunt, Mrs Louise van der Linde, who
shall be exempt from providing security to the
satisfaction of the
Master;
[46.10.2]
A provision that if the number of trustees drops below the prescribed
minimum, the remaining trustees are prohibited
from acting other than
to appoint a replacement trustee; and
[46.10.3]
The trust deed may not be altered without the consent of the Court.
[47]
Pending the creation of the Trust aforesaid, A Wolmarans Incorporated
will invest the capital amount less the attorney
and client fees and
disbursements in terms of
Section 86(4)
of the
Legal Practice Act 28
of 2014
, with a financial institution, for the benefit of the Minor,
the interest thereon, likewise, accruing for the benefit of the
Minor,
which investment shall be utilized as may be directed by the
trustees of the Trust, when created.
[48]
The party and party costs referred to in paragraph 37 above, as taxed
or agreed, shall be paid by the Defendant directly
into the trust
account of A Wolmarans Incorporated for the benefit of the Plaintiff.
[49]
After deduction of the legal costs consultant's fee for drawing the
bill and attending to its settlement or taxation,
the balance shall
be paid into the Trust, unless same has not yet been created, in
which event, such balance shall be invested
in terms of
Section 86(4)
of the
Legal Practice Act 28 of 2014
, with the relevant financial
institution, for the benefit of the Minor, the interest thereon,
likewise accruing for the benefit
of the Minor and shall be utilized
as may be directed by the trustees of the Trust, when created.
[50]
There is no contingency fee agreement.
N NTLAMA-MAKHANYA
ACTING JUDGE OF THE
HIGH COURT
JOHANNESBURG
Delivery:
This judgment is issued by the Judge whose name
appears herein and is submitted electronically to the parties /legal
representatives
by email. It is also uploaded on CaseLines, and its
date of delivery is deemed 27 June 2025
.
Date
of Hearing:
11-12 March 2025
Date
Delivered
:
27 June 2025
Appearances:
Counsel
for Applicant:
Advocate N Adam
Instructing
Attorneys
:
A Wolmarans Inc
Defendant:
The State Attorney
Mr L
Mtshemla
[1]
2012
SA (GSJ) at para 1.
[2]
2011
(2) BCLR 150
(CC) at para 17.
[3]
2024]
ZAGPHC 519
at paras 8-9.
[4]
(34221/06)
[2012] ZAGPHC152 (3 August 2012) at para 30.
[5]
2014
(35)
Obiter
316-335 at 316 and para 21.6 of the Heads of Arguments.
[6]
1984
(1) SA 98
(A) at 113H-114.
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